RickBlaine

Hello guys. I live near Sakon Nakhon in the north east. I've decided to restart an old hobby - model aircraft flying, and have just built my first balsa model in 50 years.

I don't think there are any expat modellers or flyers in my area, unless anyone knows differently? There is an active Thai group here, the one guy I met spoke English and seemed helpful.

There's a model shop in Udon Thani (ready built models with RC), but otherwise I'll be buying online. I'm struggling to find model aircraft suppliers (plans, kits, balsa, tissue etc) in Thailand. Online searching just brings up toy shops or ready built aircraft or plastic models - and that's fine but it's not what I'm after right now.

The kit I've just built I brought back from my last UK visit - that would be an expensive way to buy them!

Thanks for any help.

18 hours ago, Bday Prang said:

Probably purely coincidental that in Thai   the word for  "debt"   and the word for   "running away and disappearing"  is very very similar, only the presence of a tonal marker  distinguishes between  the written words and a  slight difference in tone distinguishes between the spoken words,   I don't have a Thai keyboard anymore but the word is pronounced   "Nee" when the rising tone is heard it means to do a disappearing act  when spoken with a high tone ( i think)  it refers to a financial debt.   Worth keeping one's ears open for either of these words  

Sad but true. I checked Google translate;

Debt is 'nee' - can't tell if it's high or falling tone.

Run away is 'wing nee' (run is 'wing' in Thai).

Someone had a sense of humour when they invented Thai. 

7 hours ago, BritManToo said:

Doesn't make any difference to the court.

My woman got caught in the same trap, just moved everything she owned into her mom's name.

Successfully avoided a 500k guarantee.

Too late for that. There's a lesson there somewhere.

20 hours ago, transam said:

Some time ago I recall someone we know, being I think 3 months behind on a car loan payment, a car with 4 people got out with clip boards in hand, they were, I was told, talking driving the car away, but I think something was sorted to delay the removal....

Originally I thought the finance co will go after the car first, not the guarantors (they must have a whole department of investigators). But it's whatever's cheapest and quickest. And your point about people turning up, I wonder how many times money changes hands to 'forget' finding a vehicle.

20 hours ago, brianthainess said:

Maybe at her Mums, does no one know where their friend comes from originally?, 

was she working for anyone? 

any kids at school?

I can't say too much, but yes, all possibilities are being looked at.

1 hour ago, yeahbutif said:

Well  even the police get caught..a policeman became gaurentor for his policeman friend.. the policeman friend ended up in monkey house.. can't pay..and the gaurentor policeman lost there house..  as still had to make payments... . So don't become a gaurentor at all..

I did wonder what the law is on making a family homeless, whether the finance co can only put a charge against the property (payable when/if it's sold). But if even the police can lose their house, that's a worry. 

1 hour ago, FriendlyFarang said:

Legally it’s the bank’s car, she is just renting it. If she doesn’t pay the rent the bank demands their car back and any outstanding costs. If she doesn’t return the car I’m certain that they will report it as stolen.

The bank can 'demand' all they like, the problem is firstly to find her and the car.

1 minute ago, FriendlyFarang said:

They probably reported the car as stolen, so if she tries to pay tax it will be flagged.

Do you know if that's always done? If so, it suggests she's not taxing it, or the company would have her.

We need to talk to a lawyer about options.

10 minutes ago, transam said:

An oh too familiar story...

 

The loan company must have the blue book, they are the owners, so the runaway bird can't road tax it.

But if the guarantors don't cough-up they will probably try and locate the ride, sell it on, then pursue their costs and lost money through the courts, something the guarantors signed up to do. ????

When we've had cars on finance, we had a photocopy of the owners book so we could get tax (the finance co kept the book till the final payment). I hope she's taxing the car, so she doesn't get stopped at every checkpoint, as it should make it easier to narrow it down to a province. 

I did wonder why the finance co haven't already looked for the car (maybe they have). I guess it's cheaper and easier to go after the guarantors.

6 minutes ago, worgeordie said:

When money is involved , I can believe anything ......if she needed 3 guarantors ,doubt she had the

income to repay for the SUV.

regards Worgeordie

Yes. 'Doubt she had the income...' The borrower has to be responsible for their actions, but ideally the finance company would also get it in the neck from the Financial Ombudsman for irresponsible lending. No one's holding their breath.

23 minutes ago, Regyai said:

It's just the monotonously repetitive cycle of life in Thailand were each successive generation does the same old idiotic thing.

 

Despite the never ending telling of these situations, people are content with the delusional notion that standing as guarantor has no repercussions.

I know, but these (guarantors) are decent people, just trying to help a friend. 

22 minutes ago, Olav Seglem said:

Have you checked guarantee is not a kind of "all for one and one for all"?

Then the lender can go after one og the persons for all the money, and the person has to get the others pay him back their share....

Not a pleasant thought. I haven't got all the contract details, and I would need wifey to translate Thai legalise.

27 minutes ago, VinnieK said:

No need for a gumshoe.

Keep an eye on her FB page

Dumba$$ will be keeping you posted on her whereabouts.

Heck...you might even try to befriend her (on fb)

 

 

 

 

Good idea, lovely irony if I were able to befriend her. Unfortunately it will all be in Thai, but I'll suggest it to the family.

37 minutes ago, Polar Bear said:

As long as everything is booked and paid for, you can apply up to 60 days in advance of your trip. It doesn't matter where you are when you apply, but they may well ignore your application until it gets to 1-2 weeks out. With regard to insurance, there is nowhere in the process to upload another flight ticket. You don't give your visa details during the application either.

 

My husband will be returning to Thailand next week, and his insurance is only valid until June, but his visa is valid until 2023. They have issued his Thai Pass, and I'll let you know if there is any problem with the insurance once he's back.

Thanks for detailing that experience, had no idea about the 60 day rule. I didn't think we would have to enter visa details, but presumably the visa end date is on the passport database, an easy check for their system to make. Still, let's not give anyone ideas, if it works I'm not complaining.

48 minutes ago, ubonjoe said:

Many people have used 30 days of covid 19 insurance to get a Thailand pass.

Moving your post to the Thai visa forum.

Thanks. I've been looking in the Covid forum, should have looked here (and posted here!).

9 minutes ago, EricTh said:

What do you mean by KL? Do you mean Kuala Lumpur? 

 

Why do you need a cheap flight out to KL?

Yes, Kuala Lumpur. I thought a flight out in March ie leaving say 20 days after returning from UK, would mean 30 days insurance cover would be okay, rather than 140 days to my end-of-extension in July. It's quite a price difference, but I don't know if it even matters/gets checked.

Due to a family problem, I'm trying to organise a quick trip to UK, mid/late February if I can get the flights.

I think I'll be okay getting into UK, but getting back;

Can I do all the Test & Go application before I leave Thailand? The T&G website says allow 7 days for approval, but I won't have 7 days if I wait till I'm in UK.

Looking at the requirements, I don't see anything I can't book and pay for while I'm still here.

Also, I'm on a marriage extension, ends early July. The covid insurance is supposed to cover till end of visa/extension, which would cost 13K! (Axa quote).

If I bought 30 day insurance, and a cheap flight out, to say KL in March, and uploaded both, will they still insist the insurance runs till end-of-visa?

Thanks to all.

I don't know who he'll fly with, but looking at (for example) Qatar Airways website, they say they will take a paper copy from passengers for their records, and so to bring 'multiple copies'. How many? doesn't say.

Also Thai embassy website, London specifically says to download the Morchana app, which your friend can't do. I'm not disputing the experience of travellers who got in without their phone being checked.     

Final edit:

Thanks to everyone who's replied, lots of options. I had to apply/register my Kasikorn debit card at an ATM (not sure which option, staff did it), but it works online now.

Speed reading this forum it seems mobile apps get blocked less than traditional online banking. I'll download the K-app and that'll be my first choice from now on (and I can go into a bank and talk to someone if it fails!).  Next time I'm in the UK I'll download the NatWest app, and apply for Wise debit card. I'll keep the NatWest credit card as a last resort.

Cheers. 

19 hours ago, rickudon said:

Totally agree. Have had one since 2007, never a problem using outside of UK - also use to get cash from a bank in Thailand, no fees, exchange rate as good as or better than Wise. I actually now have 2 Clarity cards just in case main one has a problem (was worried about a dodgy transaction compromising the main card, but OK in the end.)

The Clarity card is mentioned on the MoneySavingsExpert comparison website. Probably easiest to apply when I'm in UK next year. I presume it needs an account, then online access, then credit card approval.

On 12/21/2021 at 9:36 PM, Pdavies99 said:

You need to contact Nat West, asking them to place a note on your file allowing overseas usage, then make a complaint explaining how you were out of pocket etc, due to failure of card approval etc, ask for £100+

Done that. Each time they assured me it was 'on record', but also admitted there were no guarantees - it's automated.