Thanks for that clarification, I have the letter, have not applied for an extension of stay, aka retirement visa for a few years now, what was required, last I did this, was , the letter, bank book, letter from the bank with the balance, same day preferred, although never was sure why they want to see that??, and 1800 baht, with 3800 more for multiple entry, now I am hearing about insurance?? is this now required? anything they have added to the requirements, as I said, its been 3 years since i have gotten an extension, thanks in advance, Al.