Jump to content

worldtraveller

Member
  • Posts

    41
  • Joined

  • Last visited

Posts posted by worldtraveller

  1. Central Platinum by far,

    5% discount Tops & Central Supermarkets every day, 5% on PTT Fuel and many more, I have used it in many counties with no problem, plus they give you a rebate

    on MasterCard Foreign exchange charges.

    Finally they have free lounges with WiFi & Drinks many department stores and have a good reward scheme with Central Gift Vouchers instead of the junk a lot of cards give you.

  2. Its called Winet if you want to look up and find more, basically wireless broadband connected to a standard wifi router at home.

    Like any other TOT product it depends on the quality of service and number of users connected in the area.

  3. Another issue that you should consider is earthquakes, I have been in CM for quite a few years and have seen a few big cracks in

    A couple of the newer condos, where are the older higher condos in the center seemed to fair better.

    Thailand building laws for low rise condominiums are a lot less strict than the high rise, therefore a lot cheeper to make and higher margin.

    I spoke to one of the people that built Rimping Condo, and he explained it cost 10's of millions of baht extra at the time to provide earthquake protection at the time, and that was quite a few years ago, and accordingly it weathered the recent earthquakes very well.

  4. Hi Alex there is a shop in Central Airport plaza on the fourth floor, run by a a Thai guy named golf, he has a PS4 and Xbox One, on display plus all the latest games.

    I bought a PS4 from him the graphics are awesome ....

    Mike

  5. Yes, is the answer to your question, don't use local companies as they are not accepted by many Govenment Departments. Foreign Affairs department has an office in Chaing Mai.

    Legalisation Dept.

    Department of consular affairs

    Chiang Mai Provincial Hall Building

    Chotana Road

    T. Chang Peuk

    A. Meung

    Chiang Mai

    It was on the ground floor next to the Thai Passport office

    053 112 748

  6. I have had a mortgage from Krungsri Bank it took a few weeks to sort out but ok, it often depends on the staff you meet first, Less experienced or junior staff always say no and that happened to me as well, but I was advised by a friend to contact a more friendly manager. I had to put a fairly large deposit ( I think it was between 30 - 40%) , and the maximum term they would give me as non Thai was seven years.

    I had been using the bank for a few years before and had a good relationship with them. Accordingly getting a credit card from them was not that hard either. Thailand has a national credit bureaux and once you get a loan once and make payments it becomes easier.

    Since them I have applied and got credit cards from the same bank Central department and also approved for a loan from Toyota.

    Once you are in the system it becomes easier, like everywhere else. The problem is getting there in the first place,

    The 7 years is not because you are not Thai. My mortgage was for longer.

    Its to do with your age. I assume you were 58 when applying.

    I was no where near 58 when I applied for the loan, I was told it wax Bank policy at the time.
    Are sure it's a mortgage you have and not a personal loan ? Although your still getting money from a bank it at may not be a mortgage but a personal loan hence the shorter term and bigger amount you have to put up

    It was a mortgage, I had to pay the mortgage tax as well, it was a condo not a house, and in my name, i guess the maximum term was 7years because I was not Thai.

  7. I have had a mortgage from Krungsri Bank it took a few weeks to sort out but ok, it often depends on the staff you meet first, Less experienced or junior staff always say no and that happened to me as well, but I was advised by a friend to contact a more friendly manager. I had to put a fairly large deposit ( I think it was between 30 - 40%) , and the maximum term they would give me as non Thai was seven years.

    I had been using the bank for a few years before and had a good relationship with them. Accordingly getting a credit card from them was not that hard either. Thailand has a national credit bureaux and once you get a loan once and make payments it becomes easier.

    Since them I have applied and got credit cards from the same bank Central department and also approved for a loan from Toyota.

    Once you are in the system it becomes easier, like everywhere else. The problem is getting there in the first place,

    The 7 years is not because you are not Thai. My mortgage was for longer.

    Its to do with your age. I assume you were 58 when applying.

    I was no where near 58 when I applied for the loan, I was told it wax Bank policy at the time.

  8. One interesting point, if you even want to access UK, US or another countries TV, You cant change the region on LG from ASIA, on the many of the Samsung Smart TV s you can set the region as anywhere you like and download local software like BBC I-player of Netflix. You do need to have a little technical knowledge to set it up, but its not that hard.

  9. I have had a mortgage from Krungsri Bank it took a few weeks to sort out but ok, it often depends on the staff you meet first, Less experienced or junior staff always say no and that happened to me as well, but I was advised by a friend to contact a more friendly manager. I had to put a fairly large deposit ( I think it was between 30 - 40%) , and the maximum term they would give me as non Thai was seven years.

    I had been using the bank for a few years before and had a good relationship with them. Accordingly getting a credit card from them was not that hard either. Thailand has a national credit bureaux and once you get a loan once and make payments it becomes easier.

    Since them I have applied and got credit cards from the same bank Central department and also approved for a loan from Toyota.

    Once you are in the system it becomes easier, like everywhere else. The problem is getting there in the first place,

    • Like 1
×
×
  • Create New...