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Posts posted by MartinL
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35 minutes ago, bdenner said:
We had a reasonably well off UK pensioner pass away some time ago. Both his TW and Daughter (18yo attending university) get a percentage of his private pensions paid directly into their Thai Bank accounts. The TW is not a UK passport holder pays UK tax at 30% (flat rate), the Daughter gets the tax refunded as she has a passport but does not meet the UK tax threshold.
Are they going to get caught up in this crap?
A Thai national living in Thailand is entitled to the £12,570 tax free allowance available to UK citizens. 0% tax on that amount then 20% up to about £50 k. There's some paperwork involved - isn't there always!! - but probably worth it if her inherited pension is a reasonable amount.
https://www.gov.uk/hmrc-internal-manuals/residence-domicile-and-remittance-basis/rdrm10340 (about halfway down the page)
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A guess; Vehicle parked on the hard shoulder. Trailer truck in the left lane pulls out to give clearance to pass it, suddenly, without signalling and without looking as they so often seem to do. Unfortunately, the flour truck was pretty much alongside him, had nowhere to go so collided and overturned.
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I just completed this quiz.
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My Score10/100
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My Time24 seconds
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I'm so disappointed. I thought this might finally be revealing the ugly truth about Bob Smith 😞 .
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On 8/15/2024 at 9:16 AM, Pouatchee said:
... most thais rely solely on their mirrors ...
They might occasionally look in their mirrors but for a long time I've been convinced that many don't understand what they see in them.
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25 minutes ago, Will B Good said:
Heading.....?????
Anticlockwise heading sort-of northeast, at the junction highlighted towards the right-hand side of the picture attached. They seemed to be coming from northbound Highway 2. Wrong direction?
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3 hours ago, bob smith said:
it's been a while since i've seen the old tanks.
bob.
I saw 11 of 'em on transporters in Khon Kaen about a week ago on the ring road.
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I can't help but see all this as a real-life prequel to the film "Children of Men", without the human fertility issues.
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On 8/1/2024 at 4:02 PM, 10baht said:
There is disease that is keeping Thailand from being a world class tourist destination. One and only one symptom is of that disease manifests itself in the fact that ... wait for it... no Olympic coverage on TV.
If that was true, it'd encourage me to visit Thailand. But I'm already here so lack of coverage suits me fine.
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I just completed this quiz.
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My Score100/100
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My Time63 seconds
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I just completed this quiz.
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My Score60/100
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My Time61 seconds
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Now it's all over, did anybody receive their postal vote papers, complete them and get them back to the local Electoral Office in time, as shown by PO tacking, for your vote to be included?
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3 hours ago, Mike Lister said:
Not true. FET stands for Foreign Exchange Transaction form, in practise, any official advice or notification form used by the bank to confirm the transaction, will suffice. Ask and you shall recieve.
Do you know, Mike, if that mean I can go to my bank and ask for an FET for ANY transfer into Thailand at any time in the past (maybe within reasonable time limits)? Or must it be obtained at the time of transfer?
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1 minute ago, Thingamabob said:
So much for so called 'Buddhism' in Thailand. Utterly disgusting.
For a religion that advocates, as I understand it, not harming living creatures, this offering of pigs heads, chickens etc. at temples seems to go against all principles. Never understood it and never get a proper answer when I ask practising 'Buddhists' why dead animal sacrifices are made.
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Drawing pension since 2019 under the new pension scheme.
Thanks for the article, topt. That's information I knew already.
The main thrust of my question, both here and in my message to IPC, is - 'Does a FROZEN pension in payment increase with voluntary contributions?'
I have 42 years of NICs, many of those 'contracted out' so that my pension, back in '19 and with the max. number of years I could buy at that time, was 87% of the full pension. Obviously a smaller %age now.
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Did an online 90-Day on 11th. June, 07.00. Due on 12th. June. Approved before 09.00 the same day.
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I looked at my National Insurance Record online the other day. It said that I had until the end of this tax year to make voluntary NICs for 6 of the years I've been in Thailand - 2010/11 > 2015/16. The necessary payment for each year was stated and working out how much extra pension might result is easy enough. I know it's a good deal, having paid voluntary NICs in the past, so would be inclined to make the extra payments.
I'm already receiving my State Pension but I shot off a query to the International Pension Centre asking whether, as an existing pensioner, I could make these extra payments (it's seems possible according to MoneySavingExpert). I also asked whether payments would result in increased pension payments since my pension is frozen. I'm sure DWP would be happy to take the money and then say "Frozen pension = no extra".
Has any existing pensioner been through this process and found out whether voluntary NICs increase their existing frozen pension?
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1 hour ago, kwilco said:Isn't it about time that men and women had the same rights for their foreign spouses?
Thai citizenship application immediately came to mind. A foreign female spouse doesn't have to fulfil the same financial requirements etc. that a foreign male spouse has to. Both equalised to follow the current foreign female spouse requirements would be good.
Not that I'm considering a Thai Citizenship application although I would have at one time - too old for that malarkey now.
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Made a small transfer via the Bangkok Bank mobile app at 2.30 pm today and all was OK - got the e-mail confirmation of transfer, along with the transaction record in my phone's photo gallery, almost instantly and the "You've logged into mobile app" e-mail notification about 45 minutes later.
Maybe something's changed since 2.30.
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1 hour ago, TallGuyJohninBKK said:I wish the OP poll had had an option for "wait and see," because that's what I would have chosen.
<snip>
#3. I've lived in the same rented home here for many years with my Thai wife, who has a good job in Thailand. In our situation, I'm struggling to see how I could possibly do the less than 6 months in country approach, especially since I haven't kept a 2nd home back in my home country, and I'm not going to abandon my wife over taxes.
That said, if they really go thru with the current plan, it might well hasten us to both relocate back to my home country. Too many unknowns right now, as usual....
Your Option 3 resonates with me, especially the " ... not going to abandon my wife over taxes ... " bit.
I'm 70, my wife's 68. Relocating to another country just isn't on - we have grandchildren we'd both miss far too much. In addition, I think my wife might lose her government pension if moving abroad, although that's only a guess.
If Thailand taxed all my income, all of which is tax-paid in UK, minus the frequently-mentioned 60k/190k/150k฿ allowances and exemptions (I've not forgotten about the supposed additional 100k฿ 'expenses' but I'm just not convinced by that one) and ignored any possible tax credits or whatever, it'd amount to about 2 weeks income at current FX rates. It'd also be about a month of my wife's pension. I'm not going to throw away my family life here, which I love (Thailand itself, not so much), over a few baht. Of course I'd prefer not to pay Thai income tax but if the choice is 'tax' or 'wife', wife wins hands down of course.
"Wait and see" would be a good poll choice but, in practical terms, I'm just going to swallow all this TRD ehist (rearrange) and get on with life. It helps A LOT that my financial situation is a fairly simple one.
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3 minutes ago, stevenl said:So ordinary citizens can not be far right.
The epithet 'far-right' is usually used by the press to describe snarling, shaven-headed, thuggish skinhead types, something most of these people in the photos definitely don't appear to be (despite some naturally bald heads).
But I'm sure you knew that.
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45 minutes ago, RuamRudy said:
The Union Flag (not Jack) is the flag of the United Kingdom of Great Britain and Northern Ireland. The flag of England is the St George's Cross.
29 minutes ago, RuamRudy said:No problem - lots of British people call it the Union Jack too; it's more my pedantry than anything else.
According to the Flag Institute, either Union FLAG or Union JACK is correct.
https://www.flaginstitute.org/wp/wp-content/uploads/2014/03/Union-Jack-or-Union-Flag.pdf
The FI seems to come to a pragmatic solution to this controversy.
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"Balaclava-clad demonstrators, waving the flag of St George and igniting smoke canisters, filled the streets ... ".
I can see plenty of Union and English flags, even a couple of smoke canisters in the hands of some calm, happy-looking people but not many "balaclava-clad demonstrators" in the OP's photos.
What a pleasant change from the faceless ones of the pro-Gaza/Hamas crowds.
Far-Right???? They look like a bunch of perfectly ordinary folks to me.
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12 hours ago, daveAustin said:
... But if he does actually die, then we will all know that he really was sick.
Spike Milligan immediately came to mind when I read that.
The inscription on his headstone:-
Dúirt mé leat go raibh mé breoite = I told you I was sick.
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Don’t kill the golden goose! Tax reforms may drive away expats
in Thailand News Headlines
Posted
This might also be useful.
https://www.gov.uk/tax-uk-income-live-abroad/personal-allowance