millionair

got through

thanks

I tried looking for this long time before.din't found anything.

and the plus point is they don't need anything as security or Thai Guarantor.

I find this hard to believe, and quite rankly sick of being laughed at by the financial institutions here in this country.

well you got to try to believe it.

so what questions did they ask you? , is not secured then? do you have a valid work permit / buiness visa? do you not have to show thai bank records?

yes you should have business visa,work permit,and bank statement.

they dont interview,you just have to fill the form and wait for approval or rejection.

Curious OP, is this to open your business you were talking about?

No sir,i am just sharing.because its realy difficult for expats to get bank facilities in thailand.

as you can check my credit cart topics also.i have no other intentions.

and the plus point is they don't need anything as security or Thai Guarantor.

hello friends

i was in need of some cash,it was not urgent but i knew next month have some payments to make.

so i applied central personal loan for 500k,they told me they will sms me within 1 hour,but nothing came,so called to check and they told me its under process and this will take 1 week time.to approve or not.

after 3 days i got sms saying my loan is passed for 150k (which was less,but its ok any amount is welcome)and next day money was in my saving account.

they passed me 150k for 12 months.

monthly installments is 14000 baht 14000 X 12=168000

which i think is reasonable

if anyone needs any more information about central personal loan please feel free to PM me.

best regards

millionair.

HSBC update

i feel like laughing.

ok so far i din't heard anything from HSBC so i called them and asked for my status,and they told me that they don't have my application yet.which i was shocked to know because i had applied 10 days before.

so i went HSBC to check whats going on,after waiting half hour the credit card officer came and told me that my company registration is not complete,according to him on the second page of registration there were 22 points,and he was saying that there should be more points,which i have no clue at all.i showed him orignal registration also but still he was not convinced,so i had to chop and sigh on a paper that my registration is complete.i don't know for what.

Then my current account copy was not clear according to him,which is not my fault they made copy.not me.so then i have to submit my true statement.

after lot of copying and signing,he told me now they will send my application for consideration ,and this will take another 2-3 weeks.

has anyone experienced same?

I don't know if credit card applications are recorded with the Credit Bureau in Thailand, they certainly would be in the UK and I suspect many other countries, but if so, the banks to which you are applying will note the number of previous applications and may well suspect it's an act of desperation on your part.

They do, and each rejection is registered.

well in that case i have applied in all the banks before,and they rejected me.now i am applying again with healthy bank figures they are approving be,ok my strike rate is not 100% but i managed to get 4 cards in 3 months time.

as of now no answer from HSBC,and i have also applied in citi bank today.if i get approval from citi and HSBC its enough for me then.

Good luck on getting standard chartered card

Thanks mate

Just got sms from standard chartered they approved my card with a limit of 200K,now waiting for HSBC.

Sometimes Pattaya's overbearing sinful sleeeaze gets too much for me, and so i do like to pop into Wat Chi temple [ however it is spelt]. Inside there is a wonderful huge fish pond full of hungry fish and turtles, where i love to feed them with my banana.

hahahahahahahahahahahahahahahahahahahahaha

i din't wanted to reply this stupid post,but cant stop my self.

GM its enough now.please stop have some mercy on TV members,

why don't you open your own blog or find some other forum to post your remaining 35 bull shit thoughts.

just another question,what do you do for surviving?do you work?if not then from where the money is coming for your smoke?

i apply in SCB already twice,both time they reject me.now waiting for standard chartered and HSBC results.

About 2 months ago my little Honda showroom the deal was 70,000 with 1 yr tax + 1 year 1st class Insurance + numberplates.

can you give me the address?

Can give details, but is 50km north west of BKK is that to far?

yaa thats far.thanks anyways i will try finding it near my area so its easy to visit them in case of any problems.

About 2 months ago my little Honda showroom the deal was 70,000 with 1 yr tax + 1 year 1st class Insurance + numberplates.

can you give me the address?

hello bikers.

I had never owned any bike or car yet,looking forward to buy my first vehicle,I am thinking/or i have decided to buy Honda pcx i 125.

I live in bangkok silom area.

is there any instalments deals,or 0%,or I can pay cash on table.if I can save something.

I checked some place they told me

72k cash).which i think if i pay cash i can pull it down till 70k,(just my thinking)

is there any better advice for me.please help.

can anyone recommend reasonable deal.

Thank you

members and bikers

just got a sms from SCB that i am rejected.

then i called the call center to ask the reason,and they told me "for self employed minimum monthly transaction should be more than 2.5 million baht.

Well maybe they should include that gem in their information packs, I can just imagine all those self-employed somtam sellers with a yearly turnover of 30 million Baht, I suspect they plucked that answer out of the air.

they told me either 100,000 baht monthly salary or 2.5 mill monthly transection for foreigners,of course they will through card to thais even if they are making only 10k per month.

hello again

just got a sms from SCB that i am rejected.

then i called the call center to ask the reason,and they told me "for self employed minimum monthly transaction should be more than 2.5 million baht.

hi

i am thinking to buy pcx i<i live in bangkok silom area.

can anyone recommend dealers around this area?and also is it possible to buy one on installments basics?

thanks

Today i have applied in

hsbc,standard chartered and scb,

lets see what they have to say.

The Marathon goes on

ya i won't give up

I don't know if credit card applications are recorded with the Credit Bureau in Thailand, they certainly would be in the UK and I suspect many other countries, but if so, the banks to which you are applying will note the number of previous applications and may well suspect it's an act of desperation on your part.

But in that case,

before i have applied in AMEX,Aeon and KTC,amex and aeon rejected me,and ktc approved me,as per my experience all banks in thailand have their own way to do.its more like bank policy thing rather than credit bureau.

lets see applied in 3 more banks today.

Today i have applied in

hsbc,standard chartered and scb,

lets see what they have to say.

so here is the summery

i have applied in AMEX AEON AND KTC

AMEX rejected saying i don't match their requirments

AEON rejected saying no reason

KTC approved but very low limit only 70k

so what should i do,should i apply in another 3 banks now,or wait for while?