Consider yourself lucky receiving £177/month from the UK.
As a recently retired Canadian Expat previously employed as a pilot in Abu Dhabi, I receive a meager $440.80CAD, or between 11,000 to 11,500 Baht each month (depending on the ROE) from the Canadian Gov’t.
Though I had planned working to age 65yrs, when Covid rolled around in 2020, the UAE Gov’t decided to sack…… Oupps, sorry….. “Retire” most all crews over 60yrs of age. I was 62 at the time and employed as a Senior Captain flying helicopters to the offshore oil platforms out of Abu Dhabi.
Making application to start receiving my Canadian Pension with direct wire transfer of Pension funds to my Thai bank account, for the first 12 months the Canadian Gov’t posted me paper cheques. My Thai bank would then charge me approx 500 Baht to deposit each CAD$$$ cheque into my Thai bank account. Fortunately in late 2021 I was able to get the direct wire transfer issue sorted, saving myself 6,000B/yr.
Having lived in Phuket for over the past 24yrs, commuting to/from work in Abu Dhabi, I am most fortunate that the house is all bought and paid for and my expenses are minimal. But, going from $16,000+K USD per month down to 11,000 Baht per month is most certainly…….
”Challenging”.
Enjoy your retirement…..