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sangtip2

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Posts posted by sangtip2

  1. On 1/19/2024 at 8:27 PM, msbkk said:

    If a person dies, normally nobody can legally withdraw funds without a legal will of the deceased person except if it is a joint account. A power of attorney ends with the death of the account owner. At least this is my understanding.

    If it is a joint account can the surviving person access the account.     I ask this at my bank and the answer was "Come in and transfer the money as quick as you can"  which tell me that if the bank knows one of the account holders has died the account will be locked until a court rules on it.

  2. I have been doing my 90 day report through the mail for over a year now and the letter has always come back to me in a week or less.  This time it has been two weeks and no letter.   How long should I wait before going to immigration?   I have the EMS  receipt and tracking shows that my letter was delivered.

  3.  

    2 hours ago, hidbehindthesofa said:

    As per the previous posters - don't bother making an appointment because it will not be honoured when you arrive at the Jomtien office.

     

    I had an appointment last Tuesday (22 February) for a 20 minute slot to extend my STV.  I, too, was told to join the queue with everybody else.

     

    I had to attend and queue on three consecutive days to complete the process - despite having all the necessary paperwork on the first day.

     

    Good luck !

    OK     Thanks    -   I will not be surprised.

  4. On 2/20/2022 at 6:11 PM, soi3eddie said:

    Would the account be locked if the bank found out YOU (as a foreigner) had died? Unlikely either way. Probably best to ask the bank.

    I'm guessing that as you're the joint account holder, the relatives would have no claim. Bet they wouldn't try to claim if it was overdrawn!

    Seriously though, ensure you have an ATM card or online access to the account and withrdraw all funds to your own account before telling the bank. 

    I've had joint accounts with my ex and really it serves no purpose. She'll have her own account anyway so just transfer to hers when she needs money.

     

    By telling me to withdraw all the funds before telling the bank that my wife had died you must believe there could a problem if the bank knew first.      The reason we decided on a joint account (Which holds most of our money)  was to give the surviving spouse all the money without going through the hassles of a will.     I did ask the bank and the answer was much the same as yours  "Get the money out fast"   and that worries me.   If it has to be done fast it probably is not legal. Naturally the bank had nothing in writing. 

  5. On 11/10/2021 at 12:09 PM, robblok said:

    It certainly will become more expensive, but only for those who had no insurance in the first place.

     

    For those of us that factored it in their retirement it wont matter much. I seriously don't understand why people would want to live here without insurance (unless high savings but then they would not complain about the insurance as they have money or could deposit it maybe)

     

     

    How sure are you that your insurance will pay ?    Maybe you pay for insurance and then still have to pay your medical bill.

    • Like 1
  6. I did my retirement visa in May   and got the page telling me when to come back with my "Updated" bank book to show that I still had the "800,000"  in the bank.   So I went back on the date that my paper said was required and showed my bankbook / papers   etc. etc.    and the lady said "OK"   I never got any kind of receipt or paper that could show that I had compiled with their requirements .    She just looked at my bank book / papers   and said "OK"  and sent me out the door .  I find it odd that I didn't get some sort of proof that I was there .  

    • Like 1
  7. 16 minutes ago, Brick Top said:

    I would be very careful about about bringing the funds in first , and on reading some if the comments from others on here that are the advising you that is ok to do that.

    Let me tell you what happened to me , I transferred just over 5 million into my Thai bank in July 2018 and put reason for transfer " to buy a Condominium".

    Then I went looking for one , I found a nice one in August 2018. After making the contract ect and paying in full 5 Million for the Condo all done through a good law firm. Then we went to the Phuket land office to do the transfer , it was rejected immediately by the land office , as the Foreign exchange transfer certificate did not state the exact condo I was buying.

    They informed me I would need to go back to the bank and get a letter that showed the exact condo , the building name, the floor off the unit , and the exact address iff the unit. 

    When we went back to the bank , the answer was " can not ".

    The lawyer dealing with the transfer was holding a Power Of Attorney from the buyer , the land office informed that this could only be used for a maximum off 1 month.

    This went on for over 2 years , the bank refused to issue the letter saying Head Office said no. The POA expired , I can honestly say I went back to the bank over 8 or 9 times to try and get this letter , everytime they made silly excuses. I had to keep geting the seller to update the POA as he lived in another country , they were costing me about 10,000 every time. In the end we had to get the vice president off the bank involved in getting this letter after threatening the bank with legal action. The letter was finally given by the bank in December 2020 , a new POA was acquired , and a new debt free letter from the Condominium. We went back to the land office on December 25 last year , the transfer was again refused . 

    The reason this time was now the land office wanted the POA translated as they said new regulations. The POA was translated which took about 1 week and cost 2000 baht but when we went back to the land office , they said the debt release letter from the Condominium had now expired as it's only valid for 7 days.

    When I went back to get a new debt free letter , the Condominium office said it would take 10 to 14 days to get a new one from  head office. 

    Then by the time I received it on January 14 , the land office then said the POA had expired, so the whole process had to be started again. A new POA , had to be sought and noterised in the sellers country , then translated all over again , then a new debt free letter. In the end I finally got the Condo put in my name , it cost me a great deal off money , I was paying the lawyer 6000 every time he went to the land office and 10,000 ever time the the POA was renewed , it was a really stressful time .

    So please be careful listening to members advice on here , telling you it's fine to transfer the funds first then go looking for a Condo.

    The rules have all changed and tightened up at the land office these days. I believe the reason the land officer told me buyers were using the same FET certificate to buy many different condos , so that's why they insist the FET Certification shows the exact unit your buying.

     

    Thank You      That tells me all I need to know . 

  8. On ‎10‎/‎9‎/‎2020 at 8:49 PM, Morch said:

     

    In what meaningful way were election results not 'accepted'? Trump supporters seem to be unable to address this point, and it's been almost four years now...

     

    As for policies - another old chestnut. There's a whole lot of them, check out the Democratic Party's website or Biden's.

     

    The voting public voted Democrat. In 2016 and 2018. Only in Trump supporters' minds did Trump win a majority.

     

    Discrediting Trump is a lot to do with how the man himself acts and carries on. You want to imagine all these 'attempts' have nothing to do with real stuff? Go right ahead.

     

    Just to make it clear - you're whining about Biden being an 'elderly rich white man', when pitted against Trump? Are you for real?

    Nobody said he won a "Majority"   He won the "Electoral College" which is how US elections are won or lost.    That is how the US constitution is written.     Democrats are trying to change that .  

    • Thanks 2
  9. 9 hours ago, MadMuhammad said:

    The last thing I would do if I was stealing money through fraud is advertise my wealth by buying/renting flash throngs is: home, car etc. 
    As for running with the loot huge amounts of cash, for free I might add, tends to skew someone’s ability to cut and run, especially if they were poverty stricken in the first place. At least their families are extremely well taken care of back home (if it was their idea and they weren’t just pawns for someone bigger)

    Sophisticated scam just not sophisticated enough to get away with it (although someone has the cash)

    Not that easy to leave the country with 27 million .   

    • Like 2
  10. On ‎9‎/‎22‎/‎2020 at 3:26 PM, Lacessit said:

    Yes, much better spent on building more walls, jails,  or giving to the already rich.

    If Trump loses in November, I have no doubt Barr will be rapidly following him out the door.

    I don't think he will lose .  The "Silent majority"  is on the side of law and order .   We don't like to see our cities burned by people with political agendas .  Go vote and change the program if you don't like it  --  don't go out and burn the country down . 

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