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dave111223

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Posts posted by dave111223

  1. When you do the math all the insurance policies offered by the banks are a bad deal.

    IMHO they try to make the packages intentional confusing so that regular folks cannot commute the actual value of their package. (ie pay 4000 for first month, then pay 4529 the second, then you get 500 baht back, then you get a 50% half again bonus recycled into the health coverage...blah blah blah...)

    Then they put some ridiculously percent on the pamphlet like "15%", a few great looking increasing bar charts and a guy holding wads of cash.

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  2. After test-buying products on my new website with Paypal (which I had used for merchant services years ago successfully), it turns out that as of April 24th they are phasing out credit card processing from non-Paypal members. That would be the vast majority of our customers. If you Google the error "The card you entered cannot be used for this payment. Please enter a different credit or debit card number" you will see it's been happening for a long time (not just in Thailand), but a rep finally admitted to me they are removing this option completely (despite it still showing up on the checkout page their developers designed).

    Anyone have any idea of sites besides Paypal that don't require startup fee or monthly fees? I don't mind paying a fee for each purchase, but as a new, very small business, I cannot afford to pay fees when we could easily go a full month without any orders. Kasikorn, our bank, has its own processing gateway but your business needs to be running for 3 years already. Siampay has startup and monthly fees. Moneybookers has monthly fees. It seems like most of the feedback on Thaiepay is bad. What else is out there?

    2Checkout, the signup fee is minimal, as is the monthly fee (like $10 per month)

    https://www.2checkout.com/

    Plus your customers can still use Paypal via to 2checkout.

    Or you could do: https://bitcoin.co.th/merchants/

    I use both these services on my stores and have never had any trouble, compared to the absolute sh*t service I had to go though with Paypal: http://www.thaivisa.com/forum/topic/552787-sue-paypal-in-thailand/

    Note that I wrote reviews of a number of merchant services in that thread as I signed up with about 10 different companies, 2Checkout turned out to be the best of those.

  3. Logged into Facebook the other day and was greeted by some kid with their face melted off that apparently some friend of a friend had decided to "share".

    I used the "report" image button as even by my standards I thought the image was totally inappropriate to be shown indiscriminately....but apparently this kind of image was fine according to the facebook censors (so not really sure what's the point of having the report button).

    I guess they only block images like this one, lol:

  4. I think you can use an escrow service with most payment types. I have used escrow.com with paypal

    Even with the basic conflict resolution services of Visa and Paypal with documentation there is decent outcomes. I have been credited even when the other party was trying to rip me off. Just keep good records.

    Without escrow service what recourse does a bitcoin transaction have?

    Paypal/Visa arbitration sucks. With bitcoin you can use to use a dedicated escrow service where they specialize in arbitration and will actually listen to both sides without any bias as a truly neutral 3rd party.

    Regarding Paypal with escrow.com here's what it says on their website:

    Both Buyer and Seller must be located in the United States, online trackable shipping must be used, and the transaction amount must be less than $5000 USD in order to use the PayPal option

    Not very useful to us.
  5. So I should buy Bitcoin so that I can then trade it back into another currency (for a fee) at some point? And why should I do that? Why would I need to or want to trade real money for bitcoin?

    Look at it this way, people are buying the Bitcoin because ______________ .

    A. they can use Bitcoin to conduct transactions that would otherwise be impossible or much harder without Bitcoin. Bitcoin is serving an important function.

    B. they think Bitcoin is going to go up in value and plan to sell it when it does (speculating)

    I mean, I understand why child pornographers and drug dealers would be interested in Bitcoin but what about normal people? You are advising me to buy bitcoin (for an exchange fee) then I sell it later (for another exchange fee) so that I can buy stuff priced in THB or USD. What is the point?

    Bitcoin is useful in transaction where the item you are selling cannot be retrieved in the event that the buyer tries to stiff you.

    For example if I have a domain name worth $1000, and someone wants to buy it (from another country), Bitcoin (with the option of an Escrow) would be the ideal payment method.

    If they paid me with traditional means (such as Credit Card or Paypal) they might reverse the charges after I transferred the domain to them; it will be almost impossible for me to recover the domain, or the funds.

    If they paid with me a wire transaction is would be expensive, slow, and still the possibility that they were using some kind of stolen account and the bank is going to take the money back off me at some point.

    With Bitcoin I don't need to care who they are, where they're from, why they want the domain, if they've stolen someones money; It doesn't matter one bit to me, once I've got the coins in my wallet they are 100% mine, and I can transfer the domain without reservations.

  6. You keep on about infinite coins making Bitcoin worthless.

    But in the past year we've seen 30+ alternative coins released (each with millions of billions of coins available) and has not affected the price of Bitcoin at all. So how many alternative coins will it take to bring the price down? 50, 100, 1000? IMHO the more alternative coins that are released the more it shows why Bitcoins are valuable because they have managed to gain a critical market share.

    I have no doubt there will be a Bitcoin 2, Bitcoin 3 (we're currently on Bitcoin 0.8.2 so naturally it will progress to version 2.0 at some point) Your coins will still be valid on version 2.0

  7. Sure, bitcoin is very volatile, but I'd say every currency can be volatile. Even US$.

    The only currency relatively non volatile is the currency used in the place you live, and then only if your income is in the same currency as your main expenditures.

    Live in Thailand and get paid in Thai Baht...

    All the rest, nobody knows and nobody can predict.

    Very true. I learned to live with currency volatility a long time ago, when I first came here in 2005 i was getting 42THB/USD (happy days). 2 years later and it was down to 30

  8. Among other areas of leadership like technology, democracy, human rights, medicine, arts and yes military leadership.

    The USA invented the internet to make all this possible.

    If the world was waiting for something like the internet from another country then we would all be sitting around sucking our thumbs.

    Sigh...

    As an Englishman growing up in America, your sentiments bring me back to the oft repeated statement I'd hear of "We kicked your ass in Worldwar 2"

    Saved the UK from the Nazi's sure. Kicked the UK ass? never heard that before.

    Maybe you have ear wax or something

    Double Sigh...

  9. So US Dollars are better because people with lots of guns are forcing you to use them?

    (P.S. "Bitcoin's a ponzi scheme!")

    Among other areas of leadership like technology, democracy, human rights, medicine, arts and yes military leadership.

    The USA invented the internet to make all this possible.

    If the world was waiting for something like the internet from another country then we would all be sitting around sucking our thumbs.

    Sigh...

    As an Englishman growing up in America, your sentiments bring me back to the oft repeated statement I'd hear of "We kicked your ass in Worldwar 2"

  10. Following the closure of Liberty Reserve, another well-known Bitcoin exchange has been closed down by the U.S. Government. The domain has been seized by the United States Global Illicit Financial Team, with a warrant obtained in the district of Southern New York...

    http://www.coindesk.com/wm-center-bitcoin-exchange-seized-by-u-s-government/

    http://www.ecardone.com/

    Looks like we should get used to seeing this:

    Seized5_HR.png

    Apparently the Southern District of New York now rules the world; kneel before you new rulers.

  11. here is a simple question: Why should I buy bit coin?

    I can't use bit coin to buy anything.

    If you don't want to buy anything with bitcoins then you should not purchase them.

    But if you did want to buy something with Bitcoins, such as a domain name, website hosting, etc... (http://thebitcoincatalog.com/) then you would buy them.

    the only reason to buy bit coin is if someone else will buy it from me at a higher price. a straight up ponzi scheme.

    ....the global stock market outpaces the depreciation of fiat money...

    So...what's the reason for buying stocks?

  12. Dream Weaver Suck only useful for designers or people that can't deal with html, css, php/asp

    For batch replace I use this tool http://www.funduc.com/search_replace.htm before I made my own in VB that change inclusive directories and file names

    I find Dreamweaver to be the easiest to work with in terms of code highlighting/formatting. And I've tested a lot of alternatives (Notepad++, KompoZer, Bluefish, Aptana)
  13. The SCB website heavily relies on Flash, have you updated your Flash Player as it could be a cause of your problems

    SCB website does not use Flash it relies on Javascript

    Make sure you have javascript enabled in your browser and turn off all adblockers etc..

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