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MRtommyR

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Posts posted by MRtommyR

  1. Hi. The LTF was discontinued at the end of 2019 and is replaced by the super savings fund (SSF). Existing LTFs can remain invested until they reach the end of the 7 year minimum term and beyond if you wish.

     

    The SSF has a minimum investment term of 10 years. I don't think there is a maximum term. Redeeming before the minimum term incurs tax and other penalities.

     

    If you are aged 45 or over consider retirement mutual funds (RMFs) instead as you may be able to access the money earlier.

    • Like 2
  2. 15 hours ago, theblether said:

    First, not every Russian in Thailand is fleeing the war. Just the same way as not every Irishman was in the IRA and not every Muslim is a member of ISIS. Plenty of Russians were emigrating and traveling the world long before he war started. 

     

    Second, far too many Russians are being harassed and bullied over an issue that they have no control over, or, in many cases, agree with. This is done by a coterie of idiot farangs that start firing into this stupid conversation as soon as they discover their nationality. It's from the same rancid low IQ stable as talking to Germans about the war and Argentinians born in the 1990's about the Falklands. By definition, the vast majority of Russians in Thailand want no part in the war so making it a topic of conversation ( which they hear all day every day by farang strangers ) is rude and foolish. Give it a rest. 

     

    Treat them as individuals. The Russians I talk to breathe a visible sigh of relief when I refuse to engage in any form of controversy or war talk. I've found them to be good, and interesting company, although I have no doubt they have their fair share of a**holes. Give them a chance

    Don't mention the war. I mentioned it once but I think I got away with it.

  3. On 4/24/2024 at 12:44 PM, Crossy said:

     

    All sorted :smile:

     

    The original issue was that my passport number had changed, I did try the old number but that didn't work either (probably because it had expired).

     

    Anyway, the usual hassle (and multiple photocopies) of changing passport numbers ensued, very helpful young lady in the branch sorted that.

     

    Then a different lady helped me set up the App. The process involves no less than 3 (three) one-time-passwords, your card number and PIN, setting up a username and password (which you will use once if you set up biometrics) and lots of "confirm" clicks. I probably would have lost it trying to get it going on my own.

     

    The App looks pretty much like the Citi version and seems rather faster.

    Mine was sorted as well. Same problem 🙂

     

    They were very helpful in the branch and seemed to have had proper training about the transition. Total opposite of my experience with the Thanachart TMB merger a few years ago which was a shambles.
     

    • Like 1
  4. 18 hours ago, samtam said:

    They also added another new fee "platform fee" of THB20 per ride. But since questioning it, they see to have stopped. Their answer was a complete word salad:

    Platformfee1.png.71001655adfd83a7c5a6d214b98012c5.pngPlatformfee2.png.ee4916f7f9408e072e8e126c5d53ec8d.pngPlatformfee3.png.c0ea20a1439b966ceb15277fd7340c7f.pngPlatformfee4.png.97a7fd15023a165e7d8c4a14dc119c6c.png

    Don't understand their reply but unless I'm mistaken the platform fee is not new and applies only to GrabTaxi. This is Grab's fee on top of the metered fare. For other ride types the fee is wrapped up inside the fixed price that you are quoted.

    • Agree 1
  5. You shouldn't take this as advice, as what is suitable for each investor is dependent on their circumstances and objectives, but for me I have found SCB Asset Management have a decent selection of funds. They have feeder funds which invest in offshore index trackers for the MSCI World or the S&P 500. Good way of getting the tax benefits without having to invest in Thai equities, which aren't to my taste. I use these to max out my THB 500,000 allowance per year in a combination of super-savings fund (SSF) and retirement mutual fund (RMF). Of course SCB adds a layer of fees on top of the underlying tracker.

    • Thumbs Up 1
  6. 1 hour ago, FarangRimPing said:

    I've gone on this cruise about 10 times with different guests. Everyone has really loved it.

     

    The Manohra Cruises rice barges are antique and carefully restored to preserve the original artistry. Carved from teak and with a traditional reua krachaeng canopy, the setting is intimate and guests enjoy a cool river breeze. These iconic vessels were once the primary mode of transport on the river, particularly during the Thonburi period in the mid 18th century, harking back to a golden era when Bangkok was a major trading destination.

     

    https://www.manohracruises.com/default/special-offers/manohra-dinner-cruise

    +1

    I took the senior management from my company on this cruise during a regional meeting and it was very popular. Not cheap but good value for what you get.

  7. On 2/28/2023 at 4:44 PM, JS82 said:

    Hello Sir, 

     

    How did it go afterwards? 

    I am now in the stage of entering my name into friend's tabien baan. The whole PR process is like jumping through hoops. 

    At the district office, the handling guy told that he needed to confirm with immigration and police, then he will ask me back for an interview later(donot know when...).  And I had to leave with uncertainty. I hope it will not be too long for them to come back to me.  

    Sorry I did not see your question until now. It took around 4 months to get registered. Eventually I had to hand deliver the district office's letter to the immigration department. There were an awful lot of documents they had to prepare to put me in the blue book but eventually it was done. Takes a lot of persistence 

  8. 4 hours ago, LukKrueng said:

    That because they don't visit you. As @Mavideol wrote - they come around to ask about you, and not only people you personally know.

    Ok, please allow me to be more precise in my answer:

     

    Never heard of this before.

     

    They did not visit my workplace, my residence or any of my neighbours when I applied for PR last year. None of the other people I know who have done it are aware of any such visits either.

  9. I've been waiting 7 weeks for my wife's so far with no answer. Some friends who submitted their biometrics on the same day as us heard back in 3. Our flight to a big family reunion (4 years since the last one) leaves in 2 weeks...

     

    I emailed UKVI at a cost of £2.74 to ask what was happening and they replied that they can't give an update and I should not have booked travel until the visa was approved.

    • Like 1
  10. Have any PR holders any experience of registering on a tabien baan in Phra Khanong district in Bangkok?

     

    I got my approval in February and I already have a yellow tabien baan from Phra Khanong but am having difficulty getting them to allow me to transfer into the blue one.

    Firstly they asked for a lot of irrelevant documents, which I nevertheless provided (work permit, marriage certificate, child's birth certificate) and then they questioned the authenticity of the of my residence certificate and alien registration book. They said they would need to confirm with Immigration and the police.

     

    It's been two months now and when I follow up they just say they don't get any reply and I should keep waiting.

     

    It's exasperating

  11. Hello

    I have a two unconnected questions for the PR experts on this thread which I'd appreciate some advice about:

     

    1. Identification number

    I have had a yellow book & pink ID prior to achieving PR for a couple of years now with a "6-xxx" number. When I move to a blue book following PR approval will I keep this ID number or will they issue a new one starting "8-xxx"? My current number is shown on my son's birth certificate and various other documents. I am fearful this will be an issue if I suddenly change numbers. Does anyone know how to deal with this?

     

    2. Future work permits:

     

    Can anyone shed any light on how having permanent residency affects the process of getting a work permit?

    I have heard that it is "easier" for permanent residents but I have no idea what that means.

     

    I also hear reports from some that the requirement for having 4 Thai members of staff per foreigner is removed for PR holders, so in theory a PR holder could get a work permit as a sole employee of a company. Has anyone any experience of this? Clear information on the subject is hard to come by

     

    Many thanks!

  12. Hello

     

    Can anyone shed any light on how having permanent residency affects the process of getting a work permit?

    I have heard that it is "easier" for permanent residents but I have no idea what that means.

     

    I also hear reports from some that the requirement for having 4 Thai members of staff per foreigner is removed for PR holders, so in theory a PR holder could get a work permit as a sole employee of a company. Has anyone any experience of this? Clear information on the subject is hard to come by

     

    Thanks in advance

  13. Hello

     

    I submitted by permanent residence application in December and have completed the interview a few months ago. I am wondering when I might hear the outcome. My current employment may not last far into next year and I am not sure how this will impact the issuance process, assuming I am approved. Although I can stay in Thailand under my PR "under consideration" stamp I worry that a change of my work status may blow up the application if I have to show my work permit again to get the residence certificate.

     

    I was told by some that it was usually 18 months from application. My lawyer said perhaps this December, but I have a feeling they were guessing to avoid admitting they didn't know.


    Can any members with PR tell me when they received the approval?

     

    Thanks

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