Saudi Sid

Well, at least your problems are solved now Angry. Good luck to you and your family. Finally, after all those years working in England, you can realease up some of the equity.

The title of this topic is "Thai Gf First Visit To Uk, Lots Of Questions." not "My girlfriend used to be a prostitute, what do you think?"

Empty vessels make the most noise.

I think you should re-read the last 5 pages and see how many off-topic posts you yourself have made. And then, ask that same question. 200k you say your son paid.....interesting.

I dont know, I just think Farangs get taken in a bit by the wolf in sheep's clothing. I doubt most would consider picking up soem fishnet stockingsclad Kings Cross street walker and marrying after a week. But, there's nothing stranger than folks.

I say good luck to Gary, despite the risks.

And on the subject of risk - and this is important. I hope you have had the tests before you start a proper natural relationship if you know what I mean.

My best friend caught the Big A from a street walker going bareback. One poster who is well known on this forum.

Keep safe Garry mate.

Sid have no fear I am not a prostitute !!!

Sorry, you have lost me......To you it may just be a word but to a hooker, getting screwed by a plethora of swetty, repulsive men it isn't, 'just a word' its a pathetic reality.

He will loose half of what he has to anyone her hitches up with no matter colour or creed.

Exactly, so, as I said, its not really a case of :

there is very little to loose by going with what you feel is right for you

GAry - have you decided if you are going to let the ECO know that she was working the beach road?

there is very little to loose by going with what you feel is right for you

Surely there is much to loose. His feelings come free, what about his house if it all goes tits up which, as you appear to live in Thailand, you know full well that most prostitute:John relationships dont work out. Let us not forget here that the relatinship is based on a financial transaction.

Prostitution is only a word,

Unless, of course, you are the prostitute.

OP How much are you selling your business for? And whats your net worth?

Cheers

So, with some hard work what level would you expect to reach after a year at Chula?

20(d) Equity in a property cannot be used to meet the financial requirement.

Now, whether the savings are "savings", or still regarded as having been equity, could be a debating point. I think the intention of the rule is that you can't say " my house is worth a million, so I have a million", but the rule, taken literally, could be a problem.

Ah yes but this would be released equity IE cash savings. Equity in a property is of course, generally, not savings. And as the size of a mortgage isn't a deciding factor, then releasing equity and exptended a mortgage period could work.

And of course, they may not even be a mortgage so, the homeowner raised 60k on a property via a new mortgage. I just did that to buy a condo in BKK.

That said, I have four buy to let houses each worth about 180k and each with a 100k mortgage so 320k unrealeased equity. It would be intesting how these are viewed also as they are investments though - I guess - not under my control.

If I released 60k equity to satisfy the requirements of a settlemen visa, is it any of their business where the cash comes from?

Firstly, I think there are many reasons why the government wants to know where the money has come from, including tax evasions and illegal sources . There are plans to share financial "information" with HMRC ( and maybe other government agencies) in the future.

Secondly, you can use the rental income from owned property to meet the financial requirement, but not the equity or investment value.

Yep, got that. However, we are talking about released equity - cash money not bricks and mortar.

Thanks for that, VP.

Could you clarify something for me, though.

Take the OP's situation as an example. He hasn't worked for the last 3 months but, presumably, was working for the 9 months prior to that.

So, must he have earned at least the equivalent of £18,600 in total during the 9 months he did work out of the last year, or will it be calculated on his lowest monthly income during that 9 months multiplied by 12?

And what about oil workers working just 6 months a year? Paid for 6 only but the salary is many times over the minimum req

20(d) Equity in a property cannot be used to meet the financial requirement.

Now, whether the savings are "savings", or still regarded as having been equity, could be a debating point. I think the intention of the rule is that you can't say " my house is worth a million, so I have a million", but the rule, taken literally, could be a problem.

Ah yes but this would be released equity IE cash savings. Equity in a property is of course, generally, not savings. And as the size of a mortgage isn't a deciding factor, then releasing equity and exptended a mortgage period could work.

And of course, they may not even be a mortgage so, the homeowner raised 60k on a property via a new mortgage. I just did that to buy a condo in BKK.

That said, I have four buy to let houses each worth about 180k and each with a 100k mortgage so 320k unrealeased equity. It would be intesting how these are viewed also as they are investments though - I guess - not under my control.

If I released 60k equity to satisfy the requirements of a settlemen visa, is it any of their business where the cash comes from?

Lots of discussion points here:

Firstly, the "savings" do have to be under the sponsor's control, not just in his possession, which does rather rule out long term bonds, etc. It will be interesting to see how the appeal courts in the UK might interpret " under their control".

Understood - though we are thinking about different bonds - I was talking about simple no risk bonds which are not locked in and the holder can casht hem in with immediate effect with justa loss of quaterly interest. Either way, it can as easily be in an easy access cash account.

Whether or not the child of a visit visa applicant attends school would only be relevant if the child was applying too; which was so in my case.

It would be relevant in that it proves the child is IN school and the parent takes the child's education seriously (which many in Issan do not), this is one more point in proving her good character (not many how minimal that point is) and she has furtehr intention to return to her well loved child. Many Thais, as I am sure you know disregard their children.

This post doesn't require any further discussion, he has the info despite the points raised that there is so question as to whether she has a child.

This list did not include evidence of employment or evidence

The takeaway point here and value of 711s post, Gary, centres around the 'reason to return' issue you may be facing.

If your Lass does secure a job then be sure to include some wage slips. And, if she works for say three months then securing a couple of weeks holiday to go to the UK is something more Jai dee Thai bosses would allow.

Also, there was some talk that perhaps your Lass has a daughter, in which case, this point has some value too.

evidence my step-daughter attended school

Best of Luck

Sidney

Lets get this topic back on subject - all this talk of Restaurant owners, SinSod, step sons the rights and wrongs and status of hookers, hooker pay, facebooks pics etc isn't helping Gary. He has all the information and we have all his information.

Specific points just to the application now are the best way to assist him.

The savings need to be in cash to count toward the financial requirement.

If he puts the money into a bond then it is only any income received from that which would count, not the value of the bond.

Can you know take your obsession with AP elsewhere and allow this topic to get back on topic?

That's fine then - he simply adds the equity cash payment into the Nottingham immediate access, non-resident, cash account running at 3.25% interest and restructures any mortgage he may have so he is not out of pocket. Simple.

Why do you always do this? Have your say, respond to a point and then tell other posters to stop? Its strange, like an obsession to have the last word / say.

Anyway, Angry will read this now and we have helped him.

Back on topic and it may also benefit the OP in that he could go down this route and his Thai LTFs can be kept in cash (inclduing the soon to mature second LTF mentioned)

Sid, you certainly have a bee in your bonnet over Angry Parent, don't you?

Selling a property, or 'releasing the equity' as you put it, may provide a cash surplus after paying off any mortgage still owed of £62,500 or more. But you are forgetting that this cash must have been in the possession of sponsor, applicant or both for at least 6 months prior to the application. So it wouldn't solve Angry Parent's problem.

Sometimes, 711, helping someone who abused you, calls you names and offers zero thanks is the best, most worthwile Karma one can accumilate.

Selling a property and releasing equity are two entirely different concepts, 7. And in Angry's case, he could release the equity, bank it in no risk bond, use the interest to pay any rise in any mortgage (or just extend the term and see no payment rise). And wait out the 6 months in Thailand so the money has been, as you say, in his possession. Then, his wife can appply for settlement, no need to bullshit the ECO and get a 6 month visit visa.

I hope Angry reads this, and I hope it works out for him and his family. And I continue to earn karmatic points.

Thansk Gents but I really want to study in a class. There is a good reason I never self taught myself reading - Im dog lazy but am motivated in group learning.

When I self study, I spend half the day making tea, with my head in the fridge or surfing the Micky Vaughan.

Cheers.

And I am sure the locals would like their share of the money too. And, why do you think that the areas wont remain quiet and nice?

or are some just so hardened and resentful it doesn't matter what I say they just wanna piss on my party?

Hardened is probably the wrong word here, Mate. Realist perhaps and certainly some pesimists. Me, I'm an opportunist - whilst these guys are discussing whether the hooker realtionship is half real or half bullshit, I'd step in and shag her :-)

Seriously though:

Gary - a personal question

How old are you? How old is she?

And, in the UK have you been burnt by your GF or divorced?

I think if you can offer some insight there, the posters will have a better view of your expecations in life and perhaps be better placed as to how to structure your Lass' application

The poster known as 7by7 faced a similar issue in that his now wife was initially refused a visa as she was unable to prove adaquate reason to return. You might want to PM him and ask the details on why the application failed.

It's no big secret.

This was 12 years ago, and I was a complete visa naif. I thought it would be a simple matter of filling in the forms, paying the fee and getting the visa!

How wrong I was.

I could go into more detail, but it's too long ago to be really relevant to this topic; except to say that the experience taught me to take nothing for granted in a visa application and that proper preparation is the key.

Even more so nowadays when very few applicant's are interviewed.

The ECO will base their decision on the paperwork submitted; so try and think of all possible questions the ECO may have and answer them. Either with documentary evidence or in your sponsor's letter; but don't make that too long; the ECO wont read a novel! Try to keep it to two pages max.

Garry, to be blunt; some of the questions you are asking indicate that you have not yet read UK Visit Visa Basics. I urge you to do so as most of the questions you have asked are answered there or in the links contained therein.

VisasPlus is, of course, correct to say that if the intention is to marry while visiting the UK then a marriage visit visa is what she should apply for. However, other posters are wrong to say that she cannot marry in the UK if she has an ordinary visit visa; she can.

However, whichever type of visit visa she has, she cannot apply to remain in the UK once married; she will have to return to Thailand and apply for settlement as your spouse there.

Some have suggested a fiance visa. A fiance visa is a type of settlement visa and priced as such and all the settlement requirements need to be met. It is valid for six months and you should marry in that time and she then applies to remain in the UK as your wife.

If you don't marry and she returns to Thailand then in a later application, settlement as your spouse for example, she should explain why she did not marry you the first time.

So why was your Mrs deemed as having nothing to return to?

Had you no realtionshipn history?

Gary - a personal question and feel free to ignore it if you want to:

How old are you? How old is she?

And, in the UK have you been burnt by your GF or divorced?

I think if you can offer some insight there, the posters will have a better view of your expecations in life and perhaps be better placed as to how to structure your Lass' application.

And, I would hasten a guess, that the majority of those telling him not to listen to the 'negative posts' (which in fact aren't negative but dam_n good advice) are from chaps who - luckily for them - have had their relationships with prostitutes work out well. They are in the minority.

Morning All,

Question for the proper learners of Thai.

All the time I hear farangs saying that are fluent. Most aren't.

My Thai is such that I cannot read and write at all. However, I can stay with my relatives for a month and speak only Thai. I can talk to my mother in law, get pished with my brother in law and uncles. And I can play with the plethora of kids. If I can't say something I can usually describe what I mean. So, basically I can get away with never speaking English BUT I obviously can't express myself as much as I'd like to on politics, policing, you know - educated stuff.

There are large holes in my Thai and its all been learnt from conversation over 7 years there and 7 years visiting often - natural acquisition the TEFLers tell me. And I am better, I am told, that most of my mates in Thailand - by long term Thai friends - not strangers.

I am thinking about taking a year out, starting from scratch and attending the Chula program which, I am told, is the best.

What do you think chaps? what would you do in my positions. Funding is not an issue.

Thanks