For me it's not the extensions of stay that get to me. It's the government changing the goal posts on a whim. I had to sign up for no less than four vaccine exchanges because they progressively trashed them for a new one. I can see that health insurance will become a requirement for all retires pretty soon and at 70, I think it will be rather expensive. Yes, having 800K sitting idle is not ideal.
I've chosen Portugal where income tax will be 10%, but healthcare will be free. No immigration hoops to jump through after granting of initial residency card is issued in just a couple months. Full citizenship is available after 5 years. And the best this is that wine is almost free!
