
Na Fan
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Thai Credit Score system
Na Fan replied to Na Fan's topic in Jobs, Economy, Banking, Business, Investments
including the land it's sitting on ? That's very cheap, if so. We're in Chonburi - prices are very different here. -
Thai Credit Score system
Na Fan replied to Na Fan's topic in Jobs, Economy, Banking, Business, Investments
Thanks @digbeth - good information there. @BritManToo What is 1M5bht ? 1.5M ? I can't see what you could possibly do with a 1 million baht mortgage. Almost all proper houses are in the 4-5 mil range. Thanks for the tip, but no sabotaging going on here. -
Hello We've been trying (unsuccessfully) to get a mortgage. Based on my understanding it's because the wife has a bad credit score. Apparently that's a thing in Thailand. It seems difficult to find good reliable information about this. I've checked with our accountant too, who wasn't even familiar with the term. Can anyone shed some light on this? Can we publicly (free or not, but reliable) check it somewhere? What can we do to repair it? We have no debts. But also no running credits or cards are in wife's name. She's Thai. Is it helpful to just keep buying things on credit? Instead of paying 10k cash for a new coffee machine, do it in one of those 0% installment arrangements. Will this count? Will this repair the credit score? Taking out a new credit card, putting small-ish things on it (phone bills, etc) and paying it in full at the end of the month? Does that help? We don't have much, car insurance and phone bill is about the extent of what is in wife's name. What else could we use? I wouldn't even mind paying a few hundred Baht a month for a service or something we don't even need, but if that helps to repair the credit score so we can get a mortgage in a few years, then that'll be worth the cost. Any other useful tips? Thanks in advance.
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If you look at the top restaurants, and then taste their food - it doesn't add up. Anyone else experience this? Are they now faking their scores there too?
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This is the community pool at our village. Lots of kids swim in it all the time, incl mine. It smells like chlorine, the smell sticks around for 2 days (yes even through showers) and if water gets into your mouth, it's sour. Is this not dangerous?
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No, not a typo. Case in point: And those, they used to be brown, chocolate brown: Anyway, the "pool guy" claims this is normal, and is because the pool is filled from ground water and not municipality water. What gives?
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Abandoning the child isn't really something I could consider.
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It's probably a mix of it all.
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Central Pattaya, or Chonburi / Bangkok preferred. Any recommendations for someone that knows what they're doing and is proficient enough in both English and Thai? Our four year old is slowly but surely tearing our family apart. Wife is at her wits' end and so am I.
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Chesa on Sukhumvit: https://www.chesa-swiss.com/ Eaten there many times over the last decade and it was never short of stellar.
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So the rule is that you can get 1 bottle (liter) of alcohol person into the country without having to pay tax. Say you wanted to bring in 2 bottles, nice ones, and you wouldn't mind paying some sort of tax. What's the process here? To be perfectly clear: - Having to pay a fee, OK - Having the bottle taken away for the customs officer to enjoy with his friends: NOT OK. Can someone comment who has actually done this before? I couldn't find anything "official" - but I may just have been googling in the wrong language. Cheers!
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Aircons are cleaned regularly. And we have a housekeeper twice a week who is scrubbin' like mad. I don't think it's environmental.
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middle-aged, at the age of 3? ????
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Centrally - Chonburi on the beach. It's not particularly cold here. We never feel cold or chilly, at least.
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These past 2 months I've constantly, permanently had a cold. Sore throat, runny nose, cough and back the the beginning all over again. Not one day passed without symptoms. No fever at all - just constantly sick-lish. It just won't go away. Rest of the family is the same, it isn't just me.
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We used to order loads and loads in this household - and most of the time from my account. Never any issues before. And it happens all the sudden with both Grab AND LineMan? Nah, that's definitely not it.
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These past 2 days we have been unable to get anything delivered. No food, no groceries, nothing. Not from Grab, not from Line Man.... Are they on strike again or something?
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PayPal no longer available to foreigners in Thailand
Na Fan replied to webfact's topic in Thailand News
This is the exact same thing that has happened with Uber. Ban foreign companies and then create a local one to take its place and make billions. Guarantee you that that will happen. -
Chonburi. Even willing to travel to Bangkok. Where exactly? Got a concrete # / address?
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Everywhere I see out of date websites, "full" registrations that nobody has looked at in months apparently. Where can one get a shot of Pfizer? Both me and the wife are (over)due. Free or not is irrelevant.
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would if I could. Last time round I did I ended up with achilles tendonitis that I still felt months after.
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Do you know of any good relocation service that is capable to disassemble and re-assemble large furniture, such as 6-door bedroom closets, large, heavy beds and so forth? We've had bad experiences in the past where people have rushed stuff around, and screws ended up getting loose shortly after moving, heavy doors fell off the closet in the bedroom (which was very dangerous), and just in general it felt like they didn't know what they were doing. Any good experience you can share and recommend? Cheers Fan
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I've got a load of books that I no longer need. They're very high quality Oracle, Unix, Linux books. Cost me a fortune and they still hold quite a lot of valuable information - they're not like totally outdated and worthless. We're in Pattaya, but would be willing to bring or send them elsewhere. Question is where? We've tried the local library and they're like completely disinterested because the books are of course in English.
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Did the bank also lend you money for renovations? What percentage of the house price did they give you? What bank was it?