ToddinChonburi

These 2 sizes have been around for years.  Have a Pepsi and a smile.

I experienced just the opposite here.

I now have a problem almost year round and each day it is different.  The early morning with the highest humidity is the worst time and let's up as the humidity drops during the day.  

Ok I will toss some more in.

 Plant Lemon grass and chili's 

Washing machine 

How about the house numbers

Front door can't line up with back door.

Bathroom must be on the outside wall.

Bedroom doors can't line up.

2 level cooler than 1 level .

Come on guy's this is Thailand Lol

This is a little for fun and serious thought.  After getting the ok from bank or what ever your process was.  What were your girls top 5 wants in her new home.  Feel free to ask her if for some reason you have forgot.

Humidity spikes during the night , this morning was near 100% .  The concrete also takes along  time to cool down.  Pattaya is a concrete jungle .

Little guy with glasses was charging 500 baht.   Maybe he got in trouble for that Lol.

Take 2 up to khon kaen then 12 east.  Mostly all 4 lane so it will be the fast and safe route.

I like to show them my junk !!

    Just ask for a receipt.   That simple .     if no paper then indeed it is a scam !!!!

   Just like the 500 baht fee in Si racha for address certificate.  SCAM  !!!     no paper receipt.

  If you want you pay !!

GSB   will not let you add to fixed funds account.     Bank book will not update.  You have to open up a seperated account for intrest to be deposited.   This is one crazy banking system

Yes all my paper work was good . Had pasd book to show her. This was the big boss.   Need copies stamped.   Lol

Just realized they did not give me a new 90 day report slip.  Can't wait to see how this goes Monday.

Should be fine.  just get copies of bank book stamped at the bank. should be same stamp they put on the letter.   just had this problem today.  My copies of bank book not stamped.   was sent away.

          Went to immigration today in Si Racha, Thought I had all paperwork in order.   Bank Letter with season funds, Copies of the bank book with the funds, but wait something is wrong,  the copies have not been certified by the bank.  She told me the copies could be fake, yes that is what she said, FAKE  !!!!      So the bank letter is fine it is just the copies of the bank book that could be fake.  Thailand            So now updating your bank book and making copies is not good enough.   you need bank seal stamp on copies.

6 hours ago, Ramen087 said:

These chronic posts I read bashing SBUX just crack me up. Wherever you go the place is near full to overflowing. They must be doing something right. Reminds me of so many 'sour grapes posts' about other consistently successful businesses, like the Apple, the New England Patriots, or McDonald's.  Some people just aren't happy unless they're bashing people or groups with massive success, thinking they're elevating themselves by hating on what so many people enjoy, as though they're above it all. SBUX hasn't fooled the world, they dominate in a food service category they helped create. The large scale retail food marketplace is highly competitive and very efficient. If they weren't outperforming the competition, SBUX would be contracting instead of expanding. If you want to drink coffee acquired at a local roaster, or a different chain, that's cool. But please stop with all this SBUX is crap stuff...it is so tired and boring.

Can you say Free WiFi     Lol 

Try getting the ac units cleaned.  I have to do every 3 months they pull in so much junk.  I can hear the fan starting to struggle.  maybe look for a one level. then you will have good space above ceiling for insulation.  

You even need to keep an eye on the 7-11  staff they get distracted easy.

Just got a recall for the Honda city, Bad air bags.

Monkeys lives matter

condo lease or house book should do the trick I would think.

You have a Consulate in Chicago !!!!!!!

I would make sure that the kids passport was held by someone not sure who but I bet the courts can handle this.

I am only going by my experience. I opened account with Bangkok bank and never had a problem. I decided to go hunting for a better interest rate for saving and either got you need a work permit or we do not know how for farang. I had the Thai GF with so no communication problem. Last place I went into was GSB bank, open account with my passport and Thai drivers License with double the rate of Bangkok Bank and no taxes. Now this is just a saving account not a fixed rate. Seemed to be best option the after tax looked to be about the same.

I would go to the branch that you opened account but anyone should be able. I have noticed them many small branches really to not want to deal with farangs.

With the Savings A/C the interest is paid twice a year, so each separate period you could receive up to 10,000 baht without paying tax.

Not necessarily 20,000 per year as one period you could be taxed and not another, but your total interest could be less than 20,000 for the year.

That is how the bank explained it to me.

Here's some Thai Revenue Dept regulations on regarding the withholding of tax on regular savings deposits....it's Bt20K per year. Although many banks do pay interest twice a year in Jun and Dec I couldn't say if there is a Bt10K trigger level per six month period...or if the interest is paid quarterly and exceeds Bt5K then interest is withheld. I just know I've never ever had any interest withheld from my regular savings accounts because I've never earned more than Bt20K interest per year. But hey, maybe banks do have a policy to play it safe and withhold interest on a regular savings account if paid more than B10K interest per six month period...maybe related to the second tax regulation referenced below talking about a Bt10,000 interest exemption.

To earn more than Bt20,000 interest per year or Bt10,000 per six months at the current 0.5% regular savings account rate a person would need over Bt4M in the account...I doubt many people keep that much money is a regular savings account....if they do they should seriously consider putting some of that money in a much higher interest paying fixed deposit or even what I call a hybrid fixed deposit which allows X withdrawals per month without interest penalty like on fixed deposits and still pays a lot more than a regular savings account but less than a traditional fixed deposit.

Depending on "how much" a person had in the account "and when" during a year, I could see someone earning say Bt11K for the Jun interest payments, then withdrawing some of the balance for whatever reason, and then during the second half of the year for the Dec interest payment only earning say Bt8K interest which would total up to Bt19K interest earned for the whole year which falls below the Bt20K annual trigger level. See this Thai Reveneue Dept weblink, Under Interest (2), which talks about what may be excluded from a person's personal income tax: "interest on saving deposits in commercial banks if the aggregate amount of interest received is not more than 20,000 baht during a taxable year." This is probably the reason banks don't withhold tax on regular savings accounts until exceeding Bt20K per year unless its a fixed account which does require a 15% withholding tax on any amount of interest earned.

And then here's another Thai Revenue Dept regulation taking about a Bt10,000 interest tax "exemption" throughout the tax year...see this weblink under Section 42 (8)c : Interest on savings deposit with a bank in Thailand which is repayable on demand; only in the case where the total amount of interest received by any taxpayer does not exceed 10,000 baht throughout tax year, in accordance with the rules, procedures and conditions as prescribed by the Director- General. Maybe this reference triggers banks to withholding tax on a regular savings account if more than Bt10,000 is paid in any interest payment throughout the year? I don't know.

Like most govt tax documents, review of them can hurt a person's head in trying to understand them. I'm glad I don't have to fill a Thai tax return; just the interest withholding tax refund form each year. I have a hard enough time trying to understand my home country tax regs (U.S.) since I do have to file a U.S. income tax return yearly.

It can get confusing between what the banks are required to withhold on certain types of savings products and then exemptions associated with tax returns. In fact, I'm confused right now and hitting Add Reply so I don't ramble on any more.

I think they just take 15% right out of your account of the interest.

Some banks want a work permit. I have tried several to get a better interest rate and they say must have work permit.