Chongalulu

2 hours ago, fasteddie said:

Oh William Hague said so did he? Did he mention that many people die before ever receiving their pension, the pension that they and their employers paid for all their working lives? Where do those pension contributions go then? William Hague indeed 😂

Another post based on ignorance. Your occupational pension fund should you die before claiming it will be paid in full to your nominated beneficiary (usually wife) and tax free. Even if you die while receiving it  often 50% of your normal payments will go to your spouse until her demise under most schemes. The state pension which is entirely separate if you die before retirement age will simply not be paid under current rules. There may separately be widows benefits but your pension is exclusive to you.

The real issue is that many more people are living considerably longer than when the actuarial tables were drawn up ,hence the increase in retirement ages. But generally not enough was paid in NI to cover the real costs.

7 minutes ago, Asquith Production said:

The United Kingdom is a founding member of the United Nations yet they go against the U.N on the principles of equality and discrimination.

What makes you think pensions are under the remit of the UN? Yes it’s in my view unfair,but an internal fiscal U.K. matter.

13 minutes ago, traveller101 said:

Does it matter at all who hits you?

Child, girl, woman .....

Last time a woman hit me it cost me £90 ...in Soho..

Madam Thrasharse’s spanking emporium..if you want a recommendation..?

2 hours ago, zhounan said:

In this case I'm with Mohammed.

You'll look good together sharing a prayer mat!

9 hours ago, sherwood said:

The wife blacked out cutting grass for the buffalos today and was a bit crook for half the day.

I will give her half pay for the story.

Very hot near Korat.

Never mind all that…how are the buffaloes holding up …?

19 hours ago, Pouatchee said:

some ideas/thoughts are better kept to one's self

 

next thing you will get is the foot fetish guys

No they haven't got a leg to stand on..

1 hour ago, sambum said:

 

I remember reading many years ago about an American who wanted to get married to his horse because "they both loved each other so much"! And they say some religious sects are weird!

The American changed his mind at the last minute leaving the horse stood up at the altar . Hence the long face... 😢 

7 hours ago, nglodnig said:

Brown envelopes? A comfortable retirement methinks

Actually he received d the brown envelope sent to him excitedly opening it , rubbing his hands in delighted expectation 🤑. Inside were his nameplate and photo. He's still trying to rub the spittle off as we speak.. 🤢 

3 hours ago, ChipButty said:

Really? you need to get more, 

Ah,the perils of making an @rse of yourself by failing to prove read. 

Wait for it, let's see who falls into the trap! 😜 

"THESE are my payment!…now where’s my change? "

Is there a single comment on this thread that hasn’t largely been said already in interminable threads on Thai RTA ?   💤 

On 4/18/2024 at 2:53 PM, sandyf said:

Your last statement is very generalised, if anything I would suggest domestic UK wine is very much the same price as Thai domestic wine.

What you really mean is imported wine is heavily taxed to protect the domestic market. Fuel is heavily taxed in the UK but not for the same reason.

We can live in hope that one day the Thai wine producers will become more efficient and prices fall, not holding my breath.

You are of course correct about taxes which distort prices. Actually domestic U.K. wine is more expensive than say Australian. U.K. really doesn’t have the geography to efficiently produce wine to compete with the likes of Australia and southern Europe (I worked in the industry). It costs more per bottle to truck a container across Europe to U.K. than a shipping container on a ship from Australia to Southampton docks! 

On 4/18/2024 at 5:03 PM, CharlieKo said:

That isn't actually correct. My understanding is that you pay off the interest first before the capitol amount is reduced. interest is not calculated on an amount outstanding. It is calculated on the loan amount. I Know the amount I borrowed and I also know the amount that will be paid back over the period of the loan.  

You don’t really understand the mathematics. If I charged you 5% p.a. on a loan of £100 you would pay nothing back until the end of the year when you would pay me £105 . That is true APR and how your bank pays interest on a savings account . If you started paying the loan back via monthly payments say over a year then clearly you haven’t had the benefit of borrowing £100 for a full year,thus you are paying a higher interest rate. If you need that explained in more detail I suggest you google it. 

On 4/16/2024 at 3:40 PM, Chalong circle said:

What about the salary ?

No matter what your salary,or even if you're on unemployment benefit in UK everyone pays the same . Wine here is double the UK price 

On 4/16/2024 at 2:36 PM, CharlieKo said:

Not sure where you get 10% from. Bought a new car for the wife and paying under 2% per annum interest on the loan.  

As another poster pointed out that is not APR (true interest rate) Briefly by halfway through the repayment period you've repaid half the capital but still being charged interest on the whole sum. It roughly works out at double the quoted sum. But at 4% real rate that is still good and beating inflation,so you are actually ahead ! 

23 hours ago, Carlosm said:

Nothings better than watching it live.

Yes there is. I have Bein sports for 1000 baht whole season. This morning I simply went onto the video on demand catch up which has no spoilers so effectively it was live for me at a convenient time. I watched both matches not knowing either result beforehand.

They have the FA cup too 

30 baht per litre of diesel or thereabouts I’ll take all day long thanks. More than twice that in Uk! 

2 hours ago, advancebooking said:

On 4/15/2024 at 1:28 PM, rexpotter said:

used to really like dogs until after living in SE Asia for a long time. I still like clean well behaved dogs but not these filthy flea bags.

You sound white and entitled. Go back to the nanny state where your mummy gave birth

Do let us know when your mummy finds out who you father was - or can reduce it to half a dozen options…. Oh ,mummy dropped you on a stranger's doorstep ,did she? Never mind ,perhaps you were brought up by soi dogs? 

1 hour ago, georgegeorgia said:

It kills the dogs ???

 

But ... tell me .... Chocolate...is that a myth or it does ?? 😮 

Along with grapes raisins and sultanas are toxic for dogs

22 hours ago, proton said:

 

They collect them, put them in a van then dump them somewhere else to continue being the filthy vermin that they are.🤨

But enough about the Swiss...

Here we go with yet another Groundhog Day of comments.. 😴 

5 years ago in Uk I bought a Boots (chemist) branded product. You quickly see the Omron brand name on parts of it. My doctors had omron too. Made in Vietnam. Seems the obvious choice so just get the model with the features you want. Basic does the job but mine keeps a record of previous readings to compare with.