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meltingpot2015

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Posts posted by meltingpot2015

  1. 11 hours ago, webfact said:

    Here by the side of the Chanthaburi to Sa Kaeo Road - Route 317 - he shot his former wife Wanphen, 49, in the head. There were many witnesses.

     

    Then he shot Wanphen's daughter Oraya, 25, in a Toyota Fortuner owner by his former wife.

    From this, it seems Wanphen's daughter Oraya was not his daughter. Maybe Wanphen was divorced and married second time (to the the shooter). He also has a daughter. That daughter asked him to give himself up. We don't know if that daughter's mother was Wanphen or not. I'm guessing no.

     

    This is turning out to be quite a riddle. 

  2. 2 hours ago, JetsetBkk said:

    No more posts please - this was sorted yesterday afternoon: 

     

    1616176562_sorted900.jpg.904615b800c62466a9c472235a32d2cc.jpg

     

     

    Thank heavens! Was wondering if I should call NATO.

     

    BTW, it say's 'we will send a one time code to your email', so why would you enter your phone number anywhere?

    • Like 1
  3. On 1/27/2022 at 2:30 PM, JetsetBkk said:

    But I cannot enter any letters in the "Mandatory Field" other than an "e".

    But I can enter numbers.

    Why would you enter any letters in a field (box) that says '6 digits'?

    Digits means numbers.

     

    with lazada vietnam I've experienced the code verification, if I use a VPN. I disconnect from the VPN then try and no code verification prompt.

     

    Are you logging in from a location other than your usual? 

     

    Also, if you can use the app, login through that. I reckon the code verification is less likely with the app. 

  4. 10 minutes ago, CLS said:

    Assuming most of them became Swiss by naturalization and were not born and raised in Switzerland consider them as Swiss only on paper.

    https://www.ch.ch/en/demokratie/votes/who-is-entitled-to-vote/

     

    Quote

    Voting rights of dual nationals
    Dual nationality does not affect your voting rights in elections and popular votes. Dual nationals can vote and participate in elections, unless other reasons prevent them from doing so.

     

  5. Even if the culprits are bought before the courts - that's assuming the Met Police is interested (they have a history of being institutionally racist), competent and also have resources in doing so. Also, Judges, in 'serving' to protect the establishment, worried about 'incidents' like this affecting tourism etc., tend to let off crims charged with hate crime easily. How did I base this opinion? Have a butcher's at this:

     

    https://web.archive.org/web/20080607170408/http://www.irr.org.uk/2007/december/ha000011.html

     

    Judge ruled that because the defendant also went on to attack a white person, he could not convict the crim for racial aggravation. The crim attacking this white person for wanting to stop him murdering an innocent black guy seems to escape the judge's reasoning....The mind boggles.

     

    Oh!, this is all IMO BTW.

  6. It's a minefield out there. I've been at it since February this year. Every time I come close, something crops up. E.g I was so close to buying the A+ Easycare plan (focusing on South East Asia). On their website they say we have freedom to move. This is one of the features that attracted me. I've been in touch with them both directly and trying to buy the policy through a broker called Pacific Prime.

     

    I've had so many phone calls and emails with broker and email exchanges with A+ themselves. Broker has been quite good coming back to me with responses. However, one thing I noticed with both is that if you ask them a lot of question together, they may only answer some questions (particularly if they don't have the answer to hand). I think they do this in the hope that you may just leave it at that or you'd forget ever asking the question.

     

    To give you an example, the A+ Easycare plan benefits table just says 'full refund' for local ambulance charges. So i enquire about this from Pacific prime. they quote me a passage from the terms:

    Quote

     

    2.1.3.3.3. Local ambulance to the nearest hospital

     

    Reimbursement of the Reasonable and Customary charges incurred for necessary domestic ambulance services (inclusive of attendant) to and/or from the hospital of confinement.

     

    So I ask them, what happens if I'm unconscious and someone calls a private ambulance, would this be covered. Agent quotes the policy wording above at me again and says she has contacted insurer to confirm.

     

    She received reply from insurer and says:

    Quote

     

    Please be noted that the private ambulance with attendants is covered with below conditions included :

    1. The cost is URC (Usual Reasonable and Customary).

    2. From an accident field to the hospital under emergency condition .

    3. For the hospital transfer purpose.

    4. There is no limitations according to the benefit table."

     

    .......

     

    To summarize, the ambulance will be covered when the cost is proved to be medically necessary and needed from the insured.

     

    THen I'm confused about what 'medically necessary' is so ask her about that. I tell her, it would be useful if she can give examples of what would be covered and what would not be covered, and give two examples of my own. e.g. if I'm involved in an accident and am not conscious, would this be considered medically necessary, whilst cutting your finger while cooking, and there is no blood loss so as to endanger life that would not be classed as medically necessary?.

     

    She's now got back to me with the following:

    Quote

     

    Medically needed: a person was in a car accident, is transported to a hospital and needs a blood transfusion on the way there to be stabilized, It should be covered because it is needed.

     

    Not medically needed: a person is given air supply on the way to the hospital after a car accident but does not need it to be stabilized, the insurer will not cover it.

     

    The A Plus benefit table just says 'full cover' (without any monetary limit) for many things (e.g. Ambulance, also emergency evacuation). But when you do a bit of digging the exclusions come out of the woodwork.

     

    I've also been dealing with brokerfish (who I believe are based in Malaysia - not quite sure). They are the ones that recommended IMG global fusion based on 'Value for money'. When I asked them who came 2nd/3rd. They dodged my question and said it's because IMG have 24/7 multilingual support, claim response time is good, provide out of area cover for 30 days (not included with many other insurers).

     

    I wrote back and said their (brokerfish's) own website says A pLus also provided 24/7 365 days multilingual support. Also, my research has found that A plus cover actually includes taiwan, which IMG Area2 does not cover(only as part of out of area emergency cover for 30 days). I've not received a reply as yet.

     

    After three months of searching I'm really starting to wonder if genuine expat health insurance providers/brokers/salespersons (or indeed the right policy) are rare as hens teeth.

  7. 7 hours ago, topt said:

    Apart from replying to a 5 year old comment......

    First off I would find a recommended broker.

    Then check the small print in the Ts and Cs of the policy you are interested in. Will probably depend if it is a localised Malaysian/SE Asia or "International" policy.

    the passage of time wouldn't really change the response to my original question:

     

    Quote

    If purchasing health insurance through a broker, does it matter where they are based?

    i.e. if there is any issue, do I resolve it in Malaysia (where the broker is based) or in US (where the insurer is based)

     

    Re.

    Quote

    Will probably depend if it is a localised Malaysian/SE Asia or "International" policy.

    IMG Global Fusion do not do 'localised Malaysian' only policies. They cover 3 areas:

    • Area 1 Europe
    • Area 2 Worldwide, excluding USA, Canada, China, Hong Kong, Macau, Japan, Singapore, and Taiwan
    • Area 3 Worldwide

    I sense the clue is in the title. IMG Global.

  8. On 1/18/2014 at 11:46 AM, Thighlander said:

    I've been using IMG and buying blocks of four to six months. Never made a claim, so it's hard to judge, but I don't see them on the rip-off reports, and I think having recourse in the US is a good thing.

    If purchasing health insurance through a broker, does it matter where they are based?

     

    For example, if I buy an IMG GLobal fusion policy through a broker based in Malaysia (I'm Brit currently living in Malaysia), and there is a dispute, is my recourse in Malaysia or US?

  9. Does anyone know if its unlucky to open an umbrella indoors when in Thailand?, or is this only a farang thing?

     

    If its only farang, and you open an umbrella while in Thailand, does bad luck still apply? What if you open Umbrella inside the house while is U.S , or U.K  then travel to Thailand? Does the bad luck travel with you or does the bad luck stay behind in U.S/U.k (because it does not have a passport or visa to travel outside the country) 

     

  10. How about this one:

     

    5b0050a03919f_soundofmusic-umbrella.jpg.8101fd270e5ef578c463ecdf1bd1d889.jpg

     

    BTW: Are you actually asking? or is it a rhetorial question like 'how do you solve a problem like maria'

     

    If you wanna know, I bought a pretty solid umbrella (the ones big enough you can use as a walking stick) for around 100 Bhat from Aeon Supermarket about 2 years ago. Used it for about 6 months and left it at the hotel when I left Thailand.

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