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blackcab

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Everything posted by blackcab

  1. As I mentioned, this is how the credit card provider chooses to do business. It suits them. You either accept it or move on because you won't change it. No idea because I can't speak for the credit card provider. Does that rate incorporate the currency triangulation?
  2. Regarding conversation of foreign currency to USD and then to home currency (THB), this is how the majority of cards work, and not just in Thailand. Card companies do this to manage risk and standardise procedures. They don't want to have to directly convert two obscure currencies because their wouldn't be much of a market for it and the rates would be horrific. If you hired a car in Kazakhstan, they might struggle to exchange Tenge directly to Baht. Does this rule benefit them with major currencies such as Euro, Pound, Yen, etc? Of course, they wouldn't have it any other way.
  3. 1.2 A collection expense fee is a monthly amount/fee charged when your account is overdue/past payment/you haven't paid the minimum amount. You won't ever see this if your account is in good standing. 1.3 This is a percentage amount added if you use your card to pay for Thai government fees such as Land and Building Tax at your District Office.
  4. Sanctions
  5. Oligarch
  6. Beatbox
  7. Throttle
  8. Facebook Marketplace: 18,500 baht (Bangkok area) Nikon D5100 Sigma 50-500 f4.5-6.3 Tamron 70-300 f4.5-6.3 https://m.facebook.com/marketplace/item/1828433648007079/?ref=category_feed You can look up youtube videos about the body and lenses.
  9. It can do it automatically. The key is to always check the amount being asked for on the OTP you are sent. If you want to pay 30 baht and the OTP says anything else then do not enter the OTP. You are clearly being scammed.
  10. Why would the bank be responsible? The bank sent an OTP at the request of a merchant. When you receive the OTP it states the amount the request is for. If you don't read the OTP properly and authorise a fraudulent amount, that's negligent on your part. The same principle as signing a cheque at work that was prepared with an incorrect amount. You can't blame the bank for honouring it if you signed it.
  11. If a floor at the top had recently been poured then it may have failed with lateral movement caused by the earthquake. That failure would have overloaded the floor below, then sadly it would become a house of cards.
  12. Please continue the conversation in the official topic here: https://aseannow.com/topic/1356087-earthquake-rocks-bangkok-building-collapses-with-40-people-inside/
  13. Because the fraudulent website is a copy of a legitimate website and the fraudulent website has its own payment system/webshop. The fraudulent website asked the victim for 30 baht but asked the cardholder’s bank for much more. The cardholder’s bank sent the OTP to confirm the higher scam amount. The victim entered that OTP into the scam website, which then initiated the funds transfer.
  14. I think the common fee/sinking fund in some condos will be rising substantially next year.
  15. Parc Origin Thonglor 1743150830749.mp4
  16. Earthquakes are an "Act of God" and as such excluded from all standard policies. You can get it from specialist insurers, but it would be very, very expensive. You would have to pay fortunes for specialist building surveys, etc.
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