Ebumbu

The problem with monthly transfers is that they're going to start being taxed on Jan 1st, 2024. Best to bring in the 800k or more now, if possible, to get in under the wire.

I hear he got in early with Bitcoin.

At the point my illegal activities have netted me 100 million baht, I quit while I'm ahead. That should be enough to live on frugally.

Amazon. I buy a giant sized pack of Haynes to last a decade.

Does VYKE pass as a US phone number and not a VOIP? Does it work with banks that actively restrict VOIP phones like Google Voice? If so, good find! Will try it.

I think I found a way to do this. The Capital One 360 mobile app will let me log in without any OTP. It's a Thai android phone with a Thai phone number. It worked to log me in! I will thoroughly test and then link all account together so if one gets shut down for any reason, I can move funds by pulling from other bank. It seems like the mobile app is a substitute for OTP, even if it's a Thai phone. Not sure, but this is what it seems like today. I'll test thoroughly.

I think it makes sense to link all my 3-4 US banks together so if I get locked out of Capital One, I use the other bank to pull the money out ASAP. This is probably less trouble than screwing with a US phone I don't need that could get lost. Yeah.

Bitcoin!

Thanks. I need to be super safe though. Do you mean that you also have a USA Sim card? I don't. How would I get that cheaply ... only to use for this purpose? I was going to spill the beans and tell Capital One support I'm an expat. It it disallowed? I really don't want any gray area because I'd be putting my emergency funds in this account. I can't take risks with that. Am I being dumb? ???? I had another idea. If I get locked out of Capital One online, could I link other account now (like Schwab) to auto withdraw this money in an emergency?

Hello expats! So, I have a Capital One 360 money-market account with a small balance. It's paying more than 4% right now. Based on that, I want to add significantly more funds. But, I'm wary: - I'm using a Google Voice number to get my OTP for online banking. It works and has been working fine. My concern is that it will stop working and I'll lose access to these emergency funds. - Do I absolutely need to get a legit US cellphone to do this safely? If so, how would I approach that? Which company? Do I need to activate it in the US? I hate to rely on a cellphone for banking, but I'm weighing options. - Am I allowed to hold a Capital One 360 account while living in Thailand? I am a long-term US expat. Could I run into trouble? I opened the account while in Thailand. - Are there other banks paying this much on a money market account that won't give me hassles? Thanks for your insights!