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TL;DR: Can anyone recommend an insurance company that might offer more than just basic coverage for flood damage in Mae Rim, which is a 'high risk' flood area? If not, I'm looking for general recommendations for house insurance. My house is in Mae Rim, right on the border with San Sai. We haven't experienced any flooding in the three years we've been here and our neighbours tell us this area doesn't flood (as far as they know). But, based on the research I've done, some insurance companies will provide something like 200,000 THB flood coverage for the properties located just 200 metres away in San Sai, but since Mae Rim is considered a high risk area as a whole (no matter where you are in Mae Rim), we'd only get a basic coverage of up to 40,000 THB. Can anyone recommend an insurance company that might offer more coverage for flood damage in our location or in Mae Rim? If not, I'm looking for general recommendations for house insurance. At the moment, we're leaning towards BKK Bank (which would also include 40,000 THB coverage for flood damage).

As per everything @Liquorice has detailed above, this is incorrect - and is contradictory to everything I've read and heard. But it certainly adds to the confusion... Also, since my visa expired 1.5 months ago, it's a bit late to pay for a new visa while in the country! Besides, I have no intention of ever paying for another Elite Visa and will switch to a Non-O at some point before September.

This is true - at least in Chiang Mai. But that assistance is telling you to contact Star Visa, there 'partner' in Chiang Mai. And, for me, that help would be me driving further than I'd need to to get to immigration, then having to return the following day to pick up my passport. If I do it myself early one morning, it's all done there in minutes. Then, the next one, if required, can be done online. They also assist you with other things, like obtaining a Certificate of Residence, and only charge a mere 3000 THB for this service... Maybe some people on a Thailand Privilege visa have more money than sense and are happy to throw money around. But I only bought mine out of necessity. It certainly feels that way - to the point I'd rather ask anyone but them for advice.

Thanks, @DrJack54. I've always done my own 90-day reporting, as I live in Chiang Mai, so it's no big issue. The biggest issue is whether I can obtain a re-entry permit. There's definitely a lot lost in translation. But I think the "leave Thailand" part is literal. Based on other threads I've read, I doubt they'd be giving me advice on how to maximise my time in Thailand.

My Thailand Privilege visa expires early next year, but I will still have permission to stay in Thailand for much of next year. The "6th year" of the Thailand Privilege visa. I've been married to my Thai partner of 8 years for several years now, but I wasn't planning to convert to a marriage visa immediately for a number of reasons. Once my Privilege Visa has expired, will I still be able to apply for a marriage visa in Thailand or will I need to do that outside Thailand? I'm assuming it's the latter, as I'll no longer have a valid visa to convert. But I'd be happy if I'm wrong!

Has anyone obtained a re-entry permit after their Thailand Privilege (Thailand Elite) visa has expired, but while still permitted to stay in Thailand (as per the permission of stay stamp)? I read through another thread that mentioned someone else on here had posted about doing so at an airport, but that their request had been rejected at an immigration department. I couldn't find the original post. Any advice would be much appreciated.

@richard_smith237 @BMW Overlander @Liquorice - thank you all for your help. This is as I'd thought. I knew when I paid for the visa I was just paying for peace of mind and, at that point, there were no other options available for me to stay in Thailand. But, given the cost of the visa, it'd be nice if the staff could give correct and clear responses. This is the latest response from Thailand Elite when I questioned their first response to my query: What? I can't do a 90-day report. This is wrong. I can't do a 90-day report using THEIR service is presumably what this person means? But that's definitely not what they've said - probably due to language issues. Also, why do they suggest I leave Thailand? Because they want me to extend my visa now?!

My 5-year Thailand Privilege visa (formally Thailand Elite visa) expires on 03/01/2025, but because my last arrival in Thailand was 3rd September, my permission-of-stay stamp is until 2/09/2025. Based on this and on my research before I originally paid for this visa, I'd understood I could stay in Thailand without issue until 2/09/2025. That's exactly 8 months after my visa expires. But I thought I'd double check with the Thailand Privilege Member Contact Centre first. This is the response I received: To be honest, I don't trust anything I'm told by the staff in the office as I've been told so many conflicting and wrong things over the years. It's not always their fault, as there's so much confusion and wrong information put out by immigration departments and officials. So, can anyone else with similar circumstances confirm whether I can stay in Thailand until 2/09/2025? I've also read of some people getting reentry permits in their "6th year". is this still possible? If so, how and where? Many thanks in advance for any help you can offer.

A quick update for anyone else in Chiang Mai going through this exact same thing. Having updated my TM.30 record online (see above), my resubmitted online 90-day report was accepted. Hoorah! Something actually worked. So, albeit ridiculous, every time I need to do a 90-day report, I'll just update my TM.30 record online first. Until any other rules are changed, created or made up, that is.

Well, I've tried online. Because, presumably, if I was to stay in another hotel, it'd be updated to that. So, hopefully (I know hope means little with all this, but...), my online TM.30 submission will work. Either way, I'll report back here.

That works with the Section38 app, but not the immigration website. Having successfully submitted a TM.30 form using the website, I then re-downloaded the app via my wife's google account and this link. As others have reported, it otherwise doesn't show up in the Play store. I then signed into the app and tried to do another TM.30 report there, in case the first hadn't worked. But there was already an existing TM.30 recorded for me today, so it did work! Something actually worked... But it remains to be seen if my new online 90-day report will now be accepted. It's all a bit if a lottery.

Ah, yes, thank you very much. I meant Section38, but in my haste and frustration, I made a typo. I'm currently attempting to do it via the web form. You wouldn't happen to know what we do with the TM.6 number field? I saw a comment somewhere from someone on what letters and numbers to add (something like XX0000), but cannot find it anywhere now. EDIT: I tried TM00000, and it worked for adding the TM.30 entry. Whether my 90-day report will now be accepted is an entirely different matter!

So, I've seen other people posting about this re. Chiang Mai Immigration. I'm in Chiang Mai and submitted my online 90-day report a few days ago. It was rejected this afternoon. Reason stated: "Contact immigration to update the (TM30) accommodation notification to date. The last declaration of accommodation at Ben guesthouse 351/10 Road 4/sankongnoi, Rob Wiang Subdistrict, Mueang Chiang Rai District, Chiang Rai Province not Chiang Mai Province." This is my second 90-day report since I returned to Thailand in September. All I did was go away for 3 days, then return to my home, where I've been based for the past 2 years and from where I've done multiple 90-day reports in person before. So, does this mean that literally every time I leave my house and stay somewhere else, I'll have to do a new TM30 report? Which is in complete contradiction to the TM30 rules having been relaxed. And how do I now do the TM30 report? The Section 30 app I used to use appears to have been deleted. This is all just so ridiculous.

Many thanks, @ianh68 and @ThailandRyan - particularly for the directions! Coincidently, after doing some googling and sending a few enquiry emails, that's the agency I'd already chosen. Should I decide to do this in Bangkok, that is. They charge 700 THB for the Affirmation and 600 THB for the passport. And I was told it'd be a 24-hour turnaround after payment.

Absolutely. I've found a good agency in CM, near the temporary immigration centre here. I may just pay the agency to do the translation and legalisation for me - to save the hassle and toing and froing. They'd charge 750 THB for the translation and 3000 THB total for everything, including the legalisation. And I really loath sitting in immigration centres or district offices. I've done it too many times.