Jiu-Jitsu

Just seen here; https://www.dontworryjusttravel.com/asiapacific/thailand/avoid-the-150-baht-atm-fee/

Quote

Since about August 2016 it is no longer possible to avoid the 200 / 180 / 150 Baht ATM fee. Citibank now charges an extra fee of 180 THB to all foreign cards as well

So perhaps only Bank of China now :)

http://www.halifax.co.uk/creditcards/clarity-card/

Let's see if he is man enough to admit that he is wrong.

http://www.creation.co.uk/credit-cards/creation-everyday-credit-card

Just now, sanemax said:

  

   OK Mr know it all. If you cannot post without making numerous snidey little remarks , then I will leave it to you to take the effort to explain things to the OP, You are just coming across as annoying , childish and trying to prove that you are right all the time, even though you are quite clearly wrong .

  So, the threads yours

 

 

 

     

If you post nonsense, don't be upset to get pulled up on it.  So far, every one of your posts on this thread have been wide of the mark.

I guess you are going to run away from the thread, rather than to show everyone where I might be wrong. So who is childish here? Stand up like a man for what you believe in. :)

10 hours ago, sanemax said:

From the N& P Website . You have to be living within their operating area to be able to open an account with them

 

We welcome new applications from new and existing customers who live within our branch operating area, however, we do not accept new accounts from new customers who live outside our branch operating area. Some restrictions may also apply to new accounts available to existing customers who live outside our branch operating area.

This actually only came into force yesterday. If you had applied two days ago, you may have been successful. 

10 hours ago, sanemax said:

 

   We are talking about HIS bank account . 

The Halifax and they DO charge for a foreign withdrawal .

I have inquired about that subject with them .

Whether other banks charge or not isnt the subject matter or the question asked .

That is why I wrote "YOUR UK Bank" and I didnt write *Every bank in the World*

You need to learn to read and comprehend before posting.

He wrote about a Halifax credit card. If it is the Halifax Clarity credit card, they do not charge anything, other than interest.

Post from a position of knowledge, not conjecture.

Your advice is terrible. :)

10 hours ago, sanemax said:

 

These are City banks charges for using ATMS abroad

Cash Withdrawals
Non-Citi ATM
Withdrawal amount	£85.98	€100
2.75% commission	£2.36
2% Charge (Minimum £2. Maximum £5. if applicable) Total debit (in currency of account) Citi ATM	£2.00	0
Total debit (in currency of account)	£90.34	€100 (equating to £87.56)

https://www.citibank.co.uk/personal/card-abroad.do

 

 

You have posted information for CitiBank account holders using a Non CitiBank ATM.

We are discussing a UK issued Mastercard in a CitiBank ATM.

Post from a position of knowledge, not conjecture.

Your advice is terrible.

12 hours ago, sanemax said:

 

   There is no "hefty cash advance fee" maybe it depends on whether you have cash in your account or not .

  Mine is a debit card and they DO pay over the counter .

Although the cards may need to be LINK and/or CIRRUS connected

I get charged 2 or 3 % of the withdrawn money by my bank .

Bangkok Bank kiosks also can do this transaction , they stay open later than banks

 

Get a better card. 

N&P Gold VISA debit

Cumberland Plus VISA debit

Virgin Money Essential VISA debit may work in the Bangkok ATMs.

10 hours ago, Upnotover said:

 

There isn't one, forget it.  Malaysia, Singapore and many others have no charge, but here they do.

Bank of China and CitiBank(for UK Mastercard).

2 hours ago, sanemax said:

 

   Your UK bank will charge you, for a withdrawal abroad  whether you use the ATM or Over the counter .

   I was informed that there was one Thai bank that doesnt charge for making a withdrawal with a foreign card , though I do not remember its name .

Also, I was told that there was a free way to get money from your account back home , sending it to yourself via Paypal or something

 

No, they won't necessarily. Post from a position of knowledge, not conjecture.

Your advice is terrible. :)

10 hours ago, russianrobert said:

Bangkok bank do charge the standard 200 baht for an ATM withdrawal. Saw it this evening.
I also have an account with them but I know I will get charged for an 'over the the counter' withdrawal from my UK card.
I've just returned from a trip to S.America and many banks there don't charge for ATM withdrawals, thought it might be possible here.

If anyone knows of a bank that doesn't charge, I'd like to hear.

Thanks

You are wrong. What you need to do is to take the Halifax Clarity into the bank, together with your passport. No fees either from the Halifax nor the Thai bank. Make sure that there is no statemented balance on the Clarity and cover the cash advance taken with an online banking payment asap, to avoid the £0.05 per day per £100 interest charge from the Halifax.

Cover a £300 withdrawal a day later and even if you pay a day's interest, that's 15p.

Forget about using the Revolut in Thailand. Their rate for Thailand is below market.

Edit: Just noted that you wrote Halifax Credit, not Clarity. If not a Clarity, you need to swap or instead apply for a Creation Everyday CC. Creation Everyday has a cash advance limit of £300 per day, but £500 per week. Clarity has no such limit. You can withdraw £500 per day.

If you have no other option at the moment(in others words, no Clarity), you can try the Bank of China ATMs; http://www.bankofchina.com/th/en/aboutus/ab3/ 

or

CitiBank; https://www.citibank.co.th/en/static/Location.htm

using your Revolut card.

You'll avoid the ATM charge, but lose up to 2% on the exchange rate with Revolut.

View Talay 6 for less than 1000 baht per night?   If you've found something for that price, take it. Of course if you are talking about a monthly price, you should state it.

Why do you need them? Can you not buy a voucher slip via 7/11 or Family Mart or simply top up via machines outside the aforementioned?

I have a headache. :)

What version of Windows 10 Pro was installed?  Thai or US? 32 bit or 64 bit?

I'm sure that they mean well, but.... 

FORENSIC EXAMINATIONS UK LTD

Company number 10298912

Incorporated on

27 July 2016

If no address, you can pop into a 3 shop and pick the 12GB data SIM for £30 there or a free Data Reward SIM and top up £25 for a 10GB data allowance. http://www.three.co.uk/Support/Pay_As_You_Go/Mobile_broadband_tariff

You can order a free Data reward SIM to a UK address here

02 shop too, though more expensive at 8GB for £25 http://www.o2.co.uk/tablet-sims

Other options: 

http://www.argos.co.uk/static/Product/partNumber/5483529.htm Never had a problem tethering with EE.

If you just want to pick a SIM up at the airport and then to top up, you might find a SIM for a £1 at a newsagent, but they may not be suitable for tethering. You'll need to look specifically for Data or Tablet SIM or the EE SIM in the Argos link if found in the newsagent and top up as per my links. Maybe even possible with an EE phone SIM: http://ee.co.uk/business/small/help/add-ons-benefits-and-plans/calling-texting-and-data-add-ons/ee-pay-as-you-go-add-ons/ee-pay-as-you-go-phone-data-add-ons or a Vodafone phone SIM: https://freesim.vodafone.co.uk  16GB of data for £30. Tethering allowed.

Enough for you with which to be getting on.

If you have access to a UK address: http://www.ebay.co.uk/itm/New-3-PAYG-4G-Trio-Data-SIM-Pack-Preloaded-with-12GB-of-Data-Three-Sizes/371598351562

Check with the seller that you can use 12GB all at once, as opposed to 1GB per month for twelve months.

Direct from network here

Alternatively: 

https://www.amazon.co.uk/EE-PAYG-Card-Preloaded-Data/dp/B01HBAJH2I/

https://www.amazon.co.uk/gp/product/B013EBUPDI

and again:

Quote

Hi I have encountered this middle eastern couple and they stop people in the way (especially Indians)
and suddenly start asking questions about Indian restaurant,Indian money and Indian food 
and start flaunting dollars and ask you to show if you have Indian money or dollars.
Indians are usually very friendly so they don't mind starting a chat with strangers.
That is when this couple takes advantage.They move around the area of 
Sukhumvit Soi 20, Soi 24 and Terminal 21-Asok which is mainly an Indian neighbourhood
I encountered them in Soi 20 luckily I wasn't carrying any money so I got saved.
After that (coincidentally)my cousin brother who was visiting us also encountered the same couple in 
Terminal 21 -Asok (area).He was hardly carrying a 100 Baht so they didn't con him.
I spoke to another uncle who also seemed to have been a victim of this couple a few years ago
and on speaking to him i realised what the scam was all about because he couldn't escape this couple.
That Uncle went to Terminal 21 and he was shopping with his wife and daughter when they decided to go to a store to do some ladies shopping.That's when the uncle was left alone waiting for them near the food court.
IT was when he was alone that this couple approached him and asked him if he could guide them to an Indian restaurant and the man is the main con artist.He speaks very fast and says a lot of things about how much money he has and how he wants to see how the Indian currency looks like and then he asks you to show your wallet and immediately checks how much money you have it is then that he decides if he has to go ahead with the con or not.
If he can see dollars or a lotta money in your wallet.He decides to hypnotise you and catch you off guard with his smooth talk and constant blabbering and immediately you will be distracted and he does his con meanwhile.
My uncle was left hypnotised in a mall with all his money gone and he wasn't even aware where he was.It was only when his family found him wandering lost in the mall.That they realised he had been hypnotised and conned.The catch is to not look into his eyes and not wait and have that conversation with this couple.Hope this helps

https://www.lonelyplanet.com/thorntree/forums/asia-thailand/thailand/possible-scam-bangkok?page=3

Copied from da Innernet:

Quote

BE CAREFUL*

Today I got approached by a couple (mother and son) claim to be from Abu dhabi or Dubai on Sukhumvit Soi 24 one of the best areas, right by Marriott. They ask me for a indian restaurant first then asking me to show them Indian currency at the same time he pulled out a stack of $100 bills and said "I am rich and I like to spend money", the top one looked authentic. I told them that i am an indian american visiting BKK. The lady claim to be his mother was telling me how her son likes everything about india. Then I made a mistake by pulling out my wallet and showing them indian and thai currency, in the process I pulled out five 100 dollar bills which he instantly took it from my hand and said " I am rich, I wont steal your money" just take out more indian currency If I had in my wallet. then he distracted me pointing to the building front of him, which was at my back saying they live there. When I looked back I think that time he took out all $500 and gave me back indian and thai bhat. when I try to go thru it ..he said don't worry I did not take anything just put back your wallet and help me with the directions to the restaurant. As soon as he left..he flagged a taxi and that time I opened my wallet all $$$ were gone...I immediatey called police and made a formal complain.

If anyone reading this post find or hear anything about this couple please let me know. I am in bkk for a week.

3 hours ago, DUS said:

Jeez, I didn´t say HE should use Halifax or HSBC......... 

So to whom were you referring? It looks that way, from your post #5. 

He wrote in post #3; "Europe and UK is not the same for them when it comes to fees"

So clearly the fees involved in sending directly from his bank are somewhat higher. It's also clear that he transfers amounts somewhat smaller than 20,000 units, as three earlier transfers did not exceed a total of £2000.

Though it would be informative to know the costs involved in sending Euros, not Thai baht, directly from his account.

SIM costs 49 to 69 baht, not 100.

Don't buy Tourist SIMs.

DTAC can cost as little as 2 baht per month to extend validity, once you've spent 200 baht or had the SIM for ninety days.

TRUE has a similar option.

AIS you can go to the 10 baht machines outside the likes of Family Mart and get 30 days validity per 10 baht top up.

We have no idea as to how much data you need.

Just now, DUS said:

 

 

5555..... Given his User-Icon I very much doubt he is, mind you, the thread´s headline is "Int. bank transfers from Europe to Thailand" so even with Brexit and all that EU palaver I still count the UK as a European country. ;-)))

But he has no access to Halifax and HSBC. His local banks may levy higher charges.

On 21/09/2016 at 2:10 PM, Jdiddy said:

DTAC for big data packages and Eng support, True for network performance if you have an LTE-advanced capable phone. AIS wifi air interface and backhaul support is good in malls, can get 380mbit/sec down speed on my phone but torrents are blocked

For Torrents, have a third party download/upload them for you. Then you can stream/download via https.

12 hours ago, jacko45k said:

I am with AIS prepaid but I struggle to find a package that will suit me 100%, similar to what I find with say O2 in the UK. An allowance of any network minutes and texts and enough 4G data. Seems there is always some undesiraable catch. Currently on 123 weekly, but included calls have time of day restrictions.

What does this actually mean? "123 weekly". How much data and calls do you receive? What is "enough data"?

2 minutes ago, DUS said:

 

Exactly....

But Dario is not likely from the UK.

Just now, DUS said:

 

The 20k was just a random number but it doesn´t matter if we take 20k, 2k or 200k. The calc and the general statement is still valid. Bank transfers do not have to be more expensive than using transferwise & co

HSBC can be even cheaper than the Halifax. £4 instead of £9.50.