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msmoby

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Posts posted by msmoby

  1. 28 minutes ago, KneeDeep said:

    I guess the OP will put an apology in the post.????

     

    If your beloved has a standard Barclaycard CC now, then even that over the counter would be MUCH better than the ridiculous Cash Passport. 

     

    VISA rate for today is 41.53320. Subtract the 2.99% Barclaycard charge and you are left with 40.287204 baht to the Pound. So better than the Cash Passport exchange rate and of course no 64 baht ATM withdrawal charge to boot.

    This is why you needed to pay attention to simple maths in class.

     

    Putting all that aside, perhaps it's best to tell us exactly which cards she has at the moment and we will tell you how to proceed.

    Bin the Cash Passport once depleted. It really is just a load of old rubbish.

    Ok

     

    So again, I am grateful for the responses but this 'wrong' poster was paying no exchange fees and a flat 64 Bhat on the dedicated travel card It was accepted as a local card if used in the appropriate partner bank..in this case Siam.

     

    Kneedeep would be better off asking questions before making incorrect and misleading statements.. Our circumstances are not the same.

     

    My beloved is not  UK  resident ..nor am I ..we live in another EU nation. None of her cards have such generous terms, sadly. 

     

    She is 'not allowed' a Platinum card.

     

    I think kneedeep was trying to be hellpful,  but might have got a mite carried away. 

     

     

     

     

  2. 15 minutes ago, KneeDeep said:

     

    The problem is that you are not reading either....

     

    You can utilise a credit card, not a debit card, to obtain cash advances over the counter, without incurring a withdrawal fee. This in fact is the best and quickest method. It has been written here twice already.

     

    The other thing is the Cash Passport. No! They are bad.

     

    Back to the credit card option. It should be one that doesn't charge forex or withdrawal fees itself.

    Examples include, Halifax Clarity, Creation Everyday, Barclaycard Platinum Travel, Barclaycard Platinum Cashback Plus, Santander Zero....

     

    So if she has any of those cards, her problems are solved.

     

    Once again, Cash Passport....No! You were badly advised.

    Dear Knee deep

     

    Barclays charge a minimum of £2.99 or 2.99 percent..whichever is greater AND there is still a fee charged at the ATM....The cheapest soln. was the travelcard

     

    iF you had taken the fime to READ, hou would have understood my frustration with scorecard was the suggestion of no other means to get cash....?!

  3. 4 minutes ago, sanemax said:

    Why doesnt she go and get her card back from the ATM ?

    Because it was an ATM outside a 7/11 and when she went next day to a Siam bank there were lots of shrugs and evetually told card would be destroyed ..Hence it was stopped and new one ordered from UK ((

     

    Can you imagine the scene? Russian speakung English to Thai and Husband on Skype switfly using Google translate and sending output to second mobile phone on whatsapp... ))

  4. 3 minutes ago, Pilotman said:

    Um, trying to be helpful here.  How about approaching a bank branch and explaining the issue.  Others have managed to start a Thai bank account  with just  a tourist visa. Long shot probably,but maybe worth a try. Maybe the bank  here can help on a temporary basis, for a fee.  It's worth asking.  Sorry I can't be more helpful.  

    Thanks,  seems that until she gets a replacement card, trying to open an account is the best bet!

  5. 12 minutes ago, Pilotman said:

    Absolutely Transferwise.  I got totally sick of losing 220 Bhat every time I used my UK debit card in an ATM.  Cash transfer to my Thai bank now costs me less with Transferwise than just one UK debit card fee.  

    Except .. sighs .. as previously mentioned ... !

    1/ No Thai bank account - we are tourists ))

     

    2/ Can send money instantly .. Transferwise is slow compared to paysend.com or simply transferring between UK bank accounts 

     

     

    The issue is getting the cash out...without being rilped off.

  6. My beloved left her UK based travel card - in an ATM and it was swallowed ((  It was a Siam bank ATM at a 7/11.  I just transferred the money and stopped the card.

     

    It was a good way of drawing cash as *I* loaded it ( currency conversion in UK) and it had a Thai Baht 'wallet' - so she could draw Baht, relatively cheaply

     

    While she awaits a replacement card she drew 1000 Baht and was WACKED for 220 Baht ( 'access fee' plus a currency exchange rate that would make one weep 

     

    Can any UK expat / regular Tourist advise the best way to move UK GBP to Baht without getting savaged ?

     

    She is there for nearly two months and I'll be coming and going, so will take out the 'best' card 

     

     

    Thanks in anticipation 

     

     

  7. Good question !

     

    The best answer depends on your situation: 

     

    If on a short stay of one month or less - get a local sim and use the codes each operator has for making international calls using VoIP - voice over IP - ( internet ) hence cheaper

     

    If you are staying longer and have property in the UK - change to TalkTalk - take their unlimited UK / landline call boost ( 7.50GBP / month ) and install their Talk2go app on your Apple / Android mobile, before you leave the UK   - keeping your UK sim card in the mobile phone in Thailand

     

    Then when you have Wifi in Thailand start the TalkTalk app, do a test call - and you can call landline and UK mobile calls for up to 59 mins and 59 secs for FREE ...

     

     I use it on my travels all over the world  and no need to use +44 - just dial the number as you would at home 

     

     

     

     

     

     

     

     

     

  8. Hi Jack

     

    Thanks for responding

     

    Two questions now arise 

     

    1/ 'Free'  - You mean the visa is free... but have the firms doing these visa runs dropped their prices :)?  I appreciated there is the cost of getting there and back - plus the hotel fee 

     

    Any recommendations in the Pattaya area folks ?

     

    2/ Sorry, what is this new  "2 Visa-Exempts per calendar year at land-border crossings" rule ... and of course, DOES IT apply to Ruskies ? :)

     

     

  9. One year on - same question !

     

    Can the Russian national still get 60 days via Laos ?

     

    Can she still only get 30 days going to Cambodia - it is a shorter distance from Pattaya 

     

    Scenario - she arrived Jan 11 2016, got another 60 days from Laos - leaving 25 March 16 - was out of Thailand for one day

     

    This time arrived Jan 13, 2017 - got 30 days - has a return ticket for 22 March 

     

    Thanks, again in anticipation

     

    Mark

     

     

  10. Happy to place an ad - but capcha [ verification code ]always says entering incorrect characters  :)

     

    I am looking for a Linux scipt kiddy to write some simple code to report a change of state - e.g a light has turned on -  Harware is Rasperberry Pi 3 with Arduino board- though h/w nbot set in stone

     

    More detail on contact off board

     

     

    I live in the UK but if i find some good will come to N. Pattaya area Jan / Feb for 1-2 months

     

    Good English essential but I speak rudimentary French and Russian 

     

     

     

     

     

     

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