I studied economics and accountancy and have an MBA. I did not work in Finance but I understand enough to invest without referring to a financial advisor. I was thinking about your question and simply used Chat GPT to find some funds that track the market and pay a dividend.
I don't want to type it all out, but you could just ask the same question that I did and it will give you a range of options ... I was quite impressed with the answers.
So, I asked "I'd like to invest money in a fund that tracks the market and pays a dividend yield. What would you recommend?".
The answers that came back looked pretty solid to me. For example, the Vanguard FTSE All-World High Dividend Yield ETF (VHYL) that pays a dividend of 3-4%, invests in global stocks, can be in USD or GBP, pays quarterly dividends with low fees (0.29 of a per cent).
It gave 5 funds like above and suggested a conservative portfolio UK based.
Worth a look.