walt1

Zoning laws we don't need no stinking zoning laws. 

I just did my 90 day report 14 days early, not sure of 15 days, but sure that UJ just told you while I was typing.

I would also say check with the IO, but I think any leeway on seasoning time would be hard to get. Hopefully 1 day after would be OK. If nothing else a visiting wife 60 day should be available.

That was the customers plan all along, brush off some dirt and free durian.

22 minutes ago, Jingthing said:

There is an exception for Part B. If the health insurance that you have while living abroad meets their specific criteria (you need to research that) than you would be exempt from the penalty upon repatriation.

There is a thread on that somewhere and I wouldn't qualify for the exemption. It looked like very few would.

I'm 2 years out before I have to decide. What is wrong in my opinion is the 10% penalty they impose per year if you don't sign up for Medicare when eligible, the parts excluding part A which is free. Not only do I have to pay for something I can't use but if I don't pay I have a lifetime penalty. if I need it later. I have good insurance here and don't plan on going back to the states but who knows.

They knew it was a foreign transfer, just not the right type in their eyes. I had the cash in the bank but 1 week short of 60 days, so just waited and went that route. What I'm trying to get across is to go early rather than later. Unfortunately no matter what the rules are it is subject to what the individual office wants.

5 minutes ago, ubonjoe said:

immigration has accepted my transfers coded as FTT for two extension applications. My transfers are done via the Bangkok Bank branch in New York into my direct deposit account.

That was my point. The individual officer was probably not correct but I'm not going to argue it with them if I have an easier option to comply to what they want. 

As is the case in dealing with this it is the local IO you have to make happy. in my case for a marriage extension the BTN code on my US SS direct deposit was fine but the Wise transfer coded FTT was not. Apply early to have time to do what they want.

I'm not really sure but think it is deposited in Thailand not via NY branch. The conversion is made before it gets to BB as the exchange rate seems better than their posted rate. As long as it shows up I'm happy.

My SS payment is direct deposit with Bangkok Bank Thru Bahtnet and coded BTN and is accepted by the local IO. Oddly the transfers coded FTT that I made do not qualify for the marriage extension.

Good idea the IDP makes getting the Thai one easier. I type so slow I run into that problem too.

With the US passport you can travel much easier to more places so agree keep that. I also have the Skype US telephone number , works great mine is $50 USD year. I don't have the plan for calls just pay per minute 2.3 cents to US. Set up the my SS account before leaving the states and it's easy to start from Thailand. While the house could generate income is it worth the worry and hassle? I came to the conclusion it wasn't and sold mine. I would keep some Baht accounts transfer in when good exchange rates as a buffer when it's down. The FBAR reporting is easy if needed. Not sure what state you are in but if have state taxes consider ways to avoid them. I sent the required form with my final tax return saying I moved, so only the FEDs to worry about.

Other than leaving there is not much we can do but jump through the hoops. At least I can still do that.

Thank you UJ. That is all well and good but IO didn't agree. I offered to show my personal pension info deposited in my US bank and transferred via Wise with the FTT code but that was not acceptable. I showed the form from SS but that only started mid way thru, before that I used Wise.  I think I will use that route next time and get the retirement extension.

On 6/17/2021 at 9:48 PM, Tanoshi said:

In the case your Thai wife deceased then the extension granted on the basis of marriage remains valid until the end of permission of stay granted.

If you wanted to stay, then now being widowed, you'd have to apply based on retirement, so the financial requirements change.

 

If you already have 400K in a Thai bank, then by transferring 33,500 a month (pension) from an overseas bank to your Thai bank you could meet the 800K requirements using the combination method.

Is there a formula they use for that? Or just the total over the year adds up to 800,000. For example 50,000 in each month plus 200,000 deposited.

The main problem is each office or IO can say the rules are what they say and you have little choice but comply. I would like to get a checklist with what is required but my office only has something in Thai that is not helpful. I had been using the income letter route but no longer possible. When I renewed that last income letter extension I asked what was required to renew with income transferred into Thailand. They gave me a short list that said X amount of baht in bank or transferred in at least for 1 month previous to application. Ok next year go in with six trees of paper work for marriage extension told no can do didn't have transfers in every month. I showed them the print out they had given last year, where did you get that they asked, from here I said, more folks come into the discussion. Long story short had to put 400,000 Baht in bank get 60 day visiting wife ext. and then got the extension. Went in this year with all the forms. I had labeled 123 ect. all the deposits to make it easy for them as last year they were upset it wasn't in order. I started US SS in Sept 2020 DD to BB all is well then what are these earlier transfers? I transferred that in via Wise (FTT)  to meet the monthly rule. No NO No can't do that it must be transferred in by someone else like your SS. WTH? Luckily I had 400K in the bank but one week short of 60 days. So only a wasted long trip but a real pain.

 Sorry for the rant but it is so frustrating. I have used this office for over 5 years and always good service, but now with the marriage route it's a pain. They say those are the rules from Bangkok and they have no choice. I can keep the 400K in the bank to solve that problem but not sure all the extra hassle is worth it, I may just go back to the retirement route next year. 

Is artificial insemination used in Thailand? You would be able to choose what breed for the male. 

Hope it all works out. What I find odd is that someone would risk an 80 MB unencumbered asset for 2 MB. 

Performance tires usually are made with a softer compound for better traction so they wear out faster.  

The worms would be the least of my concerns drinking the local water, at least you can see them. Unless they are coming direct from a supply pipe more likely from a storage tank.

On 3/20/2021 at 5:43 AM, KarenBravo said:

If you own your own insurance company and take out insurance, then you are self insured.

You want to argue? Argue with the publishers of the dictionary.

If you consider that you are "self-insured" and your disease / surgeries exceed what you have saved, do you go from self insured to uninsured?

I have insurance which costs me 60k+ (I'm 63) which gives me cover of 50 million Baht per year. I will never be wiped out financially. Peace of mind is priceless.

Would you mind sharing what company it is with and how much per incident is covered? Thanks

I've seen them at my local Homepro, also for lightbulbs.

I used TT since moving here full time and it works well. Another benefit from the $50 add on mentioned above is they will handle any audits in the future, not likely to occur but could be a hassle to deal with from here.