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jkcjag
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Posts posted by jkcjag
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With respect to being able to live your lifespan without danger of being kicked out of a house on land owned by someone else, no matter what the circumstances are, divorce or otherwise, consider a "Usufruct" agreement.
https://www.siam-legal.com/realestate/Usufructs.php
https://www.samuiforsale.com/real-rights/usufruct-property-rights.html
I've done it 3 times so far. First time in Bangkok the fees were Baht70 I think...the correct charge at the land office.
In Hua Hin they insisted on a bribe, which cost me Baht30,000 for them to process the paperwork!
Second time in Hua Hin we were ready for their demands and my wife refused...resulting in the correct small charge.
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On the topic of divorce...some interesting information here ...in particular that in Thailand the husband committing adultery is not mentioned as grounds for divorce...but the wife is??!!??!
Also "Irrespective the fact that the property is registered as a personal asset of your wife when the house was bought, in a divorce you may be entitled to a refund of all money invested that came from your personal property or part of the money that came from marital assets or marital account. "
https://www.siam-legal.com/legal_services/grounds-divorce.php
https://www.samuiforsale.com/family-law/divorce-in-thailand.html
https://www.thaicontracts.com/ask/23-family-law-contracts/23-does-my-thai-wife-own-the-house.html
Extracts of interest:
"personal assets are automatically subject to an at least equal ('50/50') distribution in the event of a divorce or death (when there is no last will). Only maritall property is pursuant to marriage laws subject to an equal distribution when the marriage ends (มาตรา 1533 เมื่อหย่ากันให้แบ่งสินสมรสให้ชายและหญิงได้ส่วนเท่ากัน) as opposed to personal property (premarital property)).
If the divorce is uncontested I don't see anywhere that states that anything other that a division of existing assets is required. If your wife wants to contest the divorce to gain additional amounts then legal costs will be incurred, and would she be able to actually pursue that course?
It seems to me that apart from the land, which can only be in her name, only the existing assets need be evaluated i.e. the incomplete building, rather than including funds to pay for any future costs that may be incurred e.g. to complete the house.
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2 hours ago, alanrchase said:
A valid tax sticker is not a 100% guarantee that a vehicle has insurance. My insurance lapses two months before the sticker expiry date. If I fail to renew the insurance on time I can have a valid tax sticker with no insurance for two months.
I assume by sticker you mean the vehicle tax sticker. You should also have a sticker from the insurance company with the correct insurance period dates stated. Usually the reason for this date difference is that when the vehicle is new it has a "RED" number plate attached (like a trade plate that belongs to the dealer), but the buyer needs to purchase insurance when taking delivery. Later on, once a normal "WHITE" number plate is issued (typically after a few weeks), then the red plate is replaced, and the new number plate and associated vehicle tax for 1 year commences. Thus the tax will expire after the corresponding period from when the insurance policy expires.
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Mandatory insurance is for 3rd party injury only, and is all that is required to obtain the annual vehicle tax, and once obtained, then any driver with a valid license can legally drive that vehicle. The amount that can be claimed by any 3rd party injury may appear quite low compared to UK standards, but the insurance premium is also very low.
So called "1st Class" insurance is not mandatory, and equates to comprehensive insurance as it is known in the UK. This insurance may be for any driver, or for specific named drivers (it will be stated on the certificate), with corresponding rates charged for the policy, and may be used by either party to claim for repairs from damage to either vehicle in case of accidents depending on attributed fault. This is very useful in Thailand since there are many drivers who have either no insurance, or 3rd party injury only insurance, so even if an accident is a 3rd Party's fault, you may need to claim from your own 1st Class insurance for damager to yourself or your vehicle. There is usually a limit set by your policy on the amount that can be claimed per year, above which a higher rate for next year's premium will be triggered.
At the scene of any accident you simply call the insurance company who will send an accident surveyor on a motorbike to assess the scenario, and arrange the required documents and any claims.
The documents for the 3rd Party and 1st Class policies are usually separate, as they are separate policies.
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23 hours ago, Essecola said:
It looks like somewhere on Sukhumvit. Actually it is normal many of them don't use the meter there. If the guy had waited for a moving taxi maybe this doesn't happen. Maybe not nice but in some areas in fact taxis insist on getting a set fare for a trip.
Yes...rarely had a problem in 20 years from a moving taxi. I never ask about the meter...just jump in the back and give clear directions. It's better to direct in Thai language...just learn a few simple words. Stationary taxis are stationary for a reason...they want an agreed fare to compensate them for hanging around waiting for a customer, and they calculate that overall they make more money for driving less distance. If you've no choice but to use them, then either confirm use of the meter before getting in and simply shut the door if they say no, or if already inside then simply get out...he'll need to wait longer for a fare, so it's his loss...again a few simple words in Thai helps. Blame people who just pay, because if nobody did, then the practice would stop fairly rapidly I would say.
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Cha-Am has a vehicle inspection bay at their Licensing and Driving Test centre, down a side road off Petchkasem Road on the left approaching the turn off to Cha-Am, but I don't know if they change plates, however, why on earth would you want to change the plates?
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Well, I've been there, done that, so to speak, and had considerable similar experiences after I first came to Thailand. The result after the initiation for me has been a successful marriage, and living and working in Thailand for 20 years since, but I think I may be in the minority. Life is rarely so idealistic so as to conform to the norms and expectations of the progressive "dating" process ingrained by social upbringing within ones home country. That's not to say that Thailand does not have similar expected processes, they do, but so many, generally girls from poorer families, realise that there are potentially better options available to them in the direction of foreign, often more wealthy, visitors to Thailand.
Her salary (probably 15-17k per month...max) is certainly insufficient for her lifestyle. If you are not contributing then others must be. Her lifestyle is generating the income to be able to live it. On that basic salary lifestyle is very limited, and she obviously has visions of attaining a better one. Look at things from her perspective. What is her objective? She needs to survive, needs to support her family, probably wants to find a foreign partner (probably does not expect to achieve it with a Thai partner) who is richer than she is, and can support her (and probably her family too), and attain far more than she is envisioning as a bank clerk.
In the interim she's not sure of your commitment so what are her options...social media, parties etc. Until she has a commitment she cannot afford to stop seeking more cash and the chance of a permanent partner, so she has to continue with or without you until a solid commitment is made that meets her target. You are not sure of her potential commitment so at some point you assess the risk and take a leap, or cut loose. Assessing that risk is key, and needs to be a serious calculated discussion between you both with clear objectives. A big part of the assessment is life and work plans, and where? Finding a well paid job with a work permit for a foreigner in Thailand is not so easy (I had desperate times for a few years), and she may not fit into the culture in another country...Thai culture is so different. When I did it, it was a leap into the unknown, but instinctively I believed it would work out.
Having mentioned risk, it's there in all relationships, but in this scenario there are certainly many more variables and parameters to consider, so the chance of a successful outcome is much lower and more difficult to achieve. You will never be able to 100% sure, so assess everything as best you can, expect it to fail, and have a solid backup plan for when it does.
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A blue moon isn't actually blue, of course, and blood moons aren't really blood red. As for supermoons, which occur at the point of orbit known as perigee, they're just a tad bigger and brighter than usual.
https://www.nbcnews.com/mach/science/super-blue-blood-moon-coming-here-s-how-see-it-ncna840356
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4 hours ago, Compassionate said:
Let give her a place to breathe, do not push it too much we are human.
It's a shame she's not human herself...but a selfish, uncaring, conniving criminal who robbed us of millions, and caused the death of poor people who suffered as a result of her actions. She should pay dearly, as sentenced, instead of enjoying unlimited freedom in the UK.
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Why don't you ask a bank, instead of this forum?
e.g.
or real experts, rather than ...you know...
http://www.crevelingandcreveling.com/blog/move-your-money-ins-and-outs-transferring-funds-thailand
http://www.qropsspecialists.com/money-transfers-thailand/
https://www.expatbriefing.com/country/thailand/financial/money-transfers-for-expats-in-thailand.html
just "google" the question.
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If someone were to transfer a condo to me for free, I would find a way to pay the fees I think...quite an incentive.
Check this website for info on fees: https://www.cbre.co.th/media/service_sub_lang_file/124/PropertyTax.pdf
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1 hour ago, wump said:
Really? Your whole beach experience gets ruined by some random 2nd hand outside smoke? I think you got much bigger problems.
Why cannot smokers understand the impact. I suppose that a smokers sense of smell must indeed be affected by smoking, since they cannot understand why non-smokers complain. It doesn't matter how open the environment is, if you've never smoked, or don't smoke, then the irritation of even the slightest whiff of someone's cigarette IS a big problem. Apart from the bad smell, even from 20 or 30 m away in an outside restaurant, or on the beach...it doesn't matter...I immediately get a pain behind the eyes and have to move away. So I agree absolutely...someone's whole beach experience can be easily ruined by random 2nd hand outside smoke! Smoke as much as you like if you can keep the smoke inside a confined airspace around yourself, but don't think that just because you are in an outside environment that you are not affecting others, because you are.
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Re: "So the question is how do I approach getting a new windshield using my insurance?"
In the first instance ask the insurance company! It depends on your own policy and conditions, not the experiences of anyone else.
I had my windshield replace by Viraya. The price was around B80,000. They will conduct a survey, determine what is covered under your policy, arrange for the replacement, and pay the bill. I just dropped the car off, and picked it up later. Only if they determine that there is any cost to you should you bother to shop around yourself for a better deal. That's what insurance is for. In my case the amount claimed did not breach the threshold above which the insurance premium price for the following year would increase.
In Thailand most drivers claim for every little scratch, dent, defect all the time...it's no big deal. The insurance company surveyor comes along to inspect your vehicle at any location advise by you, e.g. your home, or office...photographs the damage, and your driving license, asks for a description of what happened if necessary, asks for times and dates for when the damage occurred (this is a little ridiculous sometimes as you would not necessarily know exactly...so just make it up...they don't care really, unless another party is involved). They send the details to their office who compare the claim to your policy and advise you of the outcome. Then you can decide what to do.
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The longer he stays in power the better. A return to so called "democracy" in Thailand is the last thing that Thailand really needs. Just look at the success rate of the attempts at that since it's inception a few decades ago...why would anyone want to return to that state of affairs? Thai culture is in general too juvenile to be able to manage true representative democracy. A couple of generations of development in so many areas is required first.
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“... foreigners want their precious freedom to do as they please....they said if they are not allowed the freedom to smoke they won't come back to Pattaya.”
Excellent news! Dont come back!
...such selfish complaints about their own freedom, whilest completely disrespecting the freedom of others around them who are forced to suffer from the stink and pollution! This new rule to try to curb the effects of these addicts, however ridiculous or nonsensical in its content, or potential to be able to be enforced, should just not be necessary in a society where respect and concern for others ought to be of some importance. By its nature, smoking is something that cannot be contained inside a small personal space...and as such it’s logical to just not do it in public.
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Why should any time, money or effort should be spent on providing any specific facilities for smokers in any public place, even ashtrays. It's a stinking, unsocial, polluting, dirty habit. Why should anyone be forced to have to accommodate, or suffer from, in any way those who do it? I don't see any public toilets along the beaches, so why build specific structures for smoking? The former is a basic human necessity and people easily find somewhere to go when required, the latter is voluntary, so if it's not convenient to do it in private then don't do it. Message to smokers: It's your choice...if you can smoke without affecting others, i.e. not allow the smoke to blow around where others have to breath it, and not drop the butts on the ground, that's fine, do it. The problem is that you can't, so don't do it in public...then there would not have to be such measures as is now being implemented...take responsibility yourselves. On a lighter note, don't fret too much...this is Thailand. Enforcement will at best be arbitrary, and after a while completely unenforced, as are most other rules and regulations...already the proposed B100,000 fine, or a year in jail, is being disregarded, and B2,000 is being touted. I note that the smoking shelters are fitted with an extractor fan...that is so hilarious. Why build an enclosed box shelter, and then extract all the pollution to the outside? If the smoke is going to be transferred to the outside why enclose the shelter in the first place? Will these fans be running continuously I wonder. Who is paying for the electricity? I guarantee, as soon as the fan breaks down it will never be replaced...maybe that's a good thing; smokers can choke on the smog inside.
Best way to deal with a cough in Bangkok?
in Health and Medicine
Posted
I've lived in BKK 20 years. Never had a cough...live and work in an aircon environments. Note that in such environments in hotels, offices, shopping malls, subways, taxis, homes etc. the temperature is typically set between 20 to 25 C which is warmer than many other countries normal outside temperatures much of the time (25C is a hot day in England). To think that you get a cough because of aircon not necessarily logical...it's cool dry air yes (relative to outside), but it's possibly warmer than where you came from. You make have caught something from a fellow passenger on your journey. I doubt it's because you're in Bangkok since you've only just arrived. If you suspect the aircon in your room is the culprit because of mold or other accumulations inside it, have it cleaned, or change rooms.
If you have any illness of any sort, deal with it the same as you would in any other country and go to see a doctor. There are many small clinics here all over the place, but for you I suggest go to an international hospital of which there are many choices...just google it. They usually have a general department, and also specialists for any particular category...English speaking, and mostly trained in the West. If you are prescribed drugs, simply ask the doctor to explain what they do, and you decide which you want to take. If you want a second opinion, go to another doctor or hospital. If you want to go to a pharmacy and get something, they have trained pharmacists who can prescribe. If you want reassurance of the quality of the pharmacist try "Boots" (as in the UK), they are in every shopping mall. I agree the doctors here tend to overprescribe drugs, but as I said, you can query the prescription, and make your own decision. But, in other countries too drugs are pushed very hard by the drug companies. I used to know a drug company salesman and a pharmacist in England...they made a fortune on prescribing based on promotions and kickbacks.