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redsongthaew

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Posts posted by redsongthaew

  1. 16 minutes ago, Baron Samedi said:

    That being said, it might be about time for Thailand to enter the 21th century and offer decent digital payment options. I should be able to pay street food vendors with my phone in 2022.

     

    The root cause of this nonsense is laziness.

    Legacy businesses not willing to embrace technology because... well... let's keep fxxxxxx people up the xxx, it's so much easier.

    The root cause of all this is that Thailand is a developing country and not a highly developed country. Not that long ago Thailand didn't have widespread distribution of electricity, surfaced roads or mass transport.

     

    NFC payments are just starting to emerge, which is a key driver in terms of the adoption of electronic payments and micro payments.

     

    It's not about laziness at all.

  2. 1 hour ago, Baron Samedi said:

    It's funny though how "customer" becomes specifically synonymous with "tourist" when it comes to pay the equivalent of the daily minimum wage in fees to "maintain the ATM network" ????????????

     

    The nice thing is that you have options if you do not want to pay the ATM fee.

     

    1. You can set up your own international card processing and ATM network.

    2. You can get a bank account with a bank that does not charge ATM fees of this kind, such as this one that has no foreign transaction fees and unlimited ATM fee rebates.

    3. You can bring cash with you and exchange it at a very competitive rate. Many people do this.

    4. You can use fintech. You said that you, "Can't wait for day fintech is gonna disrupted all this". Come to Thailand and convert some crypto directly to cash with a local user. However if you do this you know as well as I do that you will be paying 5-10% of the trade to do this, which is going to be massively more than 220 baht. So much for crypto and fintech at this time.

    5. You can design your vacation in a way that only requires card payments, so that you can avail yourself of the standard mastercard/visa rate.

     

    Lots of choices, from the almost impossible to the highly possible. The most important thing is that you can take action and solve your problems with the advice given in this topic, instead of being victimized for 220 baht by very bad corporations.

  3. 14 hours ago, Baron Samedi said:

    Yeah right, cry me a river ????

     

    Card processing systems aren't cheap either you know. Yet nobody is charged 200THB to be able to use them in shops and restaurants.

     

    That ATM fee is BS. Can't wait for day fintech is gonna disrupted all this. It's coming and those lazy idiots won't be prepared for it.

     

    I'm wondering if the same amount would be charged if the card is chinese... ????

    I don't know how fintech is going to disrupt ATM networks in Thailand in the near future.

     

    Someone, somewhere has to pay for the ATM network and that someone will always be the customer.

     

    Fintech will undoubtedly kill off ATMs that dispense cash eventually, but not just yet. Thailand is heavily cash dependent, with a considerable percentage of people with no bank account. NFC payments in Bangkok are still in their genesis.

  4. On 2/25/2022 at 11:06 AM, Nemises said:

    I wonder if proof of ownership of those will get me in? Probably not from what you say!

    I sincerely doubt it. Entrance is for members and guests only.

     

    Your best bet would be to find a member and ask for an invite.

     

    Are you a member of any clubs in Australia? There are a few clubs that have reciprocal membership. Details on the RBSC website.

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