pablo el sueco

2 minutes ago, moogradod said:

This law office is in Pattaya. We live in Chonburi. Per forum rules I am not allowed to publish company names, telephone numbers etc. (probably because of marketing reasons) on the forum.

 

But I can send you a PM if you are still interested even if it is in Pattaya. Just tell me. But you would have to wait a few days since I do not have this data with me where I am sitting right now. We are preparing the move to a new house. But I would not forget it (if you are still interested). They are really professional but are rather active in the local environment here (incl. court etc.). Unfortunately I have no experience with anybody specialized in BKK.

Thanks for your response.   I won't trouble you any further as I am looking for assistance closer to BKK.  Best wishes to you on your upcoming move. 

Quote

One thing I managed to get perfectly done was the Thai Wills and Living Wills for my wife and me. From a trustworthy, competent sympathetic and even very reasonable small company.

@moogradod 

I've copy-pasted your excellent comment from a topic in a different forum: (page 75 of the topic entitled "Thai government to tax all income from abroad for tax residents starting 2024").  I'd like to respond here in this topic which is a discussion of Wills in Thailand.

I assume the small company to which you refer is a law office in the area of BKK.  Your review of their success in providing perfect Wills for you and your wife impresses me.  I would like to consult with them about getting a perfectly done Thai Will for myself.  Would you share details about the name and location of this company?  I, and possibly several other followers of this thread, would be extremely grateful.

1 hour ago, jonwilly said:

I have no solution to the B800,000 that the Thai government requires to be in my account at all times so will be lost to the Government when I pass on.

John 

I truly hope your bank is wrong.  It astounds me that a bank can ignore the provisions set forth in a legally executed and properly recorded Will, and that the government becomes the de facto undesignated beneficiary of accounts that do not have a co-signer.  Many of us have immigration deposits in bank accounts which cannot have a co-signer; it is distressing to learn that these assets will enrich the government rather than our loved ones upon our passing.

On 7/12/2023 at 6:08 AM, jonwilly said:

The Administrator of my will, a Thai national accompanied me to my bank UOB, and I made him co signatory for two of my accounts. The matter of my Passing was made to the bank staff and they said that this was the acceptable way.

The account with my B800,000 for immigration purposes remains in my name only.

Thanks to all sensible commenters on this thread.

John

Thank you for posting your experience.  It's clear that you have resolved the issue of the inheritance of your non-immigration accounts by making your Administrator a co-signer on those accounts.  It's not clear to me, however, what will happen to your 800,000 immigration account after you die.

Which of these two interpretations is correct according to your discussions with your bank?

    A.    Your bank will not allow the administrator named in your will to access the 800,000 because he is not a co-signer on that account.
    
    B.    Your bank will allow the administrator named in your will to access the 800,000 because you have made him a co-signer of your other accounts.

Your response will help me understand this confusing situation.

Treasury Reporting Rates of Exchange has been updated for end-of-year 2022.  The rate for 12/31/2022 is 34.52 baht to the US dollar. 

I posted my experience on page 2 of the topic entitled "Latest requirements to extend Non-OA visa".  Here is a link to my post --

On 10/4/2022 at 1:40 PM, mudcat said:

I chose to qualify my medical cover by using my Roth IRA account (> 2x the $100K required in a bank account) in lieu of submitting my Pacific Cross policy when it gets renewed in January.

On 10/7/2022 at 3:29 PM, mudcat said:

Received phone call informing me that my application has been approved but no letter as of yet.  This resolves the question whether they would accept a retirement account instead of a bank account.

 

12 hours ago, mudcat said:

I chose to qualify using my brokerage account, including my Roth IRA.  The consolidated statement had a three-year lookback chart as well as a current valuation - this may have given them some assurance that the account was stable (or at least as stable as any account can be these days).  I don't consider this option as self-insurance, rather I see the health insurance I maintain here as protection for my assets from medical expenses.

 

Thank you for posting your experience with qualifying for the medical cover by using your brokerage account.  My experience has been different so far -- using your success as a guide, I submitted my brokerage account when I applied; unfortunately the BOI reviewer never commented on that but has instead demanded documentation of resources in the bank.

Applied 6 November and Request for Documentation came on 10 November.  I had submitted an application in early October, but I later withdrew it before any action was taken.  Perhaps the rapid turnaround for the second application was a result of having applied earlier.

2 minutes ago, Pib said:

OK...thanks.   Since self-insuring is one of the three allowable methods to meet the insurance requirement, with an actual policy or social security coverage, being the other two I expect a "Screen 3" entry under the Staff BoI column is a new BoI status coding method to indicate which area of an applicant's application has issues.

 

Now as mentioned I haven't received any heads-up from the BoI yet asking telling me they have an issue with my application and please send additional docs, but my gut (and my luck) is telling me that notice is coming. 

 

By the way with the "Screen 3" entry in "Staff Name Column" what does the "Status Column" entry show for you?  That is, Pending, In-Process, etc.   Mine still says "Pending" like it always has from day 1.

My Status Column switched from "Pending" to "Request Additional Documents" when BOI asked for more documentation to support my $100,000 assets.  They've asked for more documentation three times, and each time the interface has limited me to only 1 upload.  I've now merged my remaining four PDFs into a single file which I shall upload if I can get them to, once again, request additional documentation. 

26 minutes ago, Pib said:

So, the BoI actually notified you via LTR acct online notification and/or email your LTR application had a medical insurance issue/problem (i.e., they were not going to accept the insurance for some reason like maybe needing an expiration date at least 10 month out vs it being a group/open ended policy)?

I have not tried to qualify based on my health insurance which is a benefit of my state government retirement plan.  I don't think the insurance company would cooperate by supplying the necessary certification of coverage.

I have only tried to qualify based on USD 100,000 in bank assets or in ROTH IRA assets.  BOI did contact me via online notification and email that they need more documentation for that purpose, but their interface only accepts one PDF file at a time.  I have asked them by email to permit me to upload one last PDF file.

It ony took 4 working days for them to contact me.

2 minutes ago, Pib said:

If so, do you think your health coverage might be the issue as I said mine might be. 

Health Coverage seems to be the only issue with which the former staff member (StaffBoi 009) had a problem.  Rather than using my unlimited global health coverage to satisfy requirements, however, I am going the self-insured method.  @mudcatposted that he satisfied Health Coverage self-insurance requirements by documenting his Roth IRA coverage.  I have sufficient Roth IRA coverage; and I have sufficient bank deposits as well.  It has just been a problem uploading the documentation; I have sent an email asking BOI to allow me to submit one more PDF file which hopefully will satisfy their inspection protocol.

4 minutes ago, Pib said:

Would be interested if any other applicants listening-in see a change of status under the "STAFF NAME" column?

Mine changed to "Screen 3" this morning as well.

31 minutes ago, possum1931 said:

Yes I did that on Hotmail, created my own file and it worked, but one of the reasons I chucked Hotmail is when I put something in any either my own file or "Archive", some of my posts would just disappear. At first I just thought I had maybe done something to cause it, but it happened so often that I know that wasn't the case.

 I transfer the important posts to the Archives in Yahoo, and they have always stayed there until I deleted them myself. That proves to me that Hotmail was completely at fault.

I just want to use the Archive on Gmail by clicking on it the same as in Yahoo.

I've been archiving messages in Gmail for over a year, and none have yet disappeared.  I think there is a limit of 15GB on the standard Gmail storage capacity ... I don't know what action Gmail takes when you exceed that limit ... it probably just doesn't permit you to store additional archives ... I doubt if it would delete archived mail.

I don't know whether Yahoo, Hotmail, and Gmail can be expected to work the same way.  I've presented in above posts the method of archiving that works for me in Gmail.  I'll invite others to comment whether there is a way to do it as you are accustomed to doing it in Yahoo and Hotmail.

1 hour ago, pablo el sueco said:

I'll tell you what works for me.  I create a separate label, nested under ARCHIVED Messages, for each correspondent from whom I wish to save emails. 

• First click on the three horizontal bars in the top left of the Gmail screen.  This will open the Main Menu down the left side.
• Within this main Menu, find the LABELS designator and click on the PLUS (+) sign to open a dialog box.
• Inside the dialog box enter a new label name (e.g. "Uncle John", if you want to archive messages from your Uncle John; and then click the check box to nest the label; and finally select ARCHIVED Messages as the label under which to nest Uncle John's label.

Now, when you wish to archive a message from Uncle John, just drag the message from the inbox to the label for Uncle John.

I started this approach for my Gmail archive over a year ago, and I no longer recall whether Gmail established the ARCHIVED Messages Label, or whether I created it.  If you don't already have an ARCHIVED Messages Label,  you can add it yourself if you want to.  Here's a screenshot of the way my Labels look within the Gmail Main Menu.

I'll tell you what works for me.  I create a separate label, nested under ARCHIVED Messages, for each correspondent from whom I wish to save emails. 

• First click on the three horizontal bars in the top left of the Gmail screen.  This will open the Main Menu down the left side.
• Within this main Menu, find the LABELS designator and click on the PLUS (+) sign to open a dialog box.
• Inside the dialog box enter a new label name (e.g. "Uncle John", if you want to archive messages from your Uncle John; and then click the check box to nest the label; and finally select ARCHIVED Messages as the label under which to nest Uncle John's label.

Now, when you wish to archive a message from Uncle John, just drag the message from the inbox to the label for Uncle John.

1 hour ago, JimGant said:

where the convoluted guidance came from is anyone's guess

I'll share with you my guess -- 

• I believe Insurance Companies follow guidelines established by the Thai General Insurance Association (TGIA) which is self-described as a trade organization for the non-life insurance industry in Thailand.  LMG, for example, is a member of TGIA and, as such, must abide by the guidelines established by TGIA. 
• The relevant Police Order outlining specific insurance requirements for O-A retirees, on the other hand, was written according to regulations established by the Ministry of Public Health (MOPH) which is a government body. 
• The guidelines established by TGIA (a trade organization) are not in synch with the regulations established by MOPH (a government body).  For the sake of integrity, they certainly should be in pefect synch, but they aren't. 
• Since the Immigration Bureau is under the command of the Royal Thai Police, Immigration Officers ought to be following the regulations officially set forth under the Police Order, not the unofficial guidelines promulgated by the insurance industry -- why they don't follow their own Police Order is anybody's guess.

The foregoing is simply my hypothesis which I contribute for the sake of discussion.

49 minutes ago, Mamasun said:

Well..I am still at the same point nobody knows if 3.000 000 is for inpatient or in and outpatient !!!

Beginning 1 October 2022, the official regulation no longer specifies a minimum amount of outpatient coverage.  The official regulation to which I refer is the Police Order posted above by @ubonjoe.  Officially, the insurance policy only need specify 3,000,000 baht coverage for all health procedures including Covid-19.  LMG is offering a policy that satisfies the official regulation, and their policy happens to include a provision for outpatient coverage with a maximum of 60,000 baht.  This provision of outpatient coverage by LMG seems compatible with the official regulation, since the official regulation does not express a minimum nor a maximum amount of outpatient coverage.  As far as inpatient coverage is concerned, the policy offered by LMG limits the coverage to 3,500,000 baht, and this also seems to satisfy the official regulation.  Personally, I interpret the Police Order's requirement for 3 million baht coverage as being the minimum amount of coverage for all health procedures combined, with no specified limits applying to inpatient vs outpatient procedures -- because that is what it says!  The Police Order defines the official requirement, and the insurance policy you buy must conform to that minimum requirement, though it can exceed the minimum requirement.

49 minutes ago, Mamasun said:

as per my IO I cannot ask because they can change of the day of my application as they do absolutly what they want...what they will told me today can change in 1 month !!! and i will have NO proof of what they told me...

I suggest you ask for an explanation of what is required by your Immigration Office; and for your future protection, I further suggest you get the requirements in writing, dated, and signed by the supervisor.

50 minutes ago, Mamasun said:

it is terrible to need to take a fake insurance with 200000 bahts deductible and pay 50000 bahts the year for nothing..i get my OA visa in my country in 2008 !!! I cannot understand why this new law is not applicable only to the new OA visa !!! 

I agree, and so does at least one provincial Immigration Office.  Unfortunately there is no Kingdom-wide oversight structure which monitors the implementation of official rules for consistency between offices and for conformity with regulations.

50 minutes ago, Mamasun said:

I had the same insurer for 12 years..need to leave to get the outpatient in LMG. now have to leave again to an other insurance..

It is not fair, but you are not alone.  I used to work in an environment which developed and rolled out complicated government-mandated rule changes affecting a large segment of the population.  The rollout procedure was limited at first to a small subset of the population until all the kinks were worked out; only after it was working perfectly would a project be rolled out to the population as a whole.   This, I believe, is the approach being used by the government to implement Insurance Requirements intended to apply to all non-immigrant visas in the future.

29 minutes ago, JimGant said:

Could you just renew your old 40/400 policy to a 3.5M/60K policy, i.e., you didn't need to fill out a new application form, since this really is a new policy vs a renewal?

The process I went through yesterday, to convert to the 3.5M policy, consisted of these steps:

1. I signed the Change of Coverage form, on which I selected 3.5 M Limit, Plan 3 (100,000) deductible;
2. I signed the Renewal Notice form, renewing the policy I've had for the past 2 years;
3. I paid the premium of 36,700 baht;
4. I submitted the Change of Coverage form, the Renewal Notice form, a copy of my passport, and the payment receipt via e-mail to the insurance company;
5. I received a response from the insurance company stating they will send a Health Certificate, and an E-Policy within 2 working days by e-mail; and they will send a Health Care Card by snail mail within 15 working days.

After I receive the Health Certificate and E-Policy, I will query the insurance company whether they have updated the TGIA database with the new information so I can process my extension through Immigration.

58 minutes ago, JimGant said:

Now what?

I have just now paid the 36,700 baht premium for another year of LMG insurance; and I plan to submit my extension application next week.  Meanwhile I am waiting to see whether my application for Elite Visa gets approved.