BuddyPish

Won't catch me shedding a tear for BDMS. Greedy b*stards.

On 5/2/2025 at 5:58 PM, wimpy said:

Binance offers P2P trading.

Not any more.
I got alerted several times during April/May that Binance would withdraw P2P transaction functionality from its platform.
It urged users to open a Binance TH account . . . I never tried but I hear they have some pretty stringent KYC criteria and even then, I'm sure they won't let you do P2P for THB transactions

https://www.binance.th/en/faq/latest-activities/5422dacb5b6e46e09a75d3b9711f7817

If I'm going up and don the gridlock of Asoke then no, I don't bother.

If I'm going anywhere where I'll be getting up to speeds above 30kph then the lid goes on without fail.

I'm fixing to get a Bimmer next year so the latter scenario won't be an issue. 

Rather arrive late due to traffic than dead.

If I was in such a predicament, I'd go home to the UK. 
At least I wouldn't have to pay for healthcare.
The cold might get me though

transfer money as crypto stablecoin to your Thai exchange, then convert into baht and it's not overseas income ...easy

An old web designer friend of mine had to leave Bangkok back in 2016 because he was running low on funds and it was getting harder and harder to top up the 800k he kept in a Thai account for his annual retirement extension.

Ended moving to Cambodia where he recreated his routine of doing poorly-paid odd 'n' sods to fund his ridiculous 7pm - 7am barfly lifestyle.

Poor sod ended up dying of cirrhosis in a run down room above a bar in Phnom Penh.
A mutual friend who'd gone to visit him before he passed said he'd expressed serious interest in returning to England to get medical help.

On 11/18/2024 at 11:44 AM, HappyExpat57 said:

Oh, YOU know better than a doctor? Have you seen my ultrasounds? Were you there when the endoscopy was performed? I think you need to see a doctor to get a cranial assendectomy (get yer head out yer ass!).

 

Talk about nonsense!

The way you explained it, he appeared to generalize about an operation that thousands and thousands of men have found lasting relief from.
If he'd said that you, personally, would be "looking at 6-12 months of pain and uncontrollable leaking", that would be one thing.  As someone who's actually HAD the Rezum procedure, his generalization was BS.

On 8/25/2024 at 9:07 AM, HappyExpat57 said:

Due to Thailand's draconian libel laws, I can neither confirm nor deny it was a doctor at BHP who misdiagnosed me. I had an ultrasound and blood work  done, and they recommended REZUM at an out-of-pocket cost of over 200,000 baht (my insurance doesn't cover me here in LOS). I went back to the states for my annual visit and saw a doctor to see if they would perform REZUM. They did more intensive testing and I have a condition that REZUM wouldn't have relieved.

 

The US doctor explained when you do REZUM, you're looking at 6-12 months of pain and uncontrollable leaking. I'm sticking to morning/nightly Tamsulosin and it's working for now. ALWAYS get a 2nd opinion.

Your US doctor is talking nonsense.

I had Rezum over 2 years ago.
It was done in Bangkok.
Once the Foley catheter was removed (the most discomfort of the entire procedure), it was and still is plain sailing. No pain, absolutely zero leakage, zero erectile dysfunction, zero retrograde ejeaculation and 6-7 hours uninterrupted sleep most nights.

12 hours ago, pattayasan said:

 

The numbers the dollar is responding to weren't available yesterday.

The dollar isn't "responding" to anything.

The DXY is completely rigged. Price action is controlled by an AI algorithm 90% of the time that it trades. In the remaining 10%, the "marketmakers" or "the hand" intervenes manually to push price to where it is advantageous for them to accumulate new positions or to distribute positions they already hold.

On 10/19/2024 at 7:26 AM, ChaiyaTH said:

Has nothing to do with cheap, it is simply expensive for inferior service and quality on top. I earn 3x median wages and I still would rather spend it elsewhere at this point. I would not have gotten to this stage and income in life, if I would think naive like yourself.

 

Thailand is everything except cheap at this stage for the average westerner. It is just cheaper than capital cities i in the west, that are insane expensive, even for people that earn 10K USD a month, that still isn't that much there. Otherwise it is cheaper in even Spain.

I mean even a decent average hotel in Bangkok costs the same nowadays lol. My breakfast, lunch, coffees too. Perhaps only for dinner I could decide to eat MSG street food cheaper instead of cooking a decent meal in europe at home. But for 6-7$ i could eat out there too.

 

Today so far: 2 coffees 140 baht, 1 breakfast 160 baht, 1 moto taxi ride one way 55 baht, fruit juice soon 60 baht. I didn't even turn my ass yet or I already lost 415 baht today. The same used to cost me 200-250 baht all incl. here.

 

Then go in another taxi, do some tourist activity, 1500 baht gone again. Then lunch, snack, drink 300 baht gone again. Then before it is evening even a super boring simple tourist, without any alcohol or partying, would be down by 2000 baht already. 

No wonder you don't see a single soul in nightlife nowdays, if you did that on top, we are now down 6000 baht by sleeping time.

With respect, people with money don't tend to care much about the price of a beer or a meal in a restaurant when they're on holiday. 
Anyone in touch with reality knows this.

The very fact that you itemize everything from the cost of coffees to mototaxis suggests that you're something of a penny-pincher or as the Thais would say, a "cheap charlie". Nothing wrong with that but assuming that your way of thinking is common is the true naivety here.

3 hours ago, Presnock said:

Well, the response to this is that expats should avoid those restaurants charging the western prices.  Tourists will see this too and learn to avoid those restaurants because they can only support the restaurant with foreigners as locals cannot afford western prices.  Once tourists and expats do avoid the restaurants, they will have problems unless they lower their prices so will hav e to close or let workers leave.  That is why in the west, competition means that restaurants have to offer better prices if they want to keep their customers or those folks will go to the cheaper place for the same type meal.

And if the Thai economy was entirely built on restaurant pricing then you might have a point.

You may not have noticed but the Thai authorities don't seem to be bothered about pricing out the cheap charlies be they tourists or migrants.

There are plenty of other destinations where someone on a modest income can live comfortably but Thailand is falling off that list.

The country isn't a retirement home for impecunious westerners any more.

The trouble is that too many people think that a retirement in Southeast Asia is some sort of birthright.

You can't move here expecting everything to remain cheap especially when the currency in which your income is denominated is being managed by powers that don't give a monkey's about overseas retirees.

Western money is headed one way and in 5 years' time there will be far fewer Brits and Aussies parked up here so if the pain is unbearable and you can't find a way to generate some income, better you consider a move to a country where weak, inflated currencies like the pound, euro and Aussie can still confer the illusion of wealth on you, at least as far as the locals' perception.

Countries like Vietnam come immediately to mind 

Just now, Gottfrid said:

Judging out of that you bothered to reply, one must assume that. 🙂 

Ass - ume whatever you like.

15 hours ago, Gottfrid said:

Nobody is crying, and you are not making your living on currencies. Now that was cleared once and for all. 🙂 

Yeah and, of course I really care whether or not you believe me. 😂

2 hours ago, OJAS said:

Unfortunately for us Brits, the GBP's cause has not been helped by Andrew Bailey at the Bank of England blabbing his big mouth off on the subject of interest rates yesterday ☹️

 

https://www.bbc.com/news/articles/cx2lp5l9dpro

 

 

Unfortunate for British migrants living here, yes but for the hordes of mortgage holders living in the UK, it's fantastic news.

1 hour ago, koolkarl said:

Really. I am a full time fx trader for 40 years.

So what?

So am I

Doesn't prove anything

6 hours ago, chiang mai said:

Er, not really. THB is not freely convertible, it cannot be freely exported except in very limited amounts, more generously to neighbouring countries but not further afield. And whilst THB is traded on international markets, it is not traded for delivery. In fact, overseas banks are restricted as to how much THB they cam hold, without being cut off from transacting via BOT. BOT has been relaxing these rules over the years but it is still a controlled currency.

It isn't pegged to the USD like the yuan and the Vietnamese dong are. Those are "controlled" currencies.

On 10/2/2024 at 2:28 PM, koolkarl said:

Bank of Thailand intervenes all the time, this is not an exception.  The baht is a controlled currency. 

Utter drivel

On 10/2/2024 at 10:34 AM, proton said:

 

No they are not, they are put into hotels, given free health care and over 40 quid a week. The asylum system is no more than a scam these days, failing is almost impossible due to being unable to disprove their lies. Where as the last labour government did deport 50k failures in 2010 the Torries and Labour now deport almost none. 

Someone gets his "facts" from the Daily Mail

4 minutes ago, proton said:

 

People arriving in boats at Dover with no documents are illegal, look what happens to them 

They're eventually processed and, if denied asylum, they're deported

Boo hoo . . .
Those men should have done their due diligence instead because this anomaly is as old as time.

That being said, how does not receiving GBP490.00 a year turn one's retirement from comfortable into a "nightmare"?

Maybe he should have just stayed at home.

Retirement in Southeast Asia isn't for cheap Charlies any more.

Umpteenth thread on this subject.

i'd not be surprised if this went on for some time to come because the interest rate cutting cycle has begun and the lower rates go, the weaker western currencies get. 

Bar anything catastrophic befalling Thailand, expect 28-29 to the USD by next year.

1 hour ago, fondue zoo said:

 

How do they do this without it falling into "manipulation" ?

 

It helps when the entity calling others "manipulators" (US Treasury Department) is the greatest currency manipulator in the history of the world. It has no claim to the moral high ground.

5 hours ago, sambum said:

 

Well, mine is half full, and I can't see any writing on the wall!

You probably can but it's probably looks like hieroglyphics to your eyes. 

11 minutes ago, sambum said:

 

So your glass is half empty then? 🙂 

No.
I can just read the writing on the wall