Just found this thread, interesting reading as I'm looking for a Health Insurance Provider and WRLife is often mentioned by fellow Expats. My concern, as noted by others, is WRLife's Claims Settlement history. On the subject of AIS, I noticed that 3 of the WRLIFE LLP Officers listed at Companies House London have the AIS Office in Bangkok listed as their correspondence address. https://find-and-update.company-information.service.gov.uk/company/OC401682/officers