Sea Traveller

As for me starting this  thread I am more than happy with the helpul responds as to now close this thread.

Hope also others have the possibility to get good medical coverage insurances within Thailand or through insurance companies for example in their home countries that covers good medical care in Thailand and not are very expensive. The insurances I get through Sweden does not have any age limitation but can have limitations for medical issues as  known when to get the insurance.

22 minutes ago, Liquorice said:

@Sea Traveller

Firstly, forget any implied tax implications, as it wouldn't apply to the situation you describe anyway.

Yes looks not apply to me as long as I make sure stay less than 180 days per calendar year in Thailand as per current and simewhat revised rules as come to force 1 January 2024.

22 minutes ago, Liquorice said:

 

You basically covered your alternative options to stay long term in Thailand, although I could suggest another option that would allow staying for almost 5 months without depositing any funds in a Thai bank account, that said I think it's always good practice to have funds in a Thai bank account if staying long term to cover any emergency medical expenses.

I will always keep funds on my and my wifes bank accounts in Thailand as is indeed a good practice. However if I am staying only max. 90 days each time it will be less than if I am on a 1-Year Permission of Stay.

The Emergency Medical Insurance when I and my wife are in Thailand have been solved as described this and past times as follows. Me and my wife have via my Home insurance in Sweden a freevof charge Medical Care Insurance that is valid world wide exept for USA and Switzerland for 45 days after leaving Sweden. To this one I pay for a extension medical care insurance for longer visits as get automatically in force on day 46. I have to been paid before come to force but best before paid before travel from  Sweden. If to stay longer than originally planned and paid for it can be extended for example while  we are  in Thailand as long as long as paid for before the before covered period has expired. All Swedish Insurance companies and some of the nearby countries as well own together SOS International Call 24 hours call service as located in Copenhagen. When possible I shold call them if something of medical care feels nesessary. SOS international will if they see a need for medical care then advice you what to do and if going to a hospital not hopefully far away advice which and if ambulance is to be called by them or by you? If accident and you from beginning ended on a not desirably bys SOS International get moved when safe to do so. In rare cases is also move from for example Thailand to Sweden but this again is rare as normally is much less expensive to get treament on the location. 

22 minutes ago, Liquorice said:

 

Obtaining and entering Thailand with a Non Imm O visa based on Thai spouse from the Thai Embassy in Stockholm would grant you a stay of 90 days. Correct that that visa is stamped as 'used' on entry, but the granted 90-day permit of stay is separate and valid. You could apply for a 60-day extension to the 90 days granted on entry to 'visit Thai spouse' towards the end of that 90 days, (1,900 BHT), which would allow you to stay for a total of 150 days,

Good! I did not know that it is possible to apply 60-day extension on the 90 days granted. I had only heard about and also applied on 30 days extensions in past basis when I entered on Visa Exempts and that is also possible to get 30 days extensions  on the local immigration offices if entered on a tourist visa. 

22 minutes ago, Liquorice said:

 

Good sense to keep funds in a Thai bank account though, in case of emergency.
If you applied for a 1-year extension of stay based on Thai spouse, although 400K THB is required to be in a Thai bank account for 2 months prior to submitting the extension application, once the application is approved, you can immediately withdraw that 400K THB and use as living expenses for th

Extensions based on retirement can be approved the same day while yoExtensions

Extensions

based on Thai spouse have to be approved at regional level, which can take 30 days.Thso called 'extra' documents for extensions based on Thai spouse, is actually a few photos, a Kor Ror 2 or 22 and 2 copies of all documents. If that ——— hardship, how do your friends manage to make it to a bar unaided. I'm assuming you married in Thailand?

 

This to is very valuable and new information as for me and extension/permission of stay based on Thai spouse get even lesepted an option for me as I look on it. We are married in Sweden but have got through the process of getting our marriage and change of the Surname on my wife registrered also in Thailand. It went rather complicated and took some time but this done. As from Sweden is not possible to get a Marriage Certificate. The only we can get is an ”extract from the population register” from the Swedish Tax authorities as on it can be seen we are married and on which day…This is  by the Thai Embassy in Stockholm as when apply for Non-Imm O Spouse E-visa. A certificate by the Swedish Embassy in Bangko or Marriage Certificate issued in Thailand is required. 

Thanks for all your comments and helpful comments! Sorry for make a mess when to commements but the Ipad seems not be the preferred device as writing as is if I am pointing where I want to edit it writes somewhere else…
 

1 hour ago, Mike Lister said:

It doesn't matter, from a tax perspective, what type of visa you have or whether you are married or not. The only thing that matters is the number of days you spend in Thailand, during each calendar year. If you stay more than 180 days in Thailand, you are Thai tax resident, under that you are not.

 

Please see below, a tax guide that may help you better understand what's involved.

 

 

Thanks Mike!
 

This was indeed a very comprehensive general Tax Guide which I now been reading but also saved as to be able to quickly find and read again. Seems to be very clear about the less than 180 days per calendar year stay in Thailand part.

But I will have to study this guide a more as it appears like transfer of money to Thailand as it appears can be causing tax issues under some cases? As for example when I recently sent quite a lot of money from my bank account in Sweden to my and my wifes bank Thai bank accounts for the purchase of a car i Thailand. I will have to see if any unwelcome surprises  comes up or not? And for just living in Thailand I have send money from Sweden on regularly base but this will be not in comparison get near as much per transaction. 

56 minutes ago, TroubleandGrumpy said:

My advice is to use option 2 - get a 12 month Marriage Visa mulitple entry - and stay in Thailand less than 180 days in total from 1 January to 31 December and you are not a tax resident.  You can do 179 days in Thailand in one trip, or you can do multiple trips over the calendar year that total up to 179 days.  Get a new 12 months Visa in Sweden each time - avoid the annual extension khrapp here in Thailand. 

 

I will say that after a few years you might want to stop all the travelling back and forth between Thailand and Sweden.  I did the same between Thailand and Australia for a few years with my Thai wife (who is also an Aust citizen) and it became 'not so enjoyable' - and it is a lot less travel time/issues than going to/from Thailand and Sweden.  If that happens you might want to stay long term in Thailand - until you get much older and then because your wife is citizen you can move back to Sweden at any time - either for a while, or forever. Obviously that would entail a lot of planning and working things out.

 

You are only taxable in Thailand on 'income' that you remit into Thailand. If you remit savings etc. then that is not taxable in Thailand - only income. But this whole new world of Expat taxation in Thailand is something that is going to evolve over the next few years - it would be a great time for you to only stay <180 days while it sorts itself out. When that is all sorted out in a few years (as much as anything can be in Thailand), then get financial and taxation advice in both Sweden and Thailand and decide what to do - plan well and be flexible.  Avoid the financial legal sammers here - especially the Scandinavian ones - yes there are a few here.

 

Drop me a direct message if you want more advice about my Swedish mate and what he is doing and why.

Thanks! The Multiple Entry Non-Imm. O E-visa has been removed as an option to select from the Thai Embassy in Stockholm unfortunately since the year change I believe. I heard this is the case from some other Thai Embassys in other countries to but I don’t know which ones specifically? But I am regardless thinking at moment in the direction that you advice. I like also to meet my now adult childrens and grand childrens and to stay away like almost 180 days in a row is long time…

The point of be flexible is important when it comes to Thailand . I did see the article on Asean Now and the thread on the new Thailand Visa fees from New Zeeland and is just to see what will happens with fees from other countries? When things changes I have to do so sometimes as well. I had some years ago Multiple Entry 1-Year Non-Imm. O-A Visa but that went not an option anymore when the requirement to have insurance in Thai insurance company went to force. 

Thanks so much to all that replied at same time that I did write my self. 

It have now come several answers whick I am to read with or without links that are very helpful as for me to take a decision about the path forward for me personally. 

24 minutes ago, DrJack54 said:

OP, @Mike Lister may be able to advise.

There is a long thread running about tax implications.  

Yes there is indeed a long thread about tax implications but have not managed to find out if my option number 1 is is the better and safer choice as to avoid be taxed as well in Thailand? Both option 1 as 2 is as can be seen to stay less than 180 days in Thailand per calendar year. If option 1 is best choice I will Not send +800.000 Baht to one of my bank accounts in Thailand which I need to do while I on this visit in Thailand. Thus as I to my understanding need then to get a FET receipt from in my case Bangkok Bank as evidence that the money/currency come from a country outside Thailand into my bank account. Not sure if the FET has to be presented to Immigration if and when apply for 1 -Year Permision of Stay? Just been reading a lot trying to find out the rules but get lost…
 

I am Swedish man and soon 63 years of age and is married with a women that have both Thai and Swedish citizenships. I plan to be be living in both Sweden and Thailand on a long term basis going forward.The base case as to be counted as having the permanent residence in Sweden is to stay minimum 6 months in a row per 12-month period. This is how I want it to be and this means also that I will be fully taxable in Sweden. However this get access to almost free health care in Sweden etc. Going to also mention that Sweden and Thailand has a double taxation agreement without going into what is written in that..

I am looking on two options regards to stay in Thailand quite a lot in the period from like mid October to mid April but to make sure that I always stays less than 180 days in Thailand per calendar year (1 Jan. - 31 Dec.). To my understanding if I stay more than 180 days in Thailand I will automatically be deemed as taxable in Thailand as well…Right or wrong?

I look on two options:

1. I travel to Thailand on the normal Single Entry Non-Immigrant O E-Visa based on that I am married with a Thai woman as I get via the Thai Embassy in Stockholm and stay up to 90 days i Thailand. I travel back to Sweden for a period sometime during the winter season and do then apply for a new SE (The ME is removed) Non-Imm. O E-visa before to go back to Thailand with another max. 90 day stay period. With this plan is get some ticket expense. But I don’t have to put +400.000 or +800.000 Baht to one of my Thai bank accounts. Of course I make sure that I every calendar do stay less than 180 days in Thailand.

2. I apply for and get a 1-Year Permission of Stay with 90-Day Reportings based on my Non-Imm. O E-visa as married with Thai women. I purchase also a Multiple Re-Entry Permit as to be flexible to be able to travel out and back to Thailand on a short notice as whatever happens. But will I with this option be deemed as taxable in Thailand as I have a 1-Year Permission of Stay regardless if I actually make sure that I stay less than 180 days in Thailand on every calendar year?

Which one is recommended as to Not likely get counted as taxable in Thailand as well? (if possible?)

As info only and I request no comments. But if someone likes to do so please do so of course. 
 

The Swedish Embassy in Bangkok do still issue ”Income Certificates” for people that like to use the minimum 40.000 Baht per month as for example married with a Thai or minimum 65.000 per month to a Thai bank account as retired. However they do only approve basis some certain and few types of incomes and which ones can be read on The Swedish Embassy in Bangkok site. For example regardless how much money you have on Bank accounts this do not qualify. Thus only option is to place either minimum 400.000 or 800.000 Baht on a Thai Bank account in your name only. I have speak with quite a few as in Udon Thani and everyone I spoken so far with advice me to Not even try to go with 400.000 option as married with a Thai women. They say is possible but so much more paperworks and that Immigration have done quite a few visits to some. For me personally as is to live partly in Sweden and Thailand I will for sure select based on the Retirement option but will for some years ahead use the minimum 800.000 Baht methode. 

I skip write term of for example ”Retirement Visa” or ”Marriage Visa” as if it is actually  about a ” 1-Year Permission of Stay with 90-Day reportings this is referring to. My Visa is cancelled at the moment the Immigration Officer (normally at the International Airport) at the entry into Thailand puts a stamp in my Passport. Ok is possible to have Multiple Entry Visas but still there will get a stamp of how many days I am entitled to stay in Thailand at each entry to Thailand.  Why use the wrong terms as is confusing specially for the not so experienced? 
 

10 hours ago, mrwebb8825 said:

Get the single entry Non-O every year then get a multiple reentry permit (basically the same thing and price)

 

As for the TM-30, check this thread

 

Thanks I read the thread and will check with Immigration in Udon Thani how they see on TM30 and need for re-reporting when I for example return after a trip with our car with visits to a few hotels on the way? 
 

Otherwise I am very pleased with the helpful comments from several on this thread and things are much more clear now for me moving forward. And some other things like open another Bangkok Bank account my wife told we dont try anymore in Udon Thani but wait until we go to the other place we stay in Thailand and use her contacts over there…

For my concern Is ok to now close this thread if a moderator would like to do so. 

I plan to visit a Bangkok Bank at the other place we stay at and  bring a person with me and my wife that works for the Ampur over there and also owns a popular sea food restaurant for Thai manily (great food, prices and location but simple and not to the expectations regards to a high standard as most farrangs look for). This person is  a friend and close relative to my wife and recognised by most Thai over there.  When my wife had some issues with Bangkok Bank previously of which one was to open new accounts it went suddenly no problems at all when this person was with her at Bangkok Bank. One issue was that she had also a Bangkok Bank - Udon Thani branch ”Fixed Account”. When she came back to Udon Thani she went closing this account as there is no point in have an account that only can be withdrawn money from at a Bangkok Bank in Udon Thani. It is not even possible to move money from the ”Fixed Account” to another acoount in Bangkok Bank via the Bangkok Bank Internet-bank. Is only possible move money into the Fixed Account”. Had I known this when opened this type of account like 5 years ago I had gone for another ”normal” savings account. 
 

Thank’s Liquorice for your's  replies! 🙂 

—————-

The Non Imm O ME visa is no longer available from a number of Thai Embassy/Consulates. If you make frequent visits, then obtaining the Non O single entry to enter Thailand, then applying for a 1-year extension of stay with a multi entry permit is the solution. 400K THB required in a Thai bank account in your sole name for 2 months prior to submitting the 1-year extension application.

——————-
My reply: Yes this is my plan from like beginning of November this year. We plan to live in Sweden like from middle of April to beginning of November as to get more than 183 days stay in Sweden as per specific Swedish rules and stay less than 180 days in Thailand per year as linked to Thailand tax rules…

Yes. I will probably however applying for 1-year extension of stay based on retirement  instead as per advice from forums and also some friends that tried both options. For me it will minimum 800K THB to keep on my ”Fixed Account” on Bankok Bank Udon Thani branch. This is an account that only allows me to take out money on Bangkok Banks located in Udon Thani. I have asked if I can close this and open another account but Bangkok Bank say that if I close they will not allow me to open another account as new rules have come to force which only allows farrangs to open one bank account! I have informed that I am not in country as a tourist but it does not change anything they replied me. Luckilly I have also a ”Savings Account” to which I have a ATM & Bank-card connected to which not is limited to if money to be taken out to Bangkok Banks in Udon Thani only. 
————————————

4 hours ago, Liquorice said:

I'm sure that will be a receipt from a TM30.
If on the second line down it states 'Have received notification of alien's address from', then it's a TM30 receipt.

Okej now I found out how to reply…

The receipt is from the TM27 I believe. When I put in a question of TM30 the Immigration officer my wife spoke with in Thai said something like that TM30 was not necessary this time as I am to stay less than 90 days. I did also only see a TM27 as my wifes Thai ID-card was copied in on the form.

4 hours ago, Liquorice said:

 

You should use the Immigration office which is located to what you'd call your' permanent' address and treat the other address as a 'temporary' place of stay.

Having registered your 'permanent' address with the local Immigration office, then go to stay somewhere else 'temporarily' then there is no further requirement to file any further TM30 forms, provided you will return to your 'permanent' (registered) place of residence.

OK! For me I will then always thus be travel tonand visit the local immigration in Udon Thani. I have seen notices of within 24 hours and also 72 hours however. Which one is correct and is it arrival to Thailand or from  I have arrived to my final destination that counts? 
 

I am Swedish man of age 62 and is currently in Thailand on a Non-Imm. ”O” Visa based on marriage with Thai woman.  Will this time stay in Thailand less than 90 days but are preparing for possibly at next travel to Thailand apply for Extension of Stay. When I applied for the Non-Imm E-Visa visa recently the option of apply for a ”Multiple Entry” via the Thai Embassy in Stockholm was not there anymore..So I had to go for Single Entry…

My wife and I live on two places in Thailand far away from each others. My Wife can however only be registred to my understanding to one address as in her Dark-blue Tabian Ban. So far when I have arrived Thailand we have gone the next day or if is a weekend as soon as possible to the local immigration. My wife have  thus have to do a TM27 report and I have got a Receipt Of Notification as to keep in my passport with her address. However this is the bottom section of a document and I am not sure is from the TM27 or TM30 as this is not seen the receipt.

Now question: When I have arrived Thailand (normally via Suvarnabhumi) must I visit the local immigration office as where my wife lives oficially and also I live when in Thailand. Or is it also an option for to go to the other location and visit the local immigration over there? 
 

Will I then have to do a TM30 and as we move to the other place visit the local immigration over there to do another TM30? By going with our car between our two places we stay most of the times it can thus get many visits to make TM30 reports for me…

Thank you treetops! I like to read and have now saved the information you provided. 
 

With this last info I don’t need any more assistance.

Thanks all that replied 🙂

Thanks! Now 3 that informed that a onward ticket is Not required.  
 

Still hope on that somebody can present evidence as this must be in writing some place. Is not good scenario to stand at a check-in counter with a long cue behind and the person doing the check-in have to spend time to look up information on the screen, speak with or call others to finally find that onward ticket is not required. Better than to have the evidence in place and ready to be presented as to get a speady check-in. Or have a onward ticket with max. 90 days stay in Thailand. 

I have heard so but have not managed so far to find in black and white it is like that. 

I am a Swedish man of age 62 that got married with a Thai (and Swedish) women in Sweden last year. I am currently in Sweden and my women are currenty in Thailand. We are right now in the process to also registrering our marriage in Thailand. When this is done I plan to apply for a Non-Immigrant ”O” Marriage (Family) Visa (Single or Multiple) to be allowed to stay up to 90 days after entry to Thailand. My women do have both Swedish and Thai passports + ID-cards but she are going to renew the Thai ones after the registering is done as she have my surname (family name) in the Swedish dito since the marriage was registered in Sweden.
 

- In order to apply for Non-Immigrant ”O” Visa based on marriage with a Thai (that in my case will be via the Thai Embassy in Stockholm). Must thus the marriage also been registered in Thailand? Or should it be sufficient to show evidence that we are married in Sweden only?

- When I have traveled to Thailand from Copenhagen airport in past without a visa or with a  tourist visa. It has been required  at the check-in going to Thailand to show a flight ticket out from Thailand within max 30 or 60 days. If this not is presented at the check-in there is risk that I not get a boarding pass to the flight(s) going to Thailand. Is it required or exempted to show a flight ticket out of Thailand when traveling with a Non-Immigrant ”O” Visa within thus max. 90 days? If not so please show me evidence which I can print and bring with me to present to the persons at check-in when traveling to Thailand. 

Please note that I have no ”Extension of Stay with 90 day reporting” linked to any kind of visa presently and is not planning for apply for a such when visiting Thailand the next time and for some time ahead. 

1 hour ago, Captor said:

OK avtal24 do testaments as well. I was going to contact the caretaker for that but maybe avtal24 is fine as well. May I ask how much that cost to make a simple testament at avtal24? Roughly?

I did get an discount of 20% but I don’t remember if it was through Länsförsäkringar or SEB bank in Sweden?  I paid Thus 4.990 SEK and is maybe a little but to much as my Testament was very straight forward, but I wanted just get it done... I got an e-mail with some questions from Avtal24 to think over before I had a telephone meeting with lawyer that then sent the testament to me. This was two years ago.

3 minutes ago, Captor said:

Hi Sea Traveller, OK that is a private alternative. But that sounds good anyway. I have been missing something like this myself in Sweden. The cost is reasonable I think. Before this it was Länstyrelsen who did this for free (for the taxmoney). But they stopped doing that.

And then there was only layers who solved this with a vault in some bank where they stored this for a quite high fee. But this alternative sounds very good. I guess they are connected with Skatteverket (Swedish tax agency) so they will be notified if someone die abroad. I will contact them as well when it is time for my testament. Thanks for the tip.

Hi Captor, Yes is private but is connected with Swedish tax agency so that part is the official. I contacted something called ”Avtal24” in Sweden that helped me do my Testament and Avtal24 suggested me to send the original after been witnessed to SBF.

3 hours ago, natway09 said:

I think you will find that your partner would be breaking the law if she used your ATM for an account 

in your name only if she was aware that you had died

Thanks! I have seen also others pointing on this and I will in conjunction to make my will in Thailand try to make sure is not get any problems. For example to let the lawyer I appoint to explain in Thai languge for my partner of how she should act and also Not act...

7 hours ago, saengd said:

A Thai will should cover only assets in Thailand, any overseas assets should be governed by a separate will in the country where the assets are located.

Yes this how it is planned to be. One will for assets in Sweden and one for Thailand as in my case. As for my de facto partner same but separate of course.

15 hours ago, Captor said:

Hi

What do you exactly mean by official archive? I checked this up a couple of years ago and Sweden dont have official archive anymore. However there are some Layers that have archives that you have to pay for. Is that what you are thinking of?

Hi the original testament I have made in Sweden has been sent to something called SBF (Sveriges Begravningsbyråers Förbund) as storing it for an one time fee of 1.995 SEK. I can there for same amount keep ut to 10 documents of up to max. 40 pages which will be come up in case in case of my death as how the system rolls without any action required from any relatives.. I can add or change for  a additional fee of 495 SEK. I have also place some copies of my Tetament on some different places in addition to this. 

31 minutes ago, The Man Who Sold the World said:

Sea Traveller:

 

To satisfy yourself that your wishes will be adhered to you really must speak to both a Thai Attorney and a Swedish Attorney and legally document your wishes in the event of your demise.

 

It is your money - you get to decide what happens to it - but you must detail your desires legally to ensure your wishes are followed. 

 

It could be a long drawn out international legal issue if a family member decided to challenge your wishes. Money does strange things to people.

 

As for Sweden I have already done the arrangements as per nessecary . But as with regards to Thailand it is outstanding for both me and my de facto partner to do last will testament. My partner owns a house in Thailand and the first in line is her daughter in Thailand that will get 100 % according to Thai law.

1 hour ago, saengd said:

The advice of that poster is very wrong, your partner, deceased or alive, cannot sign on your will to influence distribution of the assets if you both die at the same time.

 

You as the will holder must specify the circumstances and conditions in your will, nobody else can influence or change those things. Typically, in order to satisfy the condition number 2 you mention you would specify that all your assets would go to your partner. But if your partner does not survive you by more than X number of days, typically this will be 30 days but it can be whatever you want, then your assets become part of your overseas estate and fall under your home country will, or, become the property of person Y who is named.

You are right! We need of course make one separate last will testament for me and one separate last will testament for my de facto partner. I know this but sorry not say this in my comment.

20 minutes ago, bkk6060 said:

Does not apply in the OPś case as joint accounts are not allowed for the 800,000 b extension requirement.

Good that you noted as why we can’t share the account

3 minutes ago, The Man Who Sold the World said:

American male with Thai wife. Assets in both countries. LW&T in both countries. Both LW&T indicate the same things.  In both our Thai and USA LW&T it is specifically stated that the surviving spouse has access to ALL funds, accounts, passwords and has signature authority over ALL assets of the deceased spouse. 

 

One point is that LW&T and legal documents are country specific and to protect your loved ones you must have legal documents that agree with each other in both Thailand and your mother country.

 

  

Well...we have a de facto relationship i.e. We are not married which makes things possibly somewhat more complicated.

11 minutes ago, saengd said:

I wrote to my bank, UOB, to ask exactly this question and they replied by saying that they, like every other bank in Thailand, required the approval of the Probate Court before distributing funds from a deceased clients account. It only makes sense that they would.

Yes I can’t see a way around this as is necessary by Thai laws.

By the way thanks for many very interesting posts from you about the strong baht and other matters concerning the economy in Thailand and more.