A good friend in Jomtien, with PACIFIC CROSS for 6 years.
Sum insured per year 5 mill. deductible 40.000.-THB
Back pain last year, goes to the BKK hospital,
Diagnosis CYSTE.
Inpatient admission and surgery = approx. 180,000 THB
When planning the operation, they discover: difficult position of the cyst, a piece of bone has to be removed first.
New costs: 260,000 baht.
After the operation: Pacific Cross pays “only” 100,000 baht and deducts a 40,000 baht excess.
Conclusion: the insured person pays 200,000 baht himself. Premium increase of 30%.
Then what is no exception here...the “notification” from the PC
From now on the back is no longer insured!