AprilWine
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On 3/29/2020 at 3:15 AM, Oxx said:
Back in early 2016 I designed a portfolio for an elderly woman living in Thailand. It was designed to be "invest and leave", and conservative. At the time I backtested it for 5 and 10 years. The weighted 5 year annualised return then was 10.5%. It now yields 3% - a bit less than the OP wants, but as a non-UK resident, there's no capital gains tax to pay, so functionally capital gains are equivalent to income. The extra return (taking the yield up to 4%) was to be taken from annual rebalancing. It's all Investment Trusts and ETFs available on the London Stock Exchange, so easy to invest in.
I attach the details as something to provoke thought. Note that I've updated the yield and Morningstar ratings, but not the comments (which are now a bit inconsistent).
Whilst I might make minor adjustments to the individual instruments (e.g. these day I tend to use Lyxor, rather than iShares) I believe the basic idea is still sound.
@Oxx Many thanks for sharing that portfolio. Excellent post! Am I right in assuming that there is a fair amount of overlap with that portfolio and your own in terms of funds chosen (though with different % asset allocations)?
Flight refund issues ??
in COVID-19 Coronavirus
Posted
I have a flight booked with Thai Airways London to Bangkok on 5 June. I emailed them and asked what the likelihood of the flight going ahead. The reply I got (after a week) was that it was highly likely that flights in June would be cancelled also but it is yet to be confirmed. So I am curious why you think they will be flying in June?