HAPPYNUFF

You are looking at the wrong ANZ section re charges.. 3% is charged in the in stance you are overseas from your home country and use your credi card to make a withdrawal on y our home account, (plus tlhe receiving bank charge, usually 500 baht in Thailand( Thats the normal fee most banks worldwide charge Im told. To make an Intermnational Money TRANSFER (as distinct from on overseas TRANSACTION) the ANZ bank charge is FREE if sending less than A$10,000, or $32 for other amounts . It is always best, Ive found to send in Australian dollars, as banks in Oz have low exchange rates.. OK your fee is $32... plius 500 baht in Thailand bank charge.

I paid 6600 baht for wife and I to St Marys private hospital in Korat back in August last year. We were at that hospital In January and saw long queues of people (all Thais) there, Wife asked whats happening, She was told they were getting their Moderna shots. I went and asked at the administration centre when we were likely to get ours. Was treated with abs olute disdain and told simply....later.. Still waiting, no word at all. Wife has been told still hundreds going there, but Thais only. (No we are not racist, we just dont like farangs)

It appears, since the 1st of November, when some tourism was allowed, the value of the Thai Baht is increasing. It is particularly noticeable for the Australian $, which was trading at 24.567 on 1/11, yet today is down to 23.99 baht, similarly the US $ and the UK pound appear lower as well. Maybe its those thousands and thousands of farangs flooding the country and spending those untold huge amounts of foreign currency that are causing this??