Having read that ufustructs between husband and wife are invalid, is it possible to secure my funds by entering into a contract with my wife?
We will buy a 6 million baht house. I'll pay 4 million baht cash and she'll borrow 2 million baht from her bank as a mortgage. Can I ensure that, if we split up or if she ever tries to sell without my permission, we have a loan agreement in place which remains non-repayable (and non interest-bearing) unless she decides to sell, at which time the 4 million baht becomes repayable to me?
I understand that I'm protected to some extent because if we divorce I'll be entitled to 50% of the house value as a marital asset, which will force her to sell or buy me out, but I may be wrong about that. Please let me know if you know.