Inala

TRT preferably a last resort. It's better to try less interventionist approaches first.

First is examine your lifestyle. Try to keep your waistline below 100cm and neck circumference below 40cm. Restrict alcohol intake, especially before bed. Don't smoke. Minimize work stress. Embark on an exercise program, it will get easier as you go.

Second, do a sleep study and check for sleep apnea, it's a major disrupter of hormonal function.

Then check for gluten intolerance. Conditions such as Celiacs disease are under diagnosed and lead to fatigue, similar to what you seem to be experiencing. 

Correct these if applicable and then re-check testosterone count before starting any TRT.     

21 minutes ago, Lucky Bones said:

If someone is doing 180k's it will not matter.

You can have indicators and all lights blazing, with sirens sounding if you wish.

There appears to be logic..."It's my Soi".????????

 

 

Yeah, but you missed the point. And let's assume they're doing the speed limit. It's simply about risk mitigation.

There is a way of mitigating the outcome of such an accident like this, which I think many have overlooked.

When you slow down to make a right hand turn, keep your wheels in a straight ahead position until you're clear and can proceed to make the turn. That way, if unfortunately you are rear ended, at least you have a better chance of being shunted hopefully mostly forward and not into the oncoming traffic. Whilst still traumatic, you have a much better chance of surviving this than the double whammy of being hit behind and shunted straight into the path of oncoming traffic. This is something my father taught me many years ago and it has stuck with me. I'm always amazed at how many cars I see sitting there waiting to make a RH turn and they've got their front wheels almost fully turned in anticipation and of course when you're hit behind like this you're going to be propelled directly into disaster.     

40 minutes ago, Lacessit said:

Once my quality of life is gone, I will probably go back to Australia, and take advantage of enlightened assisted dying laws. Unless I get hit by a bus here.

But by then, you may not be able to fly? Then you're stuck to die here. 

On 12/10/2022 at 8:25 AM, scubascuba3 said:

Yes the script is already written

It's inevitable! In that location I give him no more than 3-4 days before he's got the first one holed up in his condo. Hope it's not a crazy one though, cos that location is a jumper's paradise.

On 12/7/2022 at 6:06 PM, robert888d said:

I am bored to death here now.

That can happen, happened to me the first time I tried to stop.

23 hours ago, Speedhump said:

O&A being a not so well known abbreviation for out and about? ????

 

Your life sounds fine, no need for excitement after a certain age. Breathing every day and a visit every year from my adult kids is enough for me. ????????

 

The downside of enjoying a longish and lazy life with my wife is that if she doesn't make it through her serious illness I'll not really see much future enjoyment in my mid 60s life. Taking up hobbies as a replacement? Hardly even comes close. ????????

What's her chances? I have a mate in the same boat, he just found out his wife has inoperable stage 4 cancer and maybe just a few months to live. He always thought he would be gone well in front of her, so it was a shock for him to realize he would be left behind instead. 

4 hours ago, jimn said:

Yes I retired at 56 in 2013. I bought a house just outside Pattaya with my Thai wife and we spend 7 months a year here. We both return to the UK every May for 4 to 5 months to see my lads and grandchildren. I did not sell my house in the UK like so many do. I am confident I made the right decision as I am with the relationship with my wife who I have been with since 2011 and married since 2014. At 30 years old she is young enough to keep me young and we do many activities that I detailed in my original post together. Best decision I ever made. Dont whatever you do be persuaded to go and live in a Thai village.

Sounds good, pretty much exactly as I plan to do. And there's no way I will end up in a Thai village, I've spent enough time up there to know that it's just too quite for me. 
My only concern is that my house in Oz is quite nice and probably has too much inherent value tied up in it to be just sitting around. I own it outright, but I don't really want the hassle of renting it. I also need to partially update/renovate it, so I was thinking of doing just enough to keep it in good nick ready for when one day I won't be able to fly to and from every year.

Do you rent yours out whilst away or just lock it up? I like the flexibility of being able to return at any time without worrying about tenants. Once you rent it, that option is gone.

How long do you think you can keep up the travelling and living between countries? Do you worry one day you won't be able to get on the plane?  

Have to keep busy or else I think my retirement might be spent continuously worrying about if I will have enough money to last me to when I drop off.

Spending 1/3, 2/3rds time between Australia and Thailand maybe. Regular workouts to stay strong. Helping the misso's family etc.

51 minutes ago, jimn said:

Well for a start dont live in the middle of nowhere, where your wife dictates your life for you. Live in or near Pattaya. You then have the choice of the beach at Jomtien, nightlife whenever you want it, cinema, eating out, going to the gym, playing golf etc. If you have the funds and are reasonably fit, retirement should be a fun time. If you think you are already on the way out, doing nothing will quickly accelerate that.

Good answer...and how I feel. Have you retired already?

On 6/17/2022 at 8:35 AM, SAFETY FIRST said:

I bought my first 10 BTC back in 2015 for 1200 baht ea.

 

Looking forward to buying some more BTC when the price comes down.

 

 

Why didn't you sell them when it was at $90k or so? You would have been sitting pretty with that. 

8 hours ago, GammaGlobulin said:

Xi wants to rule the world for the betterment of the Chinese People, but not necessarily for the salvation of humanity. 

 

Great song. 

You're right!!! 

Agree, Xi is going to bring us all undone. In a very unpleasant manner, the likes of which we really can't comprehend right now. At that point, everyone here will be longing for the good ol days. Worrying about the multiplicity of toothpaste and shampoo brands will become worrying about how to get even a single tube of toothpaste of any brand. We're all f*%ked really, so let's appreciate what we have for now and savour every day, as it's not going to be like this forever.

Poor bloke. What a horrible, lonely death.

33 minutes ago, Boomer6969 said:

And what is the market never recovers? Or at least a huge chunk of it, as climate change drives a major reshuffle of the economy?

Wonder why a few nations, mostly in the west, worry about climate change, while most of the world does not? China, India, Russia, most of Africa, most of Latin America, these places could not give a flying <deleted> about it. In any case, war is coming and climate change will be relegated to the back burner for perhaps decades. We've had a long break without a major war, probably the longest in modern history, and since mankind has always been intent on killing each other, it's time to get back into it. Russia, even if defeated in Ukraine, is not going anywhere and China with Xi's recent re-election is now just a few years off invading Taiwan. With that background looming, I'd be looking for stocks that will perform even in war time. No idea what these are, but maybe commodities such as iron ore, aluminium and rare earths such as lithium? We need these to make ships, planes and missiles. Gold? Actually, do stock exchanges even remain functioning whilst a war is going on? 

If you've been living in Thailand for many years then you're deemed by the ATO to be a 'non-resident for tax purposes'. This is further reinforced as you state yourself to be a tax resident of Thailand. As a non-resident for tax purposes, the ATO are not interested in how you earned the money and in law, they have no claim over it anyway. However, you need to transfer it back PRIOR to landing back in the country with the intent to resume residency. Anything AUD10k or more that hits your bank account after you arrive back (to take up residency) is logged with Austrac and the ATO then have a two year time frame after those transfer dates in which they can query the transactions and potentially deem them to be funds earned as a tax resident.  

The money you mentioned was earned in Australia could potentially be taxable (did you not pay tax on it at the time?) This would depend on your tax residency status at the time of earning it. Be careful with this point, because becoming a non-resident for tax purposes is actually harder than it sounds. You need to the demonstrate to the ATO a clear intent to break ties, such as cancelling Medicare, selling off cars, boats etc, cancelling club membership. If you don't own a house and have no Australian sourced income, it's much easier to prove no enduring relationship that would lead to failing the domicile test. In any case, the ATO has a kind of unwritten point which is when you're out of the country for 2+ years they will more easily view you as a non-resident. It sounds like you easily pass this. 

For the property transaction, buy the house whilst still overseas as a non-resident. You will be required to transfer the funds to the RE agent's trust account, thus insulating yourself a further step from any possible queries from the ATO about these funds. Perfectly legal, and in any case this is the same step you would be required to do if you were a resident purchasing in Australia. 

DO NOT, under any circumstance, declare yourself a tax resident of Australia and then move the funds from offshore. This is the exact opposite as to what you should do. As a tax resident, you'll be liable to pay tax, plain and simple. You will lose about 450k of those Euros... In any case, you cannot just declare yourself a tax resident from overseas. Tax residency comes with certain benefits (such as tax free threshold, lower tax withholding on earnings etc) and after such a long time away you need to land back in the country with the intent to permanently reside (i.e. not just coming back for a 2 or 3 week holiday) before you regain tax residency.

30 minutes ago, JCauto said:

You got a link to that "conclusive evidence"? 

https://pubmed.ncbi.nlm.nih.gov/32304732/

It is a great leisure city, hence the name bang kok has particular relevance.