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BananaGuy

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Everything posted by BananaGuy

  1. Sell the expensive electronics maybe you’ll have enough to move into a 2015 condo without all the worry. Just a thought.
  2. It’s just a target, why not shoot for a bigger and not-so-round number like 53.7 billion? Same cost and more convincing, tacking on the .7 looks like someone’s sat down and worked out a number. Even if they haven’t.
  3. Unfortunate juxtaposition of headlines to those two stories …
  4. Wow you really sound like you know the business … ‘no need for exchange rates’ sounds great!!! So … just to set my mind at rest before I sign up … I convert $1AUD to bitcoin, send it to my Thai partner and she converts it to THB, about how many THB does she get? Just roughly, as an example. Won’t hold you to it or anything … call me a worry-wart but I just got this nagging little doubt there MUST be an exchange rate involved somewhere …
  5. American chat sites sometimes use /s at the end of a sarcastic piece to signal the piece is … sarcastic. The social media equivalent of canned laughter. I see this foul practice and associate the /s symbol with ‘sad’ …. and will often pause, go out of my way to lash the poster mercilessly with my finest erudite born-and-bred native home-grown Pythonesque genuine sarcasm. It never makes a dent. Occasionally I’ll get an ‘Are you being sarcastic?’ but more often than not silence or a ‘?’. They are beyond hope. They had Joan Rivers and the technology to keep her alive at least in an AI/holographic form and blew it, choosing instead to steal The Office and convert it to slapstick. As I get older and lazier I tend to resort to simple GIFS to indicate my displeasure to a particularly thick post. My current fave …
  6. Difference between 91 and 95 fuel I’ve run the numbers on this and the answer seems to be 4
  7. Where’s my money? I just posted two favourable reviews and haven’t seen a penny from Wise. Of course it could be they are simply very good at the single job they do … sometimes that happens.
  8. Indeed. I’d add a caution against transferring ‘a few million’ baht or anything via a non-bank agency. My guess is your money is protected in Ireland and to a lesser extent in Thailand, by government guarantee. That is not true while the funds are in transit with Wise or any other similar outfit. They happen to go belly-up with your money in the ether then best of luck. If you insist on cheapskating using Wise (I do) then break up the transfers into smaller chunks and wear a slightly higher overall fee. Chunk-size depends on how big a chunk you could survive losing without affecting your BP.
  9. Seems you are in a minority (possibly of one) having problems with Wise (they actually changed names a few months ago). I transfer from Oz one-way to Thailand and have had no problems in over three years of monthly transfers. Apparent very early that transfers initiated after Friday midday or arriving before Monday am were delayed. Hardly surprising. Yoy provide no details of your timing but I’d be very surprised to hear you’ve experienced problems transferring Monday pm through Friday am. I transfer to my Wise account first (only the total transfer amount - dumb to maintain any kind of balance there, it’s at risk pending transfer). Typical transfer time about 1 hour.
  10. Wow this topic is certainly drawing out some … err … unusual responses. At least 90% eh? I’d be happy to accept that as ‘fact’ if the number was a bit more precise than just a range between 90% and every problem in the world. Got an actual number for me? Oh … and just a hint of evidence would be a nice-to-have. Please hurry, I’m holding my breath …
  11. Hmm. One perceived ‘attack’ based on the OP’s simple statement would seem unjustified … … ‘attack attack and attack’ verges on science fiction …
  12. Believe it was actually Parklea followed by immediate deportation but whatever, Australia says ‘Hi pal good to see you rehabilitated and heading back to your home village to help others’
  13. My mind’s eye saw ‘Good root recipe’ so I rushed here ASAP, but now I’m here I see it’s all about vegetables. Not really my thing and I’ve nothing to contribute to the conversation.
  14. Nice ad placement TV … this one appeared on my iPhone immediately after your post … the AI is getting better every day …
  15. Then you may be having difficulty getting a vaccination certificate … stuff in local Oz press about the MyGov system having trouble recognising two different jabs. i expect they’ll resolve the issue though - probably about a week before they introduce a new system.
  16. Similar experience here a while ago I worked in Japan four years and rented my Sydney property (since sold ????) directly to a couple at relatively cheap rent. Kept the rent fixed in a rising market … they had 12 month back to back leases (that’s long term for Oz) and told them they could redecorate to their own tastes. No inspections. Can’t recall them ever billing me for paint or repairs etc and I returned after year 4 to find the place way more tastefully furnished and maintained than I could ever manage. They stayed there another 6 months or so until I sold. We always need to discount internet horror stories - they get way more circulation than good news ones like mine. Who usually bothers sharing good news? My takeaway was … don’t be greedy, treat tenants as friends and treat them as adults. An agent is not going to protect from a bad tenant or take any responsibility for them and in my prior long experience as a tenant, they always created more problems than they ever solved.
  17. Thanks for that. As I responded just now to Khunper … I’m not really interested in insurance at all beyond what’s required to keep a visa … guess I’ll need to wait and see what the situation is when the (Oz) borders re-open … assuming I survive that long!
  18. Or alternatively, make sure to tell them about the money, also tell them you’ve left it all to the cat … increases your life expectancy while they keep you alive at all costs and outsources the life expectancy problem to the cat. (which is easily replaceable after all nine used up)
  19. That’s all very encouraging thank you … I’ll bookmark your post, maybe print it out and have it bound! Good to hear that insurance can be started 70+ … that takes away the pressure. Personally, I’m not interested in insurance at all … I self-insure whenever I can and that’s worked well so far. I’m only concerned about what’s legally required by Thai government for visa extension. Likely I’ll need to go the marriage route … we have a tiny home already built on her land near Uttaradit so living costs will be low but it will be a stretch coming up with a lazy 800k, so I hope the 400k option is still there next year. Anyhow. Thanks again for the informative post … and especially for sharing the reasoning behind your personal choices.
  20. Sounds like a Colonel Kurtz / Apocalypse Now situation … I’d start with a modest little gunboat and work my way up the Mekong River …
  21. OP has posed a few ‘piece of string’ questions and received a lot of (in)appropriate responses. I’m in Oz and waiting for borders to reopen to join my partner in Thailand and have made all my decisions about marriage etc … plan to burn any bridge back to Oz. The insurance thing concerns me though … I’m 69 now, likely 70 by the time a move is possible … I know 70 is a common cut-off date for getting a new policy … any thoughts here? Is it possible (for example) for a non-Thai resident to sign up for health insurance with an immi-approved Thai insurer. Would hate to find out next year there’s something I ‘coulda done’ this year.
  22. New sales from new immigrants or includes residents selling and buying? i don’t really care either way, merely mildly irritated the article is as useless as most.
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