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grahamuk

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Posts posted by grahamuk

  1. What a lot of miseries. 

     

    I have been visiting and living in PI for more than 30 years. Retired here 4+ years ago, with family. Now have my permanent resident visa. 

     

    Wouldn't want to retire to Thailand, infested as it is with fat, sweaty, tattooed sexpats and soccer hooligan types.  Each to their own.   Stay in Thailand...please.  ????

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  2. 1 hour ago, BritManToo said:

    1. Since always ........... 10% from employee (limited), and 10% from employer (unlimited).

    Employers aren't charitable institutions you're the one that really pays it all.

     

    2. I earned was paid a lot more than you.

    I love these people who edit their posts AFTER I've replied.

     

    Sorry to dent your ego incidentally, but I very much doubt you earned more than me (the bit you edited in). Most of my working life I was self-employed,   but if that's important to you. ????  Okay.  

  3. 12 minutes ago, fredscats said:

    I  do not approve of fraud,but no fraud involved   read DWP regulations (as to fraud)      Should take the trouble of reading DWP regulations      nothing and nobody has ever been accused of fraud  on old aged pension,...and may say nobody ever will

    I am perfectly familiar with DWP regs thank you. I also used to work for them. Perhaps you haven't cottoned to the fact that this is not just about the state pension.  Get your thinking cap on sir. 

  4. 7 minutes ago, fredscats said:

    You could be the guy that UK pensioners living in TH  frozen/unfrozen could get in touch with for postal address       for a fee

    I don't approve of fraud... and the guys who went to live in Thailand knew the state pension situation when they went there...or should have taken the trouble to find out.  One day they're bragging to the mates back home how wonderful life is....next, crying about it.  We're all adults. 

  5. 1 hour ago, BritManToo said:

    2. NI 20% of my income (health care and state pension).

    Since when was NI contribution at 20% ?

    There are also lower (earnings) and upper limits on the NI contributions.

     

    I believe the current (all-time high ?) NI rate deducted from employees, is 13.8%. 

    For decades before that it was around the 8-10% mark. 

     

    BASIC rate income tax in the UK is a lot lower than 40% too. 

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