IMPERATIVE that the balance doesn't drop below 400,000 at any time during the year! Therefore transferring 400,000 two different times is the ONLY way to insure no problems with Immigration. After the first transfer, you will still have 400,00 in two different branches which will satisfy the rule (subject always to the local IO', interpretation.) P.S. my Udon branch told me that they do no longer allow farangs to open a separate account at another branch. Cuz it's in the same province? I don't know.