tammytam7777

@Iopburi3 Then I can assume you might be able to avoid additional fees if you just use a Schwab account to pull money from an ATM and just deposit into a Thai instead of bank to bank transfer. It might just involve physically pulling money at an ATM and going to the physical Thai bank location. I am curious if anyone is familiar with crypto currencies? One advantage of crypto was to be able to send money or value faster and cheaper. Would you able to just connect a crypto exchange to a Thai bank so you can just either buy something like Bitcoin in USD and then just sell and transfer that into a Thai bank.

I could be wrong but from my understanding "Charles Schwab doesn't have an ATM network, so it offers unlimited refunds for ATM fees worldwide, and it doesn't charge foreign transaction fees." I think it's the same if you have a Fidelity account. So doesn't have either of these accounts and pulling money from the ATM reduces some of those cost of converting USD to btah? I don't know too much about the Thai banking system but I assume there aren't any cost to deposit and use bank transfers. I could be wrong. But if there is a cost then you either pay for the convenience of having packages delivered without having to be home or you skip any extra fees but have to be home to receive packages.