Thomas299

Thank you. I am convinced. Will stay with my current insurer.

Thank you for the well thought advice, which I will probably follow. Would you be able to clarify for me if insurers have the right to proactive request information to hospitals which I haven't mentioned to them and if I can prevent hospitals to release it without my consent. Thanks!

Hi everyone, I am considering switching my health insurance provider. I am registered with one hospital in Thailand (H1) and although I am in good health, in a past visit they made a blank statement saying there is a condition which 'could' require follow up. To cut a long story short, my medical history is stained by this statement. The doctor agrees that no follow up is required (it's just the radiologist covering his back) and nothing will come a definitive conclusion and remove the 'stain' from my history. I am trying to resolve the issue as follows. 1 - Approach the new insurer and make no mention of this hospital (H1). 2 - Register a new hospital (H2) with the insurer, a hospital which I used years ago, where my record is immaculate. My question is: will my new insurance provider find out about my medical record in the hospital which I will not mention (H1)? I read that in the US any prescription made by the hospital will go in a central database and so it would come up, but this is not the US. My doctor (the one in Hospital 1) said that they would never find out, but I am asking here if someone is informed differently. Since it is quite a delicate matter I would appreciate informed or expert opinions rather than hearsay, and please let's not focus on me trying to clear my medical history, as this is a channel I have already explored and it looks like it's not possible, not even with repeated follow up visits. So, again, my question is: will my new insurance provider find out about my medical record in the hospital which I will not mention? Thanks a million