Mike Lister

That's not how the tax system works, transfers are not taxed at source, they are potentially taxed via tax return that is filed long after the transfer is made.

It took me a while to realise it but the hospitals were actually charging me for taking my blood pressure, every time I visited. I finally stopped letting them do it and my bill dropped by 125 baht each time. At first they looked at me strange, now they just accept itt. I mean, sure I need to know my blood pressure but since I take it at home every day, I don't need three times daily updates!

Well done, we can close the thread now that the whinging has started, the information in the first post is there for everyone else to see.

I should also point out that in your case, having retired before age 65 and receiving a pension, your deductions and allowances are 60k for the personal allowance, max. 100k for 50% of your pension income, and, 150k zero rated for tax. Your tax free amount is therefore 310k per tax year.

The exemption of 190,000 is for being over age 65 years, not for receiving a pension.

You are a long stay visitor, you do not have residency ergo you are not resident. My best advice is that you say nothing to the people at the clinic, do you really think they don't know they have two price lists? Almost every business in Thailand would have two price list if they could, many already do but you don't realise it. Go with the flow and accept the things you cannot change, you'll live longer.

Change here is made very slowly.

This post is nothing more than a simple statement about some of the tax deductions and allowances that the typical, OVER 65 YEAR OLD pensioner, can expect to receive, when they file a Thai tax return. I’m writing this because there are still many older posters who are under the impression that their pension will be taxed in Thailand, perhaps this thread will put some minds at ease. It will help many if we don't turn this thread into a protracted discussion that mirrors what is being discussed in other similar threads and instead, leave it as a simple point of reference. Anyone who is tax resident in Thailand (180 days or more) and receives an overseas pension, either by direct deposit or by way of a funds transfer, is potentially liable to tax in Thailand. US Social Security payments are excluded from tax by treaty, the UK State Pension is not. When you file a tax return to report your pension income, each person is allowed a series of deductions and allowances, the total of which will mean that the UK State Pension at its current level will escape tax in Thailand. The deductions and allowances are as follows: Personal Allowance - 60,000 Over Age 65 Exemption - 190,000 50% deduction for pension income, up to 100k - 100,000 The above totals 350,000 Baht. In addition, the first 150,000 Baht of income is zero rated for tax. These things combined mean that the first 500,000 Baht of income received in Thailand each year, will not be taxable. Further deductions and allowances exist for a spouse, a partner, children, health and life insurance, school fees, mortgage costs and many other things. The following links describe deductions and allowances further. https://www.rd.go.th/fileadmin/download/english_form/220364guide-allow.pdf https://taxsummaries.pwc.com/thailand/individual/deductions#:~:text=There%20is%20a%20personal%20allowance,born%20in%20or%20after%202018. https://sherrings.com/personal-tax-deductions-allowances-thailand.html https://www.mazars.co.th/Home/Insights/Doing-Business-in-Thailand/Payroll/Personal-Income-Tax

Indeed, there was a report in the paper the other day that said the informal workforce (grey market) totalled over 50% of the workforce (38 mill.), not half the population. Most of those people are farmers apparently or unskilled and uneducated temporary workers. Just think if Thailand could harness those workers, potentially they could double the GDP. I guess in reality, it will take several decades to meaningfully reduce that number as better educated and trained younger people replace them.

If you were a financial institution, you wouldn't lend either to somebody with no formal job and few assets, you can't really blame them for that..

The dual pricing rules for health care vary from location to location, they are more likely to be enforced in tourist areas rather than elsewhere. My local government hospital doesn't apply them and charges me the same as anyone else. The private wing of the university hospital also charges me the same as locals. I recently had surgery there and the bill was 170k, it would have been the same price for a Thai person, I thought it was extremely good value given the facilities, the care and the fact my surgeon was a professor at CMU.

Sure, and I also had a wound explored and dressed and given three tetanus shots, at the local government hospital, it cost me about 210 baht.

Of course

Did you read my post above?

Nope, not on this subject.

The government approved and published tiered pricing in hospitals about five years ago, there are four bands but they are not always used in all hospitals. it is at the discretion of each hospital. The lowest band is a Thai national The second an ASEAN resident The third is a visitor from another country The highest is a foreigner who lives here. https://www.pacificprime.co.th/blog/dual-pricing-at-thai-public-hospitals-and-the-implications-on-foreigners/

It might be helpful if you help yourself and read the material on your own, instead of constantly asking me for information and then calling me a liar when I do. You are on my ignore list for a reason , don't expect me to spoon feed you and sing you lullabies.

At those levels of income you need specialist advice, don't expect a social network forum to supply them.

They are a great company to deal with, good English, very helpful and their products are priced sensibly.

How can you blame the victim, idiot.

It is ludicrous to think that foreigners who want to buy real estate in Thailand will be taxed on the purchase, it will kill the property market in Phuket, and elsewhere, stone dead. If that were the case, you would have herd a massive outcry from the industry by now and there hasn't been one.

Yes, sorry, not being taxed.

Income is defined in the RD notes. https://www.rd.go.th/english/37748.html

A much better bet here: https://www.sissonsthai.com/

If the quote was for 245k at Bangkok Hospital, a middle ground quote would be a university hospital which aims to be priced between private and public hospitals.