Fine then. Stop using cars and the internet. When alarmists do that I will take them seriously. It is like a dietitician telling people to lose weight while they weigh 180kgs.
Biden was never intelligent. Finished near the bottom of his class.
Do you know anything? Seems not.
https://www.latimes.com/archives/la-xpm-1987-09-21-mn-6104-story.html
Silly argument as the bank doesnt receive the money. The banks signed off on the loan.
Have you always been so naive? Nobody in 75 years was charged like this and many would have lied a bit on loan applications.