See, this is what frustrates me (and others, I suspect). We join a forum to hear the views of others on the forum, and hope to get advice from people who aren't after our money and with whom we hope to develop relationships. We want to hear your points of view and personal experiences, and thoughts on what you recommend and what you would do differently. Sure, we can Google it. And get lots of results too. But many, if not most, will be ads for people who want to get our money. I would imagine you've asked questions on forums you could have Googled, just as we're doing.
Telling us to "Google it" isn't helpful, it's dismissive.