Daniel4

Thank you everyone for describing your experiences, I genuinely appreciated reading about them and they were exactly what I requested. (paragraph removed by Moderator) The hospital have apologised for their errors and insensitivity. Disingenuine in my opinion. But matters have been settled by the faulty party and i've taken my aftercare elsewhere.

I'm unsure in all honesty. I was only told the bar that was inserted was titanium, pins or screws I do not know which materials were used.

Yes, I concur. Her being more calm may have helped. Farang or no farang they were in the wrong and treated me badly. Some are meek and accept wrongdoing. In my culture we bite back.

I woul happily have paid that amount for my health's sake. The hospital cashiers had not practised due diligence constructing the settlement figures. Not my fault, I complied fully. Apologies have since been received over the shoddy way the hospital cashiers behaved After all, and it appears the point has been missed, I could have arranged surgery in numerous other hospitals At a much lower cost. The hospital confirmed everything was covered and invited me for surgery. The 66k figure is neither here nor there, it could have been 500k, it was not my error.

Exactly as described. Thank you.

I have no idea where you get this information. There was indeed surgery, very neccessary surgery I was told. Multiple fractures, 5 in total, required general anaesthetic pulling bone fragments together and pinning to a titanium bar.. I felt ok next morning other than post op pain. Luckily I do have two arms and was easily able to carry my kit bag.

I feel very humble after reading your post, That must have been an extremely traumatic period of your life when you no doubt wondered if things would ever recover and return to normal. I wish you good health.

I never even had to pay for the excellent crew and ambulance that took me from crash site to the military hospital within 3 or 4 minutes of the incident. Some people help out of goodness, others out of greed 😞

I’m looking for a bit of advice and experiences here, facts not thoughts please. I would be particularly interested in any native Thai’s experiences. It’s a long story but I’ve tried to be concise while containing the main parts. There are many other facets to it involving meeting with police and the guilty party but my big gripe here is with the (hospital name removed by Moderator) their standards, greed and tactics to extort I was in a bad motorcycle accident, crossing a clear roundabout when a pick up truck came into my path at a fairly rapid speed. Of course death comes to mind instantly but somehow I was able to break and swerve to have a side impact with the pick up’s passenger door and front faring. Somehow I survived the accident with just a severely fractured collarbone, a few bumps and scrapes and a limp. The Gods were on my side, I was rushed to a local military hospital by ambulance. My motorcycle insurers investigator was quick in getting to me in hospital checking my condition and confirming everything will be ok for my motorcycle and my medical treatment. He was in discussions with the police, saw the CCTV footage and scattered motorcycle. Both he and the police confirmed that the pick up driver was in total violation and that the motorcyclist had take the correct steps in approaching and entering the roundabout etc. I was patched up after Xrays, CT scans etc and released from hospital with a surgeon consultation the following Monday. At the consultation the surgeon informed me of my injury, a severely fractured collarbone, and explained they do not have the capabilities to operate on me and that if I had insurance then I should go to a nearby private hospital, (hospital name removed by Moderator) . Failing that he suggested cheaper options with good private facilities within two hours drive at Phetchaburi and Ratchaburi provinces. I travelled up to (hospital name removed by Moderator) and consulted a surgeon. He asked my medical history, and if I had insurance cover, I complied fully with his requests. He conformed a figure in the region of ฿250,000 which I felt my combined insurance would cover adequately. Back home one hour later I receive correspondence from the Cashier s Dept with an estimated treatment cost of ฿270,000 - ฿300,000. I queried this and asked for this figure to be checked thoroughly because the difference is as much as 20% in the space of one hour, No one called me back, In hindsight I should have walked away at this point. Pain bearing down on me changed my mind along with the importance of the urgent need for correctional surgery. The hospital cashier sent an email asking for all my insurance cover policies, police report, passport and couple of other items. Everything was sent over by email. I then received a call soon afterwards telling me they have all the documents required and my insurance cover is up to ฿330,000 so I am fully covered for the operation. I was then invited to make a hospital submission for operation. I stated that they had to deal with the compulsory vehicle insurance from the guilty party towards the cost of treatment. This was ignored as the police report was not detailed enough in their view. This was morally wrong but I had little time to argue and I stupidly agreed knowing the likelihood that the (hospital name removed by Moderator)would push estimate levels to greed levels. I was submitted to hospital one day later and went through the operation successfully. The whole hospital experience was less than I had expected, disappointing really and the end result, just despicable. Moving on to discharge day after a one night stay in hospital. Surgeon visited me in my designated room, asked how I felt etc. I said surprisingly good but of course I was jacked up with all sorts of antibiotics, anti-inflammatories and painkillers nevertheless I felt ok but very tired from the constant nursing interruptions during the night. He stated OK we can discharge you today but rest for the next two hours when the cashier will contact you about discharging and settlement, you will be able to go home at 1pm, no problem I said. I got no rest there were nine nursing and domestic interruptions within the next hour and I lost count after that, just disgraceful. After 12pm noon I received a visit from the cashier asking me a few questions about hypertension and how the accident occurred. I explained you have the police report and full medical history, your nurses have taken my blood pressure on more than twenty occasions over the past 24 hours nevertheless I will write down the lead up to the accident. She thanked me and stated I have to stay in the room for the next 60-90 minutes while they tie everything up. OK, I felt nervous, like they thought I was lying. 3pm passes (three hours later not 90 minutes) and I wander one floor down to the Cashiers office. Nurses attempted to stop me leaving the floor I was on, I told them to not treat me like a penned animal, open the security door or i’ll find a way through it. They opened it. Incarceration came to mind at this point and I was raging. I stepped into the cashiers office to find they had not yet completed finalisation on one of my insurance policies. I told them to hurry up I wanted to go home and as I cannot drive I need to arrange for my wife to come and pick up our parked car to take me home. 4pm passes and still no word, I see the incarceration plan and now fully expect there to be a twist. I take my bags and clothes and again wander down to the Cashier’s Office without security door interruption this time. I tell them I am going home if things are not finalised now. They are holding me against my will and they will not get far doing that. At this point they tell me the final insurance policy from which they were subtracting ฿66,000 had questions about my health and they want me to pay this amount to be discharged. I explained you have had all my health and accident documentation for around 72-96 hours now, you checked prior to inviting me to the hospital for treatment, or did you? Who has been irresponsible? as someone has been? I refused to pay, I didn’t have the funds to pay and had I the funds I still would not have paid. You could have rejected my hospital submission and I could have gone to another cheaper private or indeed public hospital. You now have the problem as you advised me everything was good. If you have done your jobs correctly perhaps this would not have occurred. The guilt on all three of their faces led me to believe they knew they’d made a huge mistake. I mentioned there bowed heads and lack of understanding over humiliating me. I told them you pay for your own mistakes or you sue the other insurer for false information. It’s really that simple. I told them I stayed twenty minutes drive away, they can visit me at home but I’m leaving this building now, no one will stop me, I am being incarcerated against my will. The nursing staff outside the Cashier’s Office obviously felt the commotion next door was fun as they were all laughing loudly. I told them to shut up and open the goddam security door. I am a powerfully built guy and when the little security guards attempted to whisk me back into the building I told them to back off and step aside or I would contact the police. They indeed backed off. I dumped my stuff in my car and painfully drove home. An utterly horrible experience at the hands of (hospital name removed by Moderator). When I got home I complained bitterly to the lead Cashier office management. 18 or so hours later I have head nothing from them. They’re a despicable organisation. I would very much appreciate any similar instances anyone has faced. I am worn out tired, in severe pain and just want to nail these charlatans to the floor for their behaviour. Where do I stand, what, if anything, have I done wrong, where do I go from here?

I had this exact same scenario when purchasing a new electric vehicle. Advertised as "Free First Class Insurance" for the first year. I seen the policy cost was only 645 baht and the alarm bells rung. I asked the dealership and again they told me it was a First Class Insurance. It screams only Por Ror Bor to me. Incidentally I parked my car overnight in a local town and returned next afternoon to collect and found dents in the rear boot door and bumper. I attempted an insurance claim and no one questioned it, I had it booked into a body shop but they wanted to order a new rear light part which could take 4-6 weeks. The dealership asked me about it , I stated the part they are claiming is only a superficial scratch and unnoticeable unless you are looking for it specifically, They took it upon themselves to contact the body shop and it was in and out in 48 hours, good as new and no insurers contact afterwards🤔

Thank you Rwilem. Yes, you're description of the proces is correct, I know that now. I was just green behind the ears/novice/unwise to Thai ways. Seems i've also been a lucky sod, I visited today and got away with any fines, they never even mentioned them🤔. Finally, I felt the two members of staff I contended with were both horrible to the core. Unhelpful, no humility and downright rude to many of the farangs. A few older guys not knowing the the processes were shouted down at in front of hundreds of waiting customers. A truly humiliating outcome for many. As an ex occupation trainer in admin and customer service I found it all quite unsettling.

First post here. Thank you for the acceptance. Looking for a little guidance and hopefully some knowledge of leniency shown by the Chonburi Immigration Office in Jomtien. Regarding my 90 day reporting. On Friday following online submission of my TM47 I later received a rejection email. No reason was offered but I was told to attend in person to my local immigration office immediately, tomorrow being my first possible opportunity. I looked at my submitted form then realised I may have input the incorrect date of arrival in Thailand. I entered the country in late October 2023 and quickly gained a Non O Immigrant and Multiple entry visa. However my partner and I had a one week vacation in Vietnam returning mid May 2024 and it appears I should have input this date of arrival rather than the initial entry into Thailand last October. I then submitted another TM47 with the returning from Vietnam arrival date of May 2024. I accessed the Thai Immigration website to check my TM47 progress and again seen it was rejected, an email soon followed once again telling me to attend local office in person. Here's the problem. When I accessed the website I noticed that my last TM47 submission in July (The first one I had ever applied for online) had also been rejected and I had no knowledge of this. I never received a rejection email (checked back through my junk mail, nothing). When I submitted the last one I just received screen notification of "Success" and I foolishly thought that everything had gone through correctly. So as it sits, through my own lack of knowledge on how this crazy system works I find that I have lived in Thailand for the past 90 days unreported and I was entirely unaware the whole time. Not through ignorance, just unfamiliarity with the online process. Now i'm assuming they want me to attend in person and to accept a fine. How lenient are they with cases such as mine? There must have been dozens of folks out there who have done something similar? Any constructive guidance happily accepted. Thank you for reading.