Jedimaster

From all the comments above, I think that AAArdvark sums things up correctly when he says that Wise is inconsistent. No two posters share the same experience. It looks as if the system was tailor made for each one of us, but it obviously is not the case. More probably, Wise is running one of these algos financial institutions are so found of, leading to what appears to be an erratic system.

It is not related to the receiving bank, because Wise has told me so. In fact I only received their message that the money has been sent the next day. And according to Wise the reason for the delay is the currency conversion, which is not credible considering all the comments above.

It is no big deal as long as you are not transferring the money in order to help someone who urgently needs it.

Mine arrive at 14.01 hours. I will try your system of sending the transfer before 7AM...

For 2 months now, my transfers (euro to baht) have taken 24 hours instead of the usual 24 seconds, or minutes, as was the case for the past 5 years. I have contacted Wise repeatedly because they were not exactly willing to provide explanations for these delays. Reading between their lines, and all the blah blah, it appears that these new delays are here to stay. In other words, Wise is now behaving like a regular bank, keeping its customers' money as long as possible, especially overnight, in order to rake in interest money. On top of the big step backwards taken by Wise, it doesn't help that they haven't judged necessary to inform their customers of this significant change, but rather keep on pretending that everything is as usual.