Willing to bet that even IF he had insurance, it would NOT cover a motorbike accident. But the real point for me is, these people who feel obliged to constantly post "Tragic, but travel insurance ??" ... self righteous and frankly, a bit mean spirited, considering a young man in the prime of his life, is in such horrible circumstances. Olav, this is not a chipped tooth or fractured wrist, HE LOST BOTH LEGS. While we are on the subject Olav, might I ask, in what way do you have ANY skin in the game? Do you pay taxes, does this effect you in ANY way?