Tattoo180sx

Thanks a lot. You're right about the credit card and cash advance, pointless with the amount and high interest.

As for saving, I was going on the idea of trying to finance about 50% and using savings for the down payment. The floods have scared me off for the next month at least so no rush. I had a Mazda and Nissan previously (hence the nick name) so was thinking a european car to be honest. I've looked on taladrod and one2car and been to the yards at rachada and kachanapisek, the offers are pretty good.

So you have used a place of work as a guarantor? That's a good idea. The owner's not Thai though. Any experience.

Thanks again, much appreciated.

No Thai tv drama series influence allowed. Problem solved.

You can check at the liquor shops in the terminal. The staff are really nice and honest. I tried to buy some master blend but they wouldn't sell it to me as it's not allowed through in Australia. Although I'm sure Canadian customs are easier than aust, you can hardly get the shirt on your back though Australian customs.

Well I've had a look at a lot of 2nd hand ones and they are in pretty good condition. Also Im not too keen on what 650k buys new.

Would buying new make it easier to rid myself of the guarantor issue?

And must it be an actual 'guarantor', tanachart has said it can be just a signature to complete the paper work. As per usual the answers are all grey.

Hi everybody, any help would be much appreciated.

I've looked on TV and other website and asked around the place but can't seem to get a clear idea.

Situation: I want to spend about 650k on a 2nd hand car. Don't want to pay it all at once. Definitely do not want a local going in as guarantor. It would be my first car.

work permit, salary slips, residency certificate, drivers license = yes.

4 years working in thailand but not 4 years with the same employer. No Thai credit history.

Seems personal loans and financing it is only possible if you can prove you're rich enough not to need a loan!

Is a credit card and cash advance an option?

How about paying a large % as a down payment?

Or quite simply - how can the keys to the car get in my pocket?

Thanks a lot for any help.

Does anyone know if it's possible to get a first car financed without a local guarantor??? I'm talking about a 2nd hand car from a dealer. Yes WP, yes salary slips, no previous credit history in Thailand.

Thanks.

I don't understand how you guys can get finance without a Thai guarantor??

I've got a wp, salary slips, address thing from my embassy, over four years earning an income in Thailand. Just last weekend I talked to a 2nd hand dealer at rachada. We agreed on a price (about 750k), I showed the car yard all of my documentation and he refused to budge on the god dam_n guarantor. The repayments were about 16k / month and I agreed to pay 50% of the total price as a down payment - still they insisted a Thai sign guarantor. In the end I agreed to pay 90% yes ninety percent as a down and still I was rejected. They would accept a 5% down payment with a guarantor who earns barely more than the repayments!!!

A very jai lorn situation. I didn't pay all of it as I wouldnt have had enough to last this month.

I told the car yard that other non thais get finance without paying more than sometimes 30-40%. He called his friends and various finance companies asking about this and they all apparently said they've never heard of not having a Thai guarantor. He asked me to provide details of the car yards or finance companies that do not require a dam_n guarantor.

i love thailand because its so different to australia, turn on the tv and you basically go to america, most australians are of european descendant so europe is nothing amazing.

also the social freedom and acceptance, food, beaches, way of life.

and ofcourse thai girls own the world. or atleast the male part of it.

i did it, floating markets to, awesome fun and scenery for an afternoon. you see modern and older bkk on the same trip. heaps of cool souverneers to buy. and as always in thailand, food is excellent and cheap.

you can also easy use it as scenic transportation, ie: to get from Wat Arun to Wat Po, etc.

i live in australia, summer here is brutal at times. it gets to me here, especially when you walk outside into nature's oven and melt in the car.

in thailand it never really gets to me, dunno why? it even got to my ex gf, who was born in thailand, lived there for 15 years and aust for only 4.

"Are You Proud To Have A Thai Gf?" - definately yes

after being with a kon thai girl, im never going back to farang

all countries have problems with this kind of thing, in australia there are Motorcycle Gangs everywhere, known as 'bikies'. they are always at each others throats about drug territory, recently there was a shooting at a nightclub in my city.

mate im an electrician, same deal for me wanting a smoke when all the other guys go out for one. trick for me was to just keep working. if your serious about losing the smokes, keeping on working while your workmates sit around smoking wont seem so bad. now im off them completely thanks to a ex gf of mine

"Are there grocery stores in Vietnam?

Are there ATMs in Vietnam?"

^^^ is that a joke? vietnam isnt some kind of lost underwater civilization.

my friend is viet and lived there for most of her life, im told theres heaps of ATMs and stores.

nightlife better than thailand, that would be a bold statement.

whats the tension like in the cables? check to see if they feel too tight or loose. ie: front too tight, back too lose.

did you recently get it serviced, pads changed or is the bike new to you?

brakes, especially discs, come in heaps of shapes, sizes and prices. are you getting confused with slotted or cross-drilled brake discs?

theres also a standard size / stopping power they are built to regarding the bikes power, its the same with cars - a turbo car will have bigger brakes than a non turbo, even if its the same car - year/make/model, etc

im only 23 so most of you probably think i am a kid

but old cartoons and especially their opening theme songs always take me back.

nice holiday plan you have there.

pack as light as you can because you'll buy sooooooo much stuff at markets. especially clothes. last time i just took the clothes on my back and a weeks worth of underwear, and bought the rest there. baggage guys at the airport kept looking at me like i was retarded when they picked up my case.

doesnt thai airways run a direct flight? turboprop though.

i once took a bus with a group of mates from the north to south, i probably wouldnt recommend it if your with your wife, unless she likes adventure, but it was an awesome experience, kept stopping at rural towns - at one stage 12 cent beers.

yeah those foriegn ATM fees are nasty, i've found a good idea was to make a big ATM withdraw and leave a lot of cash in the hotel room safe. ofcourse when i didnt have a safe or secure room, i just put up with the stupid $10 AUD ATM fee for each smaller cash withdrawl.

i think it was $10 - too scared to look to be honest with you.

take pics of her and post them up on here

"What the farang has in his country is not our concern" - what about bank accounts that are accessed in thailand?

maybe shes not there illegally?

definately go for it before you lose your chance, not doubt evey guy who walks past wants a shot, by the sounds of things i know i would.

Well, it's only the deep south that they're warning about so strenuously (rightly so).

Hardly fair or accurate to suggest the Australian Government considers it's citizens safety in "Thailand" is on a par with Afganistan, Iraq and Sudan, in fact it's just plain wrong.

^^^ what he said

i could never life my life by being afraid of going to places i really want to visit, its just letting terror win.

everytime ive been to thailand ive felt more safe than australia.

siam, soi cowboy, phuket, sumui, pattaya - ive wandered around these places untill the sun comes up, each time feeling soooo much safer and more free than Adelaide, Melbourne or Sydney. no doubt about it. obviously the aboved mentioned are not in the areas with the aust gov warnings though.

Thailand's culture trains Thai ladies to take care of their husbands. They do pretty much control the family and the husband. To take them from Thai society to a western society in my opinion is a great risk. Their western sisters quickly train them to have western ideas. If you want a Thai wife and want her to take good care of you, I'd suggest that you stay here in Thailand with your bride. Why take a chance?

That's a pretty insecure way of looking at things. I'd like to think my marriage is solid enough that it doesn't rely on the fear of her obtaining any type of knowledge.

Trying to keep your wife sheltered and ignorant just out of fear she may develop independent thought is pretty pathetic IMO.

So far we've survived living in three different countries quite well.

+1

i agree

bare in mind west girls dont 'train' them and also west girl's ideas arent all really bad and negative on a partner

^^^ wow those figures are interesting. do you know about similar australian figures?

i wish more thai girls would come here to aust, we need more pretty girls.

'mee fan rue yung???' - comes in handy all the time hehehe

accpet it not just one word