ELLHNAS
-
Posts
87 -
Joined
-
Last visited
Content Type
Events
Forums
Downloads
Quizzes
Gallery
Blogs
Posts posted by ELLHNAS
-
-
On 3/14/2025 at 5:42 PM, Keeps said:
Personally, I wouldn't do it. Then again, I'm not one to get involved in Bitcoin et al.
I've invested in the UK/Global markets for the last 20 years. I'm not greedy and know what I wanted/needed to achieve. Depends what your wife's ultimate goal is. Short term gains or long term growth/income? I in no way mean it disparagingly, but the Thai goal is often short term thought/gain.
I have a diversified portfolio spread across funds/shares/bonds and geographically diversified. I started with very little but built an adequate retirement fund over the space of 14 years (financial crashes around 2007/08 helped massively and a generous ex employer offering a ridiculously high extraction from their pension fund).
I initially plumped for growth funds/shares and still hold nearly half of my portfolio in these. Over the last 7 years I have sold large profits and transitioned to income funds and well established companies offering high and increasing dividend yields. My current holdings produce enough income for my current needs whilst other holdings continue to grow (not always the case).
In future years I will possibly need to generate more income so I will move more growth holdings to income holdings. I still like the odd speculative punt on individual shares but don't go mad. Some have paid off handsomely, some have tanked. None have really hurt overall performance.
Pound/cost averaging has helped along the line. Buy in on a regular basis on something you fancy so you ride the waves of ups and downs, rather than buy all at once.
The platform I use also allows me to set price alerts and also buy limits. If a share/fund is 250p but I'm only interested at 210p they'll either let me know when it hits my price or I can set an automatic buy when it dips to the price I'm prepared to pay.
As a caveat, I would also add that I lost around a third of my paper wealth during the Covid crisis. I didn't bottle it as many people I know did. I sat tight and had spare cash so bought even more at the bottom of the market. Everything bounces back eventually and goes even higher over time (I hope that doesn't come back to bite me). Just keep 2 or 3 years cash handy so you don't have to settle when you really don't want to.
Solid advice, I am trying to do something like that too.
-
1
-
-
- Popular Post
- Popular Post
Interactive Brokers
-
1
-
2
-
He is not a US citizen and neither am I, thanks for your help anyway
-
Does anyone know of a broker that allows for a custodial account for a minor to invest in US stocks or ETFs? My son is a Thai citizen and I would like to put some money for him in an S&P 500 ETF to let it compound through the years. Anyone doing this from Thailand? Thanks.
-
and your point is??
-
1
-
-
I am waiting for 3 weeks!!
-
1
-
-
Dont use DeeMoney. My transfer of July 10 still not through and I see a river of negative reviews in Trust Pilot and google map about this joke of a company.
-
Any updates on this horrible company? Are they going bust? Any recommendations on where to file a complaint? My transfer of July 10 still not through and I see a river of negative reviews in Trust Pilot and google map about this joke of a company.
-
1
-
1
-
1
-
-
On 9/8/2022 at 10:39 PM, Lorry said:
Manarom
May I ask why?
-
8 hours ago, Sheryl said:
Manoram has excellent doctors but is quite expensive, can she afford it?
For government hospitals the best one is Somdet Chao Phraya
If it is a psychiatric (as opposed to neurologic) condition, any psychiatrist will be experienced in management. If using government hospital, use of the after hours clinic is poreferred as it will allow more time with the doctor and direct consultation with a senior doctor.
How old is she and when did this start? Schizophrenia usuall yhas onset in late teens or early 20's. Onset at a later age may suggest an underlying neurological condition or drug use.
Thank you for your contribution. Yes you are right, she is 38 years old but she first experienced this 17 years ago so early 20s. During the 17 years, it has been manageable. However, she recently did marijuana a couple of times (after it was legalized early June) and she started experiencing the worst relapse in years. I did some research online and it seems marijuana can cause this to certain people who are prone to psychiatric conditions.
For private hospitals would you recommend Manarom over specific doctors in say hospitals such as BNH or Bangkok Hospital? Do you know the approximate cost for an appointment in Manarom hospital? Thanks again.
-
Hello, I am seeking help on behalf of a Thai friend who suffers from auditory hallucinations (hearing voices saying all kinds of negative things). I am not really sure if a psychologist or psychiatrist is needed but after inquiring by email with a well recommended psychologist, he advised me to rather seek help from a psychiatrist because in his opinion usually auditory hallucinations require medication.
I am aware of a few hospitals such as Manarom or Galaya Rajanakarindra Institute (in which she had bad experience and no real help), but would be nice to have a few recommendations of specific docs in hospitals that have some experience treating similar mental conditions. As she is a Thai, she would make most of it if she could communicate in Thai. Thank you in advance for your help.
-
1
-
-
On 11/13/2021 at 3:54 PM, RayongBudgie said:
Do you actually have to be a full on Company to meet PP requirements or will being registered as a sole trader suffice?
No need to make a company, there is the easier option of tabian panid that most thais are already using
-
10 hours ago, Adumbration said:
My thoughts.
PayPal forced me to open a Thai account after my Oz account was geo locked every time I tried to log in to it from Thailand. I am amazed you can still access your Euro account.
You should go the ED visa route. But the quoted 40k is ridiculously expensive. Before I was 50 and eligible for the retirement visa I used to do annual ED visa for 25K (including actual thai lessons). You also had the option to do the lessons online but I elected to go to class for the social interaction. A mate of mine also used an agent to get 12 month ED visa (incountry) for 18K per year with no actual schooling attached. But his passport was sent to Bangkok and stamped there.
Keep in mind that the ED visa does not have to be just for language. There is a self defense program up in Chang Mai that is run by (Ex) Thai Military guys. One of the guys goes along with you to immigration when you apply for your ED visa and it ALWAYS goes smoothly.
And finally, just get vaccinated. Two shot of Pfizer. They are and evil and morally bereft organisation. But their Covid vaccine is good.
Yes I am also surprised you can still access your European Paypal by being here. Your European Paypal will not be affected at all by the new regulations but in your case I would use a VPN to access the European Paypal. They might not have caught you yet but Paypal doesnt like usage of its services outside of the original registration country but you might get away if you are an occasional user.
-
Any squash players on the west side of the river (Thonburi side)? Just any area on the west side of the river is fine. Looking for a partner (intermediate/advanced).
-
Any checkpoints on rama 2 southbound entering and leaving samut sakhon and going to hua hin?
-
Hello, I live in Hua Hin and I regularly play squash (intermediate/slightly advanced level) there once or twice a week but I am looking for more partners and playing more often. I can play sometimes in Bangkok too. Please pm me if interested.
-
1
-
-
6 hours ago, Kadilo said:
He was found guilty of some serious offences. Are you suggesting the Police beat themselves to set him up?
This is what a few members suggest here. As if Harry is the first or only celebrity going to Mykonos. Every year, scores of celebrities, jet-setters, famous actors and singers, footballers etc descend to Mykonos and yet Harry Maguire is the only celebrity being set up or kidnapped(!)? What a ridiculous claim. He should had thought of something more believable, this story does not even fly with his own people let alone with a judge and the word of 4-5 cops.
-
1
-
-
8 hours ago, richard_smith237 said:
Final point: Does anyone trust that the Greek police did not try and extort a wealthy famous person then play the sanctimonious and moral high ground once it goes wrong? (the Thai and the Greek Police and legal systems are somewhat remarkably similar in the way they are viewed with distrust by locals and long term expats living in the country).
Sorry to burst your bubble but I have been and lived all over Europe and I would have the same level tof trust to a French or UK police officer as I would have had for a Greek one. Try bribing Greek police and you will see it will not work as good as it works sometimes here. I am also sure the judicial system did its work in this case as it should (and rightly so) without a care in the world who this guy is. If anything he was actually treated better than a local or a normal guy and spent only two nights behind bars. A couple of weeks for this type of behavior would have been more appropriate.
And for the other poster who defended his actions because his sister was insulted, well fine, except that he is not In trouble for beating the cr*p out of its fellow countrymen who insulted his sister, he is in trouble for behaving like an a*s with police officers, resisting, trying to beat a couple of them and bribing them. For sure, UK police would not offer tea and cake to someone who displays similar behavior now wouldnt it?
No surprises here. No disrespect meant but have you ever witnessed the fine behavior of some of your fellow countrymen in the likes of Cavos Corfu, Faliraki Rodos, Chersonisos Crete, Ios and other fine places of low class cheap tourism? It is just that this guy is rich and can afford Mykonos. It is the very same man who would not even go to the court himself to say his side of the story and protest his innocence but opted to send his expensive lawyers instead. Just because he can afford it.
Yes I am Greek. -
15 hours ago, NCC1701A said:
what about checking into hotels?
Many hotels are and were open in bkk, unlike Hua Hin which just opened them now. But when I go bkk i dont stay in tourist areas, it might be different there. There is no quarantine when returning to Hua Hin, they dont even check.
-
24 minutes ago, NCC1701A said:
i just want to get the hell out of this town.
i don't care if I have to walk naked to Bangkok just get me out of here.
Why you just dont go? Many people travel return from hua hin to bkk without issues at all and they have been doing it for weeks already. I also went twice in the last 3 weeks. No problems at all.
-
Well seems Laos is Officially closed now for visa on arrival, sorry for breaking the news
http://www.vientianetimes.org.la/freeContent/FreeConten_Govt56.php
-
1
-
-
Is the Nong Khai border still ok for a 90 day reset (pop in and pop out on the same day) for a multiple entry O visa holder? Have to stay in Laos overnight?
-
Is the Mae Sai border in Chiang Rai a safe border to reset a 90 day entry on a multiple entry type O visa? I have used many borders before but never this one for this job, thanks
-
The website is fine but their numbers are all off and an automated voice announces their service comes to an end...strange because I used them just yesterday for the last time but today it seems gone for good
Alternate investments of 800k retirement funds?
in Jobs, Economy, Banking, Business, Investments
Posted
Well he completed your very incomplete and perhaps misleading post. I was also surprised to see your 4% rates and was wondering where did you get this from. I was suspecting it was a foreign currency deposit account because my BKK bank banker suggested me this recently and I am on the fence on whether its worth the hassle or not. Anyone can find your info on chatgpt.