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The Facts: The Eli Lilly Material Safety Data Sheet (MSDS) for Thimerosal acknowledges that exposure to Thimerosal in utero and in children can cause mild to severe mental retardation and mild to severe g

Perhaps you'd care to provide a link to a source substantiating that ludicrous claim. I rather doubt you can, though.

no-one has suggested it's available to the general public yet....

Really? I thought that's exactly what you did when you wrote:

I'd seriously check outthe possibility of a shot.

then you thought wrong, didn't you?

So, you didn't write "I'd seriously check outthe possibility of a shot"?

I'm not sure what your problem is, but detachment from the truth appears to be a major issue.

Mohammed was born the same day as your prophet Jesus.

That's one of the most ludicrous things I've read this week. Mo was born hundreds of years after Jesus.

And on top of that, no one really knows when Mo was born. Sunnis think it was the 12th day of Rabi' al-awwal, whilst Shias think it was on the 17th.

Incidentally the use of the phrase "your prophet" is offensive. Mohammed was allegedly "a prophet" (not that he actually did any real prophecy), whilst Jesus was the saviour of mankind.

In the spirit of good will, Merry Christmas to all the Moslem readers.

no-one has suggested it's available to the general public yet....

Really? I thought that's exactly what you did when you wrote:

I'd seriously check outthe possibility of a shot.

Hopefully they left out the mercury like most vaccines have [emoji87]

You clearly don't have a clue what you're writing about.

Thimerosal (the mercury-based preservative) (1) is completely safe, (2) was only ever used in tiny quantity and (3) is rarely used these days. It most certainly was never used in "most vaccines".

http://www.fda.gov/BiologicsBloodVaccines/SafetyAvailability/VaccineSafety/UCM096228#t2

Wasn't there a thai celebrity suffering from dengue a few months ago? I think he was 37. His organs started shutting down on him, not sure if he made it. Nasty disease!

That would be soap star Tridsadee Por Sahawong. He's still alive, in hospital. Lost one of his feet, and had a relapse last week. Still very sick.

He passed away some days ago i was told.

I'm pretty sure that's wrong. There was a rumour that went around about 10 days ago that he was dead. However, it was incorrect. AFAIK he's still alive.

There has never yet been a system intended for resident expats. There probably will be one eventually but no telling when...and it will not cost as little as the migrant scheme since expats are on the whole older.

There was a scheme proposed a couple of years or so ago to make medical insurance compulsory for all foreign visitors. Nothing came of it. I suspect that this is the route that any future government will go down, rather than providing a government-sponsored scheme. Of course, it doesn't address the issue that it's impossible for older expats to get medical insurance.

I don't often make bread, but I was inspired to do so by this topic. So, yesterday I made the best loaf I've ever made. Nice, even crumb, thick crust, great taste. It's also very easy:

680 ml lukewarm water

650 g bread flour

255 g wholemeal flour

15 g salt

15 g instant yeast.

Put everything in a big bowl. Stir it all together. Leave covered for 2 hours. (The dough will be quite wet and sticky.)

Put it in the fridge for a further 2 hours (or longer, up to 7 days according to the recipe. The longer you leave it the more sourdough-y it'll taste.)

Take a third of the dough, shape it, put it on a tray lined with baking parchment, and sprinkle the top with flour. Leave it for an hour to come to room temperature.

Put a shallow baking tray in the bottom of the oven and preheat the oven to 230 C.

Tip a mugful of water into the baking tray (to create steam), and put the loaf in to cook for 30 minutes.

That's all there is to it: no fuss, no kneading. And I still have 2/3rds of the dough left for two more loaves over the next few days.

I'd seriously check outthe possibility of a shot.

Not possible at the moment.

(1) The vaccine is only currently approved in two countries: Mexico and Phillipines.

(2) It is not available for purchase by the general public. In fact, the manufacturer hasn't even decided on a retail price for it yet - though all the indications are that it's going to be very expensive.

it would seem that i dont qualify for my personal allowance.

It's not that you don't qualify for a personal allowance, but as an expat it's not automatically given - you have to claim it.

If you haven't done so already, complete a tax return for the relevant year including the SA109 supplemental pages for non-residents. (The SA109 pages can't be completed online using the HMRC website, so you'll probably have to submit a paper return.)

If you have already completed a return but didn't include the SA109 you can write to them (with real signature) to claim your personal allowance and to ask them to recalculate the tax.

Wasn't there a thai celebrity suffering from dengue a few months ago? I think he was 37. His organs started shutting down on him, not sure if he made it. Nasty disease!

That would be soap star Tridsadee “Por” Sahawong. He's still alive, in hospital. Lost one of his feet, and had a relapse last week. Still very sick.

(1) AFAIK, all the tax free accounts have a maximum amount you can deposit, so you can't actually get more than the personal tax allowance.

I'm wondering - what's the current personal tax allowance limit?

Thanks

30,000

http://www.rd.go.th/publish/6045.0.html

Transfer from your overseas account to your Thai account. The go to the Thai Bank and ask them for a Tor Tor 3 for the funds you just transferred in and tell them its for buying a condo. Use the Tor Tor 3 forms at the Land Office when transferring the tittle deed to your name. Tor Tor 3 makes its easy when or if you ever want to repatriate your funds.

Tor Tor 3 no longer exists. It's a "Foreign Exchange Transaction Certificate" that one needs.

(1) AFAIK, all the tax free accounts have a maximum amount you can deposit, so you can't actually get more than the personal tax allowance.

(2) One should declare the interest on one's tax return. If you exceed your allowance, it is taxable.

(3) Many people open multiple such accounts and don't declare the interest. This is illegal, but there again I've never heard of anyone getting caught.

Our food industry owes a lot to our warm climate, fertile soil and abundant natural resources.

Yet a regular shortage of water and atrocious water management.

And incredible unequal land ownership meaning that the actual farmers benefit little from the food they produce.

And rapacious rice millers and supermarkets meaning that many farmers live in abject poverty, despite their efforts.

If anybody has a link to the full English translation of the Road Traffic Act, I should be most grateful to have that link for my collection of Thai laws.

http://thailaws.com/law/t_laws/tlaw0140_5.pdf

I think you may be missing the first syllable of the name. It's wâan sìi thít.

They can't be "sky high" - turkeys can't fly.

Interesting article about bean to bar chocolate, "How the Mast Brothers fooled the world into paying $10 a bar for crappy hipster chocolate".

http://qz.com/571151/the-mast-brothers-fooled-the-world-into-buying-crappy-hipster-chocolate-for-10-a-bar/

Is it even an offence here?

Is it even an offence anywhere outside North America?

I know they are abolishing the tax credits, but as far as I know they aren't abolishing the tax behind them. That tax is really a corporation tax and it's paid by the company. In 1997 Gordon Brown stopped non tax payers (individuals and pension funds) from reclaiming that tax.

As far as I know that tax is not going to be removed, or altered so that it can be reclaimed. Just the tax credit will go. So in fact those who could actually use the tax credit to offset other tax due (not me as I have no taxable UK income) will lose the value of it from April. The value of the dividends they receive will not rise but they will gain the same new dividend allowance as everyone else.

So I'm not expecting there to be any new taxation at source, and I'm not expecting any change to the tax at source/corporation tax that already exists, apart from the abolition of the tax credit that currently comes with it. Hence my comment about everything "as before" (with the exception of the disappearing tax credit which was worthless to me anyway).

That's my understanding anyway. Sorry if I wasnt clear.

That's partly right. Many countries operate a withholding tax on dividend payments, but Britain isn't one of them. The tax credit is purely notional and doesn't relate to any tax paid.

However, as you say, the amount of dividend actually paid won't change.

At least, that's my understanding.

The text to the right of the red cross says not to mix with powder detergent.

The text below the two icons says it's for hand wash and machine wash.

No mention of not using it in front loading machines that I can see.

I don't want to share details online but I do now know and understand the charges very well. The underlying funds are all from well known investment companies and have not been 'churned.'

I really wanted to hear if anyone had been similarly ripped off or had any experience in suing. I'm sure there must be people out there.

Fine. But that doesn't answer the question why you think you've got any recourse. You freely entered into a legally binding contract. Nobody held a gun to your head. There's nothing for you to sue about.

(I'm assuming since you didn't answer my point about lying that you weren't actually lied to and/or you have no evidence of that.)

The best thing you can do now is minimise potential losses. And that may mean doing nothing. Your focus on some sort of legal action or similar is a waste of effort.

Thanks for the interesting posts. Indeed it was stupid of me but I was lied to.

You didn't mention being lied to in your opening post. In fact, there your complaint was "The full extent of the charges and the lock-in arrangements were never explained clearly to me ". That may be disingenuous, but it's not lying.

And if you were lied to, what evidence do you have? Recordings of the meetings? The lies in writing from the FA? If not, then at best it would be "my word, his word", so you'd just be wasting your time.

As fletchsmile intimates, at this stage what really needs to be looked at is (a) the underlying investments, and ( all the charges (initial, ongoing, termination). If you were to post both here I'm sure you'd get an opinion on just quite how bad your situation is.

Pretty sure I have seen it at Tesco.

You're probably right:

http://shoponline.tescolotus.com/th-TH/ProductDetail/ProductDetail/6017077389