Lammbock

Apple seems to have a rather peculiar rule that you can only use a credit card from a bank in the country you live. Once I no longer had an address I could use in the US and moved my address to Thailand, my US card could not be used in the app store because my address is in Thailand and I could not use the card in Thailand because the card was issued at a US bank. I am guessing the only way around this is to get a card from a Thai bank but that seems rather silly since Apple is the only place I can’t use my present cards.

The clue is not to change the address in the store and of course not to change the Store from US to Thai. Just leave your US address in and your US credit card and US App store and everything works normal.

But if you lose your credit card for any reason just keep your current store and buy iTunes/App store voucher cards from ebay or Amazon. Usually they send you the code within minutes via email.

Create a new Apple I.D. for thailand , and use your thai visa card

But you will lose all your current purchases. They are not compatible. Even the free ones.

Try this:

Once your account is back to Zero Pounds change the store to Thailand.

Than change your address and all related details.

Try to add Thai Credit Card again.

Is it a Debit card or a "real"credit card? If its the debit card I believe you must enable online purchases first at your Bank.

Good Luck.

Check this out.

There is a MacBook Pro 2011 for 20k (and many more machines up or sell)

https://www.facebook.com/groups/dsbkkgadgetgeeks/?fref=ts

Good idea Mr. Governor.

No chairs No food No smoking ...... and No breathing

No swimming soon

Have Facebook mai?

Thanks for all the useful information. We sure will think it over and decide later this year how to proceed.

Check this out: https://www.facebook.com/groups/dsbkkgadgetgeeks/?fref=ts

Go to Options and delete the drives. Restart your Mac and add them again. (Don't need to wipe)

I make more than 100.000 Baht / month so paying back to the Bank 40.000 Baht / month should be no problem.

The question is if the Bank will give me a loan. About that I am not to sure since I am a Foreigner in Thailand and we all know what that means.

Sorry I don't understand this question.

We actually do not want to live in a house on the outskirts of Bangkok.

We want to purchase a 2 to 3 Bedroom condo in the CBD are of Bangkok City.

And we want to buy a ready to move in condo on a high floor with a nice view.

That's why the price is so high.

Maybe not 15 Million but 10 Million sure.

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and made sure i had total accounting of all my assets in writing prior to getting married.

All my accounts in my name only. I don,t think they become available to my wife???

you need to change to a different wife the one you propose is too expensive

You don,t get it.

I believe the op means the 3.2 million is sin sot which is going to be returned to them after the wedding and he wants to know if using the 3.2 million as a down payment on a condo could be used to secure a mortgage on a 10-15 million condo seeing as he is working here, the simple answer would be over a 10 duration 40k/m repayment wouldn't cover 10-15 million loan one suspects he needs to be looking at a 6-8 million condo given the numbers stated

But could it be done in principle ? Yes

I shudder to think how much interest you will pay over the term of the mortgage.

Roughly and without compounding

If the rate was 4% on a 10mil loan then thats 400,000 baht a year interest, if you pay of 40k a month or 480,000 in a year then after 12 month you still owe 9,920,000

I would consider buying a smaller/cheaper condo, so you have no debts when you start your married life together, and no stress over servicing a substantial loan.

best of luck

Maybe you have misunderstand. The 3,2 Million (100k USD) are my savings. I want it to use for a down payment on a condo. It has nothing to do with the wedding.

Maybe Soutpeel and dean008 are right about getting a cheaper/smaller condo. Or wait a bit longer and save up more money.

But I guess we will give it a try and see what is possible.

First off, think like the lending officer at the bank. What information would he want to feel comfortable giving you money to buy your condo? Conversely, if you were the bank, what would you need to know to give money to a stranger?

Good Point.

How much down payment are you going to provide?

That would be the 100k. Maybe I can manage to save up a little more.

You state second year of work permit of your Thai company. What are the annual profits from that company? Bank will look at your profits and then deduct your cost of living to determine how large a monthly payment you could safely afford. However, a two year track record is very short.

I don't want to give to much information about that here on ThaiVisa but I get your point. Thanks.

Sorry, but I suspect you will have an very difficult, if not impossible time getting someone to lend to you. If you had major resources, would you lend to a stranger just like you with the same request? I doubt it.

and what if we do it in the Name of my Thai Wife? Does it makes any difference? Will she get a loan more easier than me?

Thank you.

Hello,

I try to make this understandable as English is not my native language.

Maybe some personal information first.

Me of young age Foreigner, second year in work permit. Director of my own Thai Company. 100,000 USD (3.2 Million Baht) savings going to marry this year my lovely Thai GF.

The question.

If we want to buy a condo later this year which cost lets say 10 Million or 15 Million Baht is it possible to get the remaining as a loan from a Thai Bank and pay them back every month 40,000 Baht for the next 10 years + ?

Thank you.

Lammbock

I can't believe how slow this (national) website is.

Before you thinking of having Kids in Thailand think first if you can afford it.

If you want them to have a good education and not the crap they learn here.

Move Over Thailand, the Philippines is Southeast Asia's Strong Man

That is a Joke, right? For instant: Try to "Google" > Manila Port Conjunction.

Sorry, I meant "congestion"

Move Over Thailand, the Philippines is Southeast Asia's Strong Man

That is a Joke, right? For instant: Try to "Google" > Manila Port Conjunction.

THAI Airways should decrease they ticket pricing.

This is what it looks like when you made a payment: "bangkok airweczhve"

and this when you get a refund: "v-bangkok airways"

My wife speaks Thai and if I want something I do tell her to make it clear to the clerks.

If she is not around I use my smartphone to translate or Google a picture of what I want.

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buy it when you get there ?? possibly save on shipping and maybe import fees

You may have misunderstand me. I am not planing to to travel to the US.

there are many rent a mailbox businesses in US that can forward your mail to thailand, google it

Thank you, I will do that.

Hi,

I want to order a Jacket (which I need for an upcoming trip) from the US. But the seller only ships within US.

How can I get this to Thailand? I do not have any relatives in the US.

Is there any forwarding service or do you have any other idea?

Thank you in advance for any recommendation.