KhunHeineken

The Aussie bogan sheila should be protected by heritage laws. They are a domestic and international tourist attraction.

Depends if your amount of savings produces enough interest to keep ahead of inflation, doesn't it? Then, you have to consider many things are increasing in price more than the CPI.

If in receipt of an Australian pension, but in Thailand on a UK passport, and any Australian passport hidden from authorities, eventually, the Proof Of Life Form will not be submitted, thus the Australian pension cut off. It's one of the main reasons such a form exists.

@ Pattaya57 https://australiandebtclock.com.au

No one has posted on this thread since 7/11. I make one post and you reply immediately. Thank you for following me. No fear mongering here. Australia is nearing $1 Trillion in debt, for a country with the population of only about 28 million people. There's $3.9 Trillion AUD in the Super pot. Tempting, right? How about you play the post, not the poster.

Probably still cheaper than paying an agent, especially with a decent VOIP provider. Put it on speaker, sit back and wait.

What is your issue? What are you hoping to achieve?

Never say never. The country's broke. All bets are off, and everything is on the table. They need to chase every dollar from everywhere and everyone, and yes, that includes pensioners. $3.9 Trillion AUD in the Super pot. Too tempting for them not to have a go at it. The money has to come from somewhere, or the lights go out.

Well, the bread was made by migrants, working for "cash" with imported flour, and the dripping came from imported livestock, also slaughtered and processed by migrants, many of whom send most of their money back to their home country. End result, a shrinking middle class, aka, "the worker" thus, a shrinking economy. This leads to only company tax propping up the country, and squeeze their profits too much and they are off to the EU or China. Meanwhile, those on benefits complain about the cost of living.

As explained in the above post, I can think of many Australians who won't like it at all, and would never vote for it.

I did mention the latest pension increase was below the inflation rate, thus, pensions, and pensioners, were falling behind. A couple of things in the article stood out for me. "The Australian government forgoes nearly $38 billion a year in superannuation tax concessions." Should it become an election issue, wouldn't this see the number of workers going up against the number of pensioners at election time? It's pitting workers against pensioners. Why would a worker vote for losing tax concessions, which is basically more tax on their superannuation? On that basis, what political party would be brave enough to put this policy to the Australia people? We saw what happened to Bill Shorten when he went to an election looking for a mandate to wind back negative gearing. "10 per cent of Australians reach the age of 65 with a super balance of $1 million. These people hold 51 per cent of the nation’s overall super." If the policy was passed, only 10% of people paying into superannuation would lose the tax concessions, but before you say I have contradicted myself, how would you sell such a policy to the younger worker, who will most likely have over $1 million dollars in superannuation by their retirement age? https://www.fool.com.au/2024/10/19/heres-the-average-superannuation-balance-at-age-69-in-australia/ "For Australian's aged 65 to 74 years, men have an average super balance of $435,900 and women have an average of $381,700." The people in this demographic were working for around 20 years before super was even introduced. Now, super is paid from the first day a kid starts working at McDonald's, right through until the end of their career at retirement age. So, that's $435,900 for people who did not contribute into their super fund for 20 years, because it never existed. Given you must pay super from your first day at work, and wage growth since 1992 when super was introduced, and the retirement age is now 69, up from 67 and may go higher, and super has gone from 6% to 11.5% and will go to 12% next year, I think it fair to say younger Australian workers will have an average of $1 million in super at retirement age, so how would a political party "sell" the policy to them? It looks like a Robin Hood type policy, taking from the rich to give to the poor, but it's actually taking from ALL working people, but mostly younger working people, to give to pensioners, some of whom have never worked a day in their life. If a party goes to an election with this policy, I think it would be political suicide, like Bill Shorten experienced.

You posted you had an Australia JP witness your signature on a document. I quoted the JP Handbook, and posted the link that JP's can not perform their duty outside their State of Australia jurisdiction. Either the JP told you this, and you posted a lie on this forum, or the JP did witness the signature, thus you submitted an invalid document, and the JP risked losing their accreditation. It's one or other, and a good reason for other members to take everything you post on here with a grain of salt.

I posted this over 2 years ago and members still think it's fantasy, despite Thailand moving to enforce the same in 2025. It's laughable. https://hlb.com.au/tax-residency-changes-for-individuals/

https://www.ato.gov.au/individuals-and-families/coming-to-australia-or-going-overseas/your-tax-residency/foreign-and-temporary-residents If you're a foreign resident for tax purposes you must declare on your tax return any income earned in Australia, including: employment income rental income Australian pensions and annuities capital gains on Australian assets. As a foreign resident: you have no tax-free threshold" Any comment????

Link please? I know this, but it's an install on hardware that is not compatible. As I said, people are working around it, and Microsoft are working around the people who are working around it. I know I can install Windows 11 on my device, however, if they patch out what I have done, along with millions of others, and block updates, I may have been better staying with Windows 10 and paying for third party updates until I upgrade to Core i9 device. You can not guarantee Microsoft will continue to support Windows 11 on hardware that is not compatible, can you?

Clearly, circumstances are changing, and not just for guys like Paul Hogan. Funny how most members on this thread accept Thailand's inside Thailand for 180 days you WILL BE a tax resident of Thailand for tax purposes, as discussed in another forum, but NO WAY can they accept Australia moving to a similar system of outside of Australia for 183 days, you WILL BE a non resident of Australia for tax purposes. Go figure.

The way you read the rules isn't worth much though, is it? It's the law, and the laws are changing, and moving more towards making it easier for the government to enforce the law. That's not what the several links I have posted just a few posts ago say, is it???? One link is from the ATO website. Did you read it? I quoted the relevant part. Is it incorrect? Can you post a link showing otherwise, and supporting your "read" of the "rules?" Another link is from an ATO staff member. What about posting about how "the ATO read the rules for OAP?" Quite an assumption. Do you have any links to back up your assumption? Yeah, lots.

I have answered this before. After working hard and paying a lotttttttttt of tax, I admit, I do feel somewhat entitled, thus, I very well may restructure my income, and assets, and my finances in general, to receive a part pension. I have already discussed this with my accountant. Why would I "hate pensioners" when I am considering arranging my financial position so I could possibly receive a part pension????

Link please? How do you know they are not going to patch the workarounds as they see the masses exploiting them? No reason. It's Intel Core i7-3740QM CPU @ 2.70GHz, 4 core - 8 threads.

I'm wondering if Microsoft will force users of Windows 11 on unsupported hardware to reinstall Windows 11 after every major feature update, after the geeks have made another workaround, so one can go from Version 24H2 to 24H3 for example. If so, that seems quite labor intensive, with the chance of losing data, until you are actually due for new hardware. Or, would it be better to stay with Windows 10 and pay for third party support until it's time to upgrade your hardware?

Plenty of members on the other thread running have said they upgraded on unsupported hardware without an issue AND are receiving monthly updates.

Perhaps you would care to comment on the links I have provided. if you think the links I have posted are "BS" can you post some links that counter the information?

I read your link. Once again, it's focused on Australian residents for tax purposes, who have the benefit of the tax free threshold. The whole games changes as a non resident of Australia for tax purposes. The first tax bracket of non resident tax is $0 to $135,000 at 30%. I found the below links in 10 seconds on the first page of a Google search. Remember, the pension is deemed an "income" at law. This has already been established on this thread. If you disagree with this, post a link showing so. From the ATO. Note it includes "pensions." https://www.ato.gov.au/individuals-and-families/coming-to-australia-or-going-overseas/your-tax-residency/foreign-and-temporary-residents "If you're a foreign resident for tax purposes you must declare on your tax return any income earned in Australia, including: employment income rental income Australian pensions and annuities capital gains on Australian assets. As a foreign resident: you have no tax-free threshold" On the same first page of a Google search are the below that supports the above. https://reesgroup.com.au/australian-tax-returns-for-non-residents/ "Non-Residents must also lodge a tax return if they earn income while in Australia. However, non-residents only have to include income earned in Australia and do not have to declare foreign income, including income from employment in other countries. Australian non-residents are not entitled to the tax-free threshold and as a result pay higher tax rates than residents. This means that Tax in Australia for non-residents is charged from the first dollar of income they earn." And this one. https://www.taxback.com/blog/file-australian-tax-return/#:~:text=So%2C it's important to stay,on Australian buildings and land. "If you have any income derived from Australian sources, even as a foreign resident, you will have to file a tax return." Also this from the ATO about bank interest. https://community.ato.gov.au/s/question/a0JRF0000004AX3/p00253264 "Non-tax residents of Australia are taxed only on income earned in Australia. As such, the $35 bank interest may be taxable in Australia as it appears your bank is not aware you are a non-resident and has not withheld tax. (Dependant on the terms of any applicable double taxation treaty) As a non-tax resident, you do not have access to the tax-free threshold and will be taxed at 32.5% on the $35 (so $11.38 tax to pay)" Note the non resident tax in the first bracket has changed to 30%, down from 32.5%. Plenty of other links stating the same. If you can post a link that shows pensions are exempt from non resident tax, or expat pensioners still have the benefit of the tax free threshold, I would like to read it. The Australia / Thailand DTA covers government service pensions, not aged pensions from Centerlink.

Many members have posted their Windows 11 upgrade on unsupported hardware installed fine, and is working fine, and they are receiving security updates. It appears Microsoft have more patching to do.

Australia slipped down the rankings. https://www.mercer.com/insights/investments/market-outlook-and-trends/mercer-cfa-global-pension-index/