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Ahhh Brilliant Thanks scubascuba3 I did find this on the kasikorn page, which said domestic deposits interbank there was 3 different criteria and was not conclusive. 1) Commission-in-Lieu (Deposits) = 0% 2). Commission-in-Lieu (Withdrawal) = 0.25% 3) Other = 0.25% (max 500 Thb, Min 200 Thb) This is Page 4 - Section: 2nd on Page of the 2 sections: Domestic funds transfer Interbank https://www.kasikornbank.com/en/personal/Account/Documents/FeesFCDDepositandWithdrawal-en.pdf From the page this did look to me that possibly the worst case of a Wise transfer using a domestic bank with Thb funds was a Commission-in-Lieu (Deposits) = 0% and 2.5Thb per 1,000Thb identified as OTHER (or £2.50 per £1,000) transferred. It sound like you have the experience to know that there is no however charge - So thanks for that.

I am converting GBP to Thai Baht before transferring funds via Wise into my Kasikorn Bank account, but I can not remember what charges are made by the Bank. I understand the Wise charges, but now returning to Thailand after two years I want to understand the costs from the Bank. Looking at my Bank Book I can not see any charge identified from my previous International transfers.

I have not yet got this yet Pmbkk - I would be doing this Friday. You raise a good issue and there are a number of forums that point out the same. The local Post office is not any help. It however sounds like you are on top of this - Well done.

Yup Yup OneMoreFarang - completely correct - I am not experienced. I get what you are saying and I would not dream in taking to the roads and alleys of Pattay...at all, ever. I have found on Google Maps a quiet track running parallel next to railway line and then some backroads on the last leg to the coast. I aim to use the experience to get better at something I am definitely not good at. My other option if the Motorcycle does work out is to simply go to Lotuss or Big C and buy a pedal bike and do the same journey - If my legs allow!

Now reviewing the answers to my question by you guys - Seems that motorcycle test is quite a good option - It does not seem like a huge commitment and relatively low cost from reports on the web. Is this fairly reasonable and straightforward?

Yup - That looks like the only real choice - If wanting to reduce future road risks.

Mnnn - Good point digbeth - I didn't realise that.

I will arrive back in Thailand in the next few weeks and want to use a motorcycle for trips around Sattahip and Chonburi, possibly about three times per month for the next six months starting from Pattaya. I have a full car drivers licence, but not a full motorbike licence, which in the UK allows for engine size up to 50cc without displaying L plates or passing a Compulsory basic training ( CBT ) course. As I understand there is the Motor Vehicle Act B.E. 2522 (1979) that allows foreigners with appropriate licence from their own country to drive in Thailand. This is section 42 bis.46 bilateral agreement - Thailand Government reciprocal recognition of foreign domestic driving licenses Although not strictly needed I will arrive with International Drivers Permit (IDP) just to ensure if stopped and requested this will be available. Q1: Should I restrict my Bike to the same UK limit of 50cc? Q2: Will my licences theoretically cover me to drive a motorcycle while in Thailand? These questions are asked knowing that the police may act possibly in ways that does not reflect what is the actual law.

Is this acceptable in any currency (with equivalent amount) or is this only acceptable when its Baht in a Thai Bank? - I am assuming cash would not be acceptable?

Utterly Brilliant Response - The freedom to think and provide reasonable expression is not the control of one person granting this right to others.

Here are 500 Airlines that do offer online check-in Link From your comment - Its not clear what your argument might be if many airlines do offer online check-in?

Why have I made a copy and paste of the exact wording - Really? Because it's available information that could potentially provide better general understanding of what forum members can expect from one of the largest airports in Europe, I thought that their knowledge of what Airlines generally expect from their online and Kiosk check-in would be helpful to other members. You forget to include the core in the rest of the text of your quote reference to online and Kiosk check-ins, “if you are travelling with hand luggage only, then head straight to security” - When this is not included then the partial citation becomes valueless and misleading. There are over 5,000 airlines (with ICAO codes) and you identify two of these airlines not having online check-in. This clearly is not a well thought out argument if simply providing your own personal experience for using two of these airlines. This is not a subject about AirAsia or Jetstar, your argument provides no consideration of the thousands of airlines that do provide online check-in. But even in the example you provided, AirAsia do have an online check-in service for many destinations. https://www.airasia.com/check-in/en/gb. My post was an offer of information as an option on some airlines. Your response claims its naive that online check-in would be useful because you were unable check-in on a some flights. This neither addresses the fact that many more flights do provide check-in nor provides any contribution to deeper understanding of the option itself that when only having cabin luggage there might be a way to reduce risk for providing the proof of an onward flight. I found it a struggle really to find any value from your comments or follow any sensible argument that was being made. Finally your last sentence I regard as personal. What was the purpose of becoming insulting?

Just a quick consideration however bearing in mind my previous comments made by airports - However some airlines have specific requirements in their T&C's. For example British Airways says.. Check in from 24 hours before your flight departs with the British Airways app. Available for mobile, iPad and Apple Watch. Download your boarding pass (for flights departing within 24 hours) for return and (where possible) connecting flights. At the airport Can use our airport kiosks to check in and print your boarding pass. All you need is your booking reference (PNR) or passport. BUT......in a separate part on a different page it has small print: Always ensure you have the correct travel documentation for the country you are travelling to. If you're travelling on an intercontinental flight from London Heathrow we will need to check your passport and visa before you go through security. However - Its not clear how this check would occur - The instructions by the airline are to go directly to security after online check-in. It's probably a good assumption that BA is trying to pass accountability to the passenger without a robust process in place for any actual checking to occur - Who knows, but possibly used as an argument to obtain payment for the return flight.

Ha - Good Comment Lemsta69 It sounds like a bit of an error made by the airline at the communications and IT level, but as you say not really possible to argue the issue. A quick reference (text bellow): Gatwick airport UK Link Online check-in Many of our airlines offer online check-in from two to 24 hours before departure. You will be able to choose your seat and print your boarding pass or simply save an electronic version on your phone or the airline's app. When you get to the airport, simply take your bags to the bag drop facility for your airline, or if you are travelling with hand luggage only, then head straight to security. Self-service check-in Several of our airlines offer you the option to use their self service check-in kiosks at the airport. Save time by using the self-service check-in terminal to choose your seat and print your boarding card. Airline staff will be on hand if you need help. Once you've checked in then head to bag drop with your checked-in luggage. The following airlines operate self-service check-in at Gatwick – but not all passengers and routes are eligible to use the service - please ask a member of staff if you're in doubt. British Airways easyJet Norwegian WestJet Manchester Airport similar instructions regards online check-in Link Self-service check-in The distinctive lime green self-service check-in machines are located throughout the terminals, offering you a hassle-free way of checking in, at no extra cost. The quick and easy to use machines help to eliminate queues, allowing you to confirm your booking and print your boarding card in no time at all! If you have baggage, you can take it to a bag drop or if you only have hand baggage you can proceed straight to security control. Online check-in Online check-in offers you the ability to check yourself in and print your boarding passes in the comfort of your own home or at the office (a printer is required). Once you get to the airport if you have baggage you can take it to the bag drop, or if you only have hand baggage you can proceed directly to security control. Express check-in Get through the airport quicker with the help of our self-service Express check-in kiosks. User-friendly touch screen kiosks help to eliminate queues and hassle, enabling you to check-in and print your own boarding card in no time at all. Self check-in kiosks are located within the departures areas of Terminals 1, 2 and 3. Five simple steps to Express check-in Identify yourself by entering your passport, credit card or e-ticket number. Follow the on-screen instructions to confirm your booking. Print and collect your boarding card. If you have bags, drop them off at one of the special bag drop desks (follow the signs to locate your nearest bag drop kiosk). Proceed directly to security.

Good article find Lemsta69 It gives a lot of insight on the costs for associated considerations if a passenger is refused entry, "Fines average out at $3,500 per passenger and airlines then have to fly the incorrectly documented traveler back to their country of origin", hence its not just the cost of taking the passenger back, but includes paying high fines. On an associated link from the site a different article shows that an average airline per passenger spent is around $183 on fuel, salaries, and operating expenses to deliver each traveler to their destination. The resulting net profit however is just $6.12 per passenger (a bit more than the price of a Big Mac). Obviously the cost of returning a passenger to their destination is much higher than the profit available and likely an important consideration for most airlines. ITAT.org is a good source for information, but one of the observations in the article says "The airline document check is normally limited to a visual examination to identify possible fraud ". This is however probably a little outdated since 2016 as a lot of systems have changed. If they hadn't then opportunity for using fraudulent flight documents might exist and Photoshop could be just as effective as an onward flight ticket service. Its worth understanding that if you do not have a suitable Visa in your passport then the check-in agent is essentially looking for the outward flight 6 digit PNR (Passenger Name Record) number and checking that this is authentic. However not all airlines are as capable for identifying PNR's - There are three main Global Distribution Systems (GDSs) Amadeus, Sabre and Travelport, each are giant storage of their own PNR's (plus other data). If the onward flight Arline uses the same GDS as the check-in airline then PNR can be validated. If they are different GDR's, then if Airline alliances exist this allows for sharing of data even between disparate GDR's. There are also other PNR co-operations facilitated between airlines independent of these alliances and available via third party software services allowing this by subscription. Much of this is however very expensive for the airlines and hence many of the smaller low cost airlines do not make this investment and using Photoshop could work in this situation. This is clearly complex for an individual to research an airline's capability and probably not worth the effort in order to save $9 - $14 from 'rent a ticket' providers. One option that might be a workaround (at least for the airline check-in attendant issue) is to check-in online and you will not need to go to the airport check-in and you can directly go through to security by printing the boarding card (after online check-in is completed) or simply use the electronic boarding card provided on your smart-phone. This only works if you have no check-in luggage. If you do not check-in online some airlines provide automated passenger check-in kiosks and again there is no opportunity for a human asking to see the onward flight. Software is being developed for the Kiosks to make this check but this is only a future consideration and Kiosks currently do not do this. Further If you do have luggage to check-in then some of the automated Kiosks also provide this service, but this does not appear to be widespread for many airlines.

Brilliant description recom273 you made the journey come alive.

Thanks KhunBENQ, Yes I think you are right. I did have a landlord that was charging 6 Baht Kwh, who immediately after the 'Landlord-Tenant Code 2018' was introduced (see previous post) my unit Electricity charge came down to the specified 4.5 Baht rate, but then my rent went up by 500 Baht a month. I suspect that if the apartments quoting 8 Baht did bring their Electricity unit cost down inline with Gov rate they would similarly just increase their monthly rental charge.

Thanks for that - Yup its same as this which I was looking at earlier. https://www.mea.or.th/en/aboutelectric/116/280/form/11 I am not absolutely sure, but I think that this relates to single domestic dwelling and there is a separate fixed rate that was introduced on 1 May 2018, called Thai Landlord-Tenant Code, designed to prevent charging tenants more than a Government rate. I think this was only for landlords with more than 5 rental accommodations. The was introduced at 4 Baht in Bangkok, then amended to allowing 20% extra charge for landlords to cover maintenance, 4.5Baht. I am assuming however that this rate is probably no longer applicable and been amended, but I really have no idea. What I do remember is that each location has a different electric authority and last time I was in Bangkok it was governed by the MEA rate

After inquiring on 6 month leases in both Bangkok and Pattaya. All confirmed Electricity charges are at Government rate, but mostly all charging a different rate. The rate quoted most regularly (in both Bangkok and Pattaya) is 8 Baht and a few (both locations) charge 4.5 / 5 Baht Does anyone know what the actual current Government rate is?

Error made - disregard the text at end of first bullet point "in the ‘residence, remittance basis etc’ section)" Not sure how this happened - After change of the formatting - seems to have added text from an earlier cut and paste.

Good point Chilly07, A subject on its own and outside the scope of this post is completing the tax return, remaining resident or becoming non-resident. Sending a Self Assessment tax return You cannot use HMRC’s online services to tell them about your income if you’re non-resident. Instead, you must do one of the following: fill in a paper version of the Self Assessment tax return and also SA109 form (This is just some supplementary pages that record your residence and domicile status added to your SA100 Tax Return), send this only by post in the ‘residence, remittance basis etc’ section) use commercial self assessment software similar to abcsa.co.uk that supports SA109 reporting (this will appear in the section relating to "Residence remittance basis" Section) Or can get a tax professional to report your UK income for you

Brilliant summary

One last thing... As long as you are receiving a pension at 5 April, the end of the tax year, your pension provider will give you an ‘end of year certificate’ P60. This might be given to you electronically, rather than on paper. This shows the total amount of tax they have deducted in the tax year.

I should have mentioned that the above assumes that the work pension is from the UK and is not an overseas pension. If its an overseas pension, the process is a lot more complex than is defined above.

When you start to receive a pension for the first time, HMRC are not able to work out your tax code until they have received some information from either you or your pension provider. You may have a P45 from your pension provider if you have just stopped working and immediately afterwards start to take a pension. If you do not have a P45, your pension provider should send details of your new pension directly to HMRC via the electronic PAYE system. As a pensioner, you will not see this yourself, as the pension company will submit the information directly to HMRC. If you get money from occupational pension, private pension or retirement annuity, the pension payer deducts tax from your pension under the Pay As You Earn (PAYE) system. In order to do this HM Revenue & Customs (HMRC) issues a PAYE code to the pension payer to tell them how much tax to take off. When HMRC issues you with a tax code check your coding notice, to make sure you are paying the right tax on your state pension since mistakes do occur. HMRC generally collects any tax due on your state pension through the Pay As You Earn (PAYE) system since you have other taxable income. If for some reason it is not possible for HMRC to collect any tax due on your state pension through the PAYE system, you may have to complete a Self Assessment tax return each year. Alternatively, HMRC may send you what is called a Simple Assessment. I am assuming that you already know, but worth noting that if your address with HMRC is defined as Thailand your pension will not be indexed each year and since inflation is currently significant this issue will become an increasingly important consideration. If HMRC holds your address as being in the Philippines you will get the benefit of the annual indexation. To contact HMRC (including Web Chat) click Here